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December Low Income Thread - Page 7

post #121 of 185
12/22/09 at 10:27pm
s everyone!!! This time of year is so hard on everyone. Sometimes it seems like I am being crushed by an eighteen wheeler! Today I feel like I am hanging on by a thread. Last week was my birthday and not even dh or the kids my mom no one did anything or even made me a handmade card! I felt crushed and so small.

Solstice was okay we had a relaxing day and the kids had a couple gifts to open. Then we found out the news that we didn't want to hear. We thought Dh was going to be back to work full time but there is nothing for carpentry work right now until probably February of next year. So that means we still have to survive on $70 a week still for the five of us This is crushing us. Our local stores hardly carry anything at all for natural products and we can not really travel far with our car heater broke and it being only 2 degrees out.

We are being overwhelmed in bills and haven't been able to even afford vitamins. This is sending DD who is special needs into a complete mess and it kills me to see her this way

Sometimes I wish money grew on trees . I wish that someday I could go to a store and look at the prices and not even care what they say . (Oh you mean Organic apples are $6.99 a bag sure no problem !!)

Sorry for the rant I know it is all jumbled and probably not even coming out right, I feel like a failure of a mother and my whole family hates me. I pray that next year is better than this .
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post #122 of 185
12/23/09 at 1:37pm
Quote:
Originally Posted by maciascl View Post
Well HELL!! We met with the attorney today & my world was turned upside down. We were under the impression that once you retian the attorney the foreclosure process stops until after the bankruptcy is filed & discharged. NOT THE CASE!! We thought we were going to have about 18 months (the attny takes long payment plans) but it turns out that we might have 6 months if we are lucky! We are so screwed. DH can't stop crying. I can't be having a baby now! I guess we will be contacting someone to set up a short sale to start next month & PRAY that it takes a long time to sell. I just don't know what to do.
When we SS'd our place it took about a year, so we weren't paying the mortgage that whole time. Hopefully something will work out for you, and it's good that you are doing it now and not waiting until the last minute.

Quote:
Originally Posted by Peacemamalove View Post
s everyone!!! This time of year is so hard on everyone. Sometimes it seems like I am being crushed by an eighteen wheeler! Today I feel like I am hanging on by a thread. Last week was my birthday and not even dh or the kids my mom no one did anything or even made me a handmade card! I felt crushed and so small.
That's terrible they forgot your Bday I'm so sorry mama!
post #123 of 185
12/23/09 at 2:45pm
Quote:
Originally Posted by LizzyQ View Post
When we SS'd our place it took about a year, so we weren't paying the mortgage that whole time. Hopefully something will work out for you, and it's good that you are doing it now and not waiting until the last minute.
I am so hoping it takes a while, but it seems like houses are suddenly selling pretty quick around here. I feel slightly better today after looking into some housing programs. I just wish I ccould get DH to calm down. He is so depressed.

Quote:
Originally Posted by Peacemamlove
Sometimes it seems like I am being crushed by an eighteen wheeler! Today I feel like I am hanging on by a thread. Last week was my birthday and not even dh or the kids my mom no one did anything or even made me a handmade card! I felt crushed and so small.
That is aweful! I am so sorry they didn't do anything for your birthday. I hope you atleast pointed it out to them. I so know what you mean about hanging by a thread & being crushed by an 18 wheeler. I am right there with you.
post #124 of 185
12/23/09 at 3:14pm
thanks and s maciascl
post #125 of 185
12/23/09 at 3:34pm
Hey everyone, hope it is okay if I join here. This past year has been pretty tough financially. My DH is going to school full time and working part time and I am a SAHM. We get by but barely. Luckily we have Medicad for the kids, and have the full amount we can get of FS and are on WIC. We moved into a tiny place to cut down on rent so rent is only $500 a month but even that is hard for us to keep up with adding, gas, electricity, car payment, car insurance, gas, toiletries, clothes, money for laundry, etc. We do the best we can but it gets frustrating sometimes. We were able to save a little for Christmas and bought a $35 fake tree and bought the girls cabbage patch dolls for Christmas along with a few stocking stuffers...nothing for us of course but all I care about is making sure there are some presents under the tree for the girls. I know there are so many things I should feel grateful about, at least most of the time we have enough food, are able to pay most of our bills and to provide the bare essentials for the kids but I feel so bad when our oldest DD is invited to a birthday party and we don't have the extra money for a present or if she needs something for school and we can't buy it etc. I don't want to be rich, just financially comfortable. I am starting school in Jan. I know the next few years will be very tough but once DH and I both have our Bachelors Degrees hopefully we will be able to stop renting and buy a house. I feel like our families (esp. mine) look down on us because we never have any money but we are doing the best we can. Yes we are 27 but we are trying to build a better future for our family by going to school. We don't smoke, drink or do drugs and we never spend money on ourselves. What more can we do?! Anyway I will def. be checking back with this thread, it is nice to not feel alone.
post #126 of 185
12/23/09 at 4:11pm
Well its 2 days til christmas and I am just NOT in the mood. I feel like I've come to a grinding halt on EVERYTHING. I want to curl up in a ball and cry my eyes out. No particular reason why, the holidays just seem to multiply things times 10 thousand. To top everything off with I think Im getting bronchitits again.... I need a hug. And someone please wish me luck, i have an ultrasound on my stomach this afternoon.... (i hope its just an ulcer)
post #127 of 185
12/23/09 at 4:43pm
Hugs to everyone having a hard, hard time.

