~November No-Spend Challenge~ We're trying to save as much as possible in November -- Come Join Us! - Page 9

[FeelingBlessed]

Nov. 1:
Nov. 2:
Nov. 3:
Nov. 4:
Nov. 5: $8 books
Nov. 6: $10 Goodwill (toys/kiddo clothes)
Nov. 7:
Nov. 8:
Nov. 9:
Nov. 10:
Nov. 11:
Nov. 12:

No Spend/Spending w/in Budget: 10/26
Exercise (less stress = less spending): 8/26
Simplify/Organize: 11/26
Grocery/Eating Out: $260.58/$600

[_ktg_]

November

DH has informed me he wants to do the "no spend" challenge too, so now I will try & log for both of us. I'll track family budgeted expenses & my own spending. DH has spending for the boys with their activities and then lunches out.

Goals:
4/15 "no spend" days
0/3 - Eating Dinner out days
$381/$500.00 for groceries
0/0 Holiday Budget (TBD)

Key:
- no spending
- budgeted spending
- unbugeted spending
- unbudgeted/emergency spending

_ktg_
Oct 31 -
1 -
2 -
3 - ($2 water)
4 - ($2 for breakfast & $5.50 for lunch)
5 - (Groceries $54)
6 - ($10 lunch -city market & $17 groceries)
7 - ($18 Cats & $10 Goodwill for 2 pyrex dishes/salad bowl)
8 -
9 -
10 -
11 - ($23 Target for milkbags & wax & $5.89 lunch & groceries)
12 - ($4.29 for lunch & $5 groceries)
13 - TBD


DH's Spending:
1-
2 -
3 - $15 potty training reward
4 - ($15 for plumbing repairs)
5 -
6 - ($5 tacos)
7 -
8 - ($7 beer/groceries)
9 -
10 - ($10 Dinner out with the boys)
11 -
12 - ($10 lunch out)
13 -

Budgeted cash - $68/$120

[Ruthiegirl]

Lots of shopping today -- color pencils for homeschooling, a birthday gift, a new baby gift, umbrellas for the kids. The umbrellas were a splurge. I had promised them to the kids ages ago and now that it is raining, raining, raining, they asked me to make good on my promise.

And now I need to reign it in. I know it looks like I spent a lot of money, but really....I could spend a lot more.


Nov 1 --
Nov 2 --
Nov 3 --
Nov 4 --
Nov 5 --
Nov 6 --
Nov 7 --
Nov 8 --
Nov 9 --
Nov 10 --
Nov 11 --
Nov 12 -- 95.37 homeschooling supplies
Nov 13 -- 117.95 gifts, umbrellas, movie
Nov 14 --



Savings 0/1000.00 <---- waiting to hear back from our insurance company. Our savings money this month may be eaten by a hospital bill.

Grocery/household 453.71/600.00

[mama_ani]

Tonight is going to be HARD. My oldest three kids go on a visit for the weekend to their bio-dad. I get really really down on visit nights and I usually end up ordering in food when I feel so down. It's going to take all of my willpower to NOT order in, NOT walk to the store and to stay on track!

[Hollysmom]

November 1 -
November 2 -
November 3 - ($26 take-out)
November 4 -
November 5 -
November 6 -
November 7 -
November 8 -
November 9 -
November 10 -
November 11 - ($5 fast food, $9 eyebrow wax)
November 12 -
November 13 -

$40 Frivolous Spending
6 No Spend Days

My Key: = No Spend
= Budgeted Spending
= Unbudgeted/Unnecessary Spending

[Ruthiegirl]

Originally Posted by mama_ani

Tonight is going to be HARD. My oldest three kids go on a visit for the weekend to their bio-dad. I get really really down on visit nights and I usually end up ordering in food when I feel so down. It's going to take all of my willpower to NOT order in, NOT walk to the store and to stay on track!

Oh mama, that is a hard night. Thinking of you.

[quelindo]

Hoo boy, did I spend today. But it mostly couldn't be helped.

11/1:
11/2:
11/3: $142.47 necessary groceries + $6.51 unnecessary groceries
11/4: $4.95
11/5: $22.16 gas for the car + $10.52 hooks for the garage + $8.44 curtain tie-back hardware
11/6: $7 open gym for DS
11/7: $18 apples from orchard
11/8: $115.63 necessary groceries + $7.25 unnecessary groceries
11/9:
11/10: $125 energy worker (but should be reimbursed)
11/11: $49.45 Ace Hardware + $1 library fine + $1 hardcover copy of Stellaluna from library sale
11/12:
11/13: $7 open gym for DS + $666 hospital bill (an EVIL EVIL bill indeed -- this finally pays it off) + $2162.25 down payment on having our chimney rebuilt (which is costing us over $7000 total...gulp)


________________________

My Key:
No Car Day
No Spending
Necessary Spending
Unnecessary spending

[quelindo]

Originally Posted by mama_ani

Tonight is going to be HARD. My oldest three kids go on a visit for the weekend to their bio-dad. I get really really down on visit nights and I usually end up ordering in food when I feel so down. It's going to take all of my willpower to NOT order in, NOT walk to the store and to stay on track!

