post #61 of 116
12/14/09 at 4:03pm
ahem, you're not all hiding b/c you're out being bad I hope? I'm down to stocking stuffers and packing before we head out for the holidays on Friday night. Stockings are my worst expense killer but I think I'm doing good so far this year, a couple lip balms for the kids and some Christmas beer for dh and I'm good to go.
hi, i haven't been posting much at all, but i read a lot posts
we are just starting this program so we are on babystep 1. so far $400/$1000. i hope to have the EF fully funded by the end of next month.
i have a question about the budgeting, how many different categories do you have? so far this is what i've come up with:
work expenses (like boots, etc.)
car expenses (oil changes, registration,etc.)
and how do you organize this in envelopes? do you use regular envelopes? i was thingking about maybe using a coupon organizer. what do you guys use?
sweetjasmine, I wanted a spanking smiley but apparently you can't use a spanking smilie or the gentle discipline people will smack you. Don't wait til January to get back on your routine. Start now.