Stay strong, mama. You can do it.

[scrapadoozer]

11/01:
11/02:
11/03: Swap shipping $3.02
11/04:
11/05:
11/06:
11/07:
11/08:
11/09: Target (shirt for ds) $2.35
11/10:
11/11:
11/12: Redbox DVD rental $5.25 (I never even watched it!
11/13:

10/20 No-spend days
$10.52 in frivolous spending

[mama_ani]

Originally Posted by New Mama

Stay strong, mama. You can do it.

Originally Posted by Ruthiegirl

Oh mama, that is a hard night. Thinking of you.

Thank you New Mama and Ruthiegirl! I did it! I am going to go record my no spend day!!

[dsaucone]

1
2
3
4 $3 salad at work
5 $5 coffee $70 Christmas
6 $25 Christmas $20 kid's
7
8 $8 coffee $15 eating out $6 thanksgiving book
9 $7 breakfast/lunch at work
10 $4 lunch at work
11
12 $2 soda at work
13
14

Christmas $95

$68

CD store opens up today. DS needs snappis and covers. I highly doubt that's all I'm leaving with though.

[quelindo]

I was SO proud of myself today. I woke up feeling like we should go do something -- walk to Starbucks, go to the museum, etc., even though we're taking DS to Trainfest tomorrow and that's gonna be pricey enough. But instead we hung out outside (it was really nice out) -- the neighbors were out so DS got to run around with the kids and we got some work done. And then I vacuumed most of the inside of the house, which needed to be done, so I got that sense of accomplishment.

I did go grocery shopping and spent a lot, but I stuck to my list, and stocked up on a sale on boneless skinless chicken breasts (organic/natural breasts normally $5.99/lb on sale for $3.99/lb).

One thing I'm SUPER bummed about is that I missed getting two free tickets to Trainfest. Someone I know e-mailed a bunch of friends including me last night offering them up, but I didn't see the e-mail until this afternoon, and I was too late. It's going to cost us $22 to get in, so that would have been so great! Oh, well.

11/1:
11/2:
11/3: $142.47 necessary groceries + $6.51 unnecessary groceries
11/4: $4.95
11/5: $22.16 gas for the car + $10.52 hooks for the garage + $8.44 curtain tie-back hardware
11/6: $7 open gym for DS
11/7: $18 apples from orchard
11/8: $115.63 necessary groceries + $7.25 unnecessary groceries
11/9:
11/10: $125 energy worker (but should be reimbursed)
11/11: $49.45 Ace Hardware + $1 library fine + $1 hardcover copy of Stellaluna from library sale
11/12:
11/13: $7 open gym for DS + $666 hospital bill (an EVIL EVIL bill indeed -- this finally pays it off) + $2162.25 down payment on having our chimney rebuilt (which is costing us over $7000 total...gulp)
11/14: $174.81 groceries


________________________

My Key:
No Car Day
No Spending
Necessary Spending
Unnecessary spending

[Ruthiegirl]

Oh, crumbs. Our stove/oven is on the fritz. I ordered a part to fix it for $150 and also spent $26 on a consumer reports subscription so I could start researching new ranges online. If this part doesn't fix the problem, we can get some of our money back and then look into getting a new range.


Nov 1 --
Nov 2 --
Nov 3 --
Nov 4 --
Nov 5 --
Nov 6 --
Nov 7 --
Nov 8 --
Nov 9 --
Nov 10 --
Nov 11 --
Nov 12 -- 95.37 homeschooling supplies
Nov 13 -- 117.95 gifts, umbrellas, movie
Nov 14 -- 150.00 part to fix stove, 26.00 consumer reports



Savings 0/1000.00 <---- waiting to hear back from our insurance company. Our savings money this month may be eaten by a hospital bill.

Grocery/household 453.71/600.00

[vivalamama]

yesterday- fail. went to target and planned to spend extra, lol- girls picked up a gift for a friend's birthday, and something for themselves with a gift card from their gma, I bought things on my list, and I planned to hit the snack bar afterward with the girls since we rarely do that. I was ok with that. but then I forgot about a friend's get together- ended up getting dinner at mcd's on the way, plus a bottle of wine we were supposed to bring but forgot about. oh, and I bought gas.

I did have a no-spend today though.


key:
no spend at all
budgeted spend
excess spend

1- Moving day
2-
3- injured back PT, store bought dinner
4- DD1's b-day dinner out (1/2)
5- grocery trip
6- party supplies, value village pajamas and bookshelf
7- DD1's party
8-
9- gas for the car
10-
11- excess groceries
12- csa day, costco, Closing on house
13- target, gas, McD, Record house sale
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-
25-
26- Thanksgiving-
27-
28-
29-
30-


My plan:
make a budget for DD3's birthday, and Christmas.
go to cash system for a reasonable amount of 'fun' money for DH and I
put away debit and credit cards!
dinner out 2 times max, one on closing date for house to celebrate!
1 trip to costco <$150
2 CSA days $80
1 grocery trip/week <$85

[vivalamama]

Originally Posted by mama_ani

Thank you New Mama and Ruthiegirl! I did it! I am going to go record my no spend day!!

[mama_ani]

1 -
2 - - paid rent
3 -
4 - - bought sinus meds for oldest daughter
5 - - bought bus tickets for my daughter & garbage tags
6 -
7 - - bought diapers & clementines
8 - - bought groceries for the first time in about 6 weeks! I didn't do any impulse purchases and stuck to my list
9 - - the day isn't over but I don't plan on going anywhere
10 - + - I'm bummed this wasn't a no spend day - I thought it would be but forgot about the workshop I'm going to that costs $5 ... I shamefully must add a + today... I spent $3.43 on coffee for myself and my Idon'tknowwhatocallhim (we're separated but still friendly... not sure what to call him )
11 - - I bought bus tickets
12 - + - I bought candles & a lighter for our dinner candles + a jar of pasta sauce. My spending was chips and iced tea - which I shouldn't have had anyway! Gah!
13 -
14 -
15 - - paid the gas bill + - I caved an ordered food for ds 3.5 and myself
16 - - bought groceries - no extras and stuck to my list and bought bus tickets
17 - - bought myself 3 pr pants (I had none!) winter boots for 3.5yo and a book for 3.5yo - all for $12! + gingerale for sick dd
18 - - haven't spent yet & have no plans to go out!
19 - + - I bought garbage tags and then caved and got junk food
20 - - paid phone/internet bill + gym membership came out (cancelling so this will be the last one)
21 - - coffee

= no spend day
= necessary spend
= unnecessary spend

total: $34.68

[dsaucone]

1
2
3
4 $3 salad at work
5 $5 coffee $70 Christmas
6 $25 Christmas $20 kid's
7
8 $8 coffee $15 eating out $6 thanksgiving book
9 $7 breakfast/lunch at work
10 $4 lunch at work
11
12 $2 soda at work
13
14 $26 lunch out
15

Christmas $95
Birthday $26

$68

CD store opens up today. DS needs snappis and covers. I highly doubt that's all I'm leaving with though. That's all I left with! 2 OS covers and a snappi! I'm awesome.

[mommyto4grits]

I've actually had 3 no spend days so far this month, that is great for me!

My key:
No Spend
No Driving
Budgeted Spending/Necessities/Thought Over Purchase
Unnecessary Spending
: Exercise Day

Groceries $370

1st- :
2nd- :
3rd- :
4th- :
5th- :
6th-
7th- :
8th- :
9th- :
10th- :
11th-
12th- :
13th- :
14th-
15th- :

[quelindo]

Yay! No-spend day. We did pay to get into Trainfest, and for parking, but once we got in my in-laws reimbursed us (and actually gave us extra, which I'm putting in my fund for doing things with DS).

11/1:
11/2:
11/3: $142.47 necessary groceries + $6.51 unnecessary groceries
11/4: $4.95
11/5: $22.16 gas for the car + $10.52 hooks for the garage + $8.44 curtain tie-back hardware
11/6: $7 open gym for DS
11/7: $18 apples from orchard
11/8: $115.63 necessary groceries + $7.25 unnecessary groceries
11/9:
11/10: $125 energy worker (but should be reimbursed)
11/11: $49.45 Ace Hardware + $1 library fine + $1 hardcover copy of Stellaluna from library sale
11/12:
11/13: $7 open gym for DS + $666 hospital bill (an EVIL EVIL bill indeed -- this finally pays it off) + $2162.25 down payment on having our chimney rebuilt (which is costing us over $7000 total...gulp)
11/14: $174.81 groceries
11/15:

________________________

My Key:
No Car Day
No Spending
Necessary Spending
Unnecessary spending

[Ruthiegirl]

Nov 1 --
Nov 2 --
Nov 3 --
Nov 4 --
Nov 5 --
Nov 6 --
Nov 7 --
Nov 8 --
Nov 9 --
Nov 10 --
Nov 11 --
Nov 12 -- 95.37 homeschooling supplies
Nov 13 -- 117.95 gifts, umbrellas, movie
Nov 14 -- 150.00 part to fix stove, 26.00 consumer reports
Nov 15 -- 56.00 fabric to recover chairs and to finish a gift



Savings 0/1000.00 <---- waiting to hear back from our insurance company. Our savings money this month may be eaten by a hospital bill.

Grocery/household 453.71/600.00