Peacemamalove-I wouldn't think twice about buying nonorganics or all naturalproducts. When the going gets tough you gotta do what you gotta do. It is great when you can but don't beat yourself up. Have you checked with your pediatrician about vitamins? Lots of times if they write an rx for vitamins medicaid will cover them with only a 50 cent copay. Just a thought.
post #128 of 185
12/23/09 at 6:54pm
mommaof3boz We try our best at organic but we know that if we can't get it we just have to do with what is available. I hope my post didn't come across as I won't buy my family anything at all if it is not organic or natural because that isn't so.

We do not have a pediatrician we see an Naturopathic doctor and our daughter is on a lot of supplements etc. These are expensive and are not covered by Medicaid unfortunately
post #129 of 185
12/24/09 at 2:04am
Quote:
Originally Posted by Peacemamalove View Post
mommaof3boz We try our best at organic but we know that if we can't get it we just have to do with what is available. I hope my post didn't come across as I won't buy my family anything at all if it is not organic or natural because that isn't so.

We do not have a pediatrician we see an Naturopathic doctor and our daughter is on a lot of supplements etc. These are expensive and are not covered by Medicaid unfortunately
It sucks, were kinda in the same boat, my dd is on supplements too and they work far better in then $500 worth of meds the insurance co pays for every month for her Bipolar. They'd rather spend the $500 then the less then $100 on supplements cause you know, vitamins can't be better then meds! Even when vitamins are the prescription they don't cover them! I give myself my B12 shots and take 50,000IU Vit D pills, they will happily pay for Dexa scans or broken bones or neuro damage or psych issues or what ever other issues the deficiencies have caused (can we say $30k in dental work over the past 8 years?) Both vitamins are available by prescription only, cost about $12mo each and they won't cover it. Thankfully I bought a years worth when I had the money so I'm not SOL but it burns my butt there so short sighted.
post #130 of 185
12/24/09 at 5:53pm
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post #131 of 185
12/24/09 at 7:07pm
Merry Christmas Eve....

Today DS and I are making Applesauce, Fudge, Cookie and some other goodies....

Needless to say its 60-some degrees here and it doesn't feel a bit like the holidays.... maybe the cookies will help LOL
post #132 of 185
12/24/09 at 7:09pm
thanks for reminding me - DD and I need to make cookies for "Santa".

I'm trying to get her to nap so I can wrap presents, but it isn't looking likely.
post #133 of 185
12/25/09 at 1:20pm
MERRY CHRISTMAS, everyone

I haven't been around much, sorry.
I'm STILL not working but Eric (babydaddy) is, so at least I have some money coming in.
He bought me 2 new tires for my car as a "Christmas present" (I've been dealing with flat tires for the past couple of weeks)
Things are still not great but they ARE looking up, so 2010 WILL be a better year.

Oh and peacemamalove, I hope things go better for you soon.
post #134 of 185
12/25/09 at 3:04pm
Well I don't celebrate Christmas but I do look forward to having a relaxing family day......so I hop you all are having a good Christmas today.

I got off work yesterday at noon because of the holiday and took ds to visit my bf (he wanted to show him his new truck lol). We had to go to the bank (on the bus, on Christmas Eve) and by the time we got back my bf's place it was close to 7 PM, so ds fell asleep in my arms & we were just socializing with the other family and their kids...totally peaceful, relaxing.

Then my mom shows up on the doorstep with all my and ds' clothes bagged/boxed up. Apparently she had decided to kick us out of her home at 11 PM on Christmas Eve. I threatened to call the police if she didn't let us back in, and she ended up dragging ds out of a sound sleep to pu him in the car and take us back with her right then (I had no choice, she was threatening to leave all our clothes on the curb if I didn't, and we can't bring that kind of drama inside someone else's home). So I'm guessing legally I have 30 days to get out, and she is threatening to change the locks so I imagine it will be 30 days of calling the police every time I want to get back in the house. And I only have about $450 in the bank right now which is nowheres near enough to get an apt. It sounds like a lot (and it is a lot, for us) but it isn't enough.

So I'm praying that something amazing will happen soon.....maybe I can do one of those rapid refund things through H&R Block, or Jackson Hewitt...anyone done those before? I heard they take a lot of your $$ but it may be the only way.

All I can say about today is thank God we don't celebrate Christmas as such, and ds got all his new stuff yesterday and the day before, or his fun would have been totally ruined by all the tension and yelling .
post #135 of 185
12/25/09 at 5:26pm
waitingto2bemommy-OMG. What is wrong with your mother??? Obviously she has no true concern for you or your child or she wouldn't pull that on Christmas Eve. Your poor little boy. Here is a prayer that something happens that gets you out of there asap.
post #136 of 185
12/25/09 at 7:04pm
Quote:
Originally Posted by mommaof3boz View Post
waitingto2bemommy-OMG. What is wrong with your mother??? Obviously she has no true concern for you or your child or she wouldn't pull that on Christmas Eve. Your poor little boy. Here is a prayer that something happens that gets you out of there asap.


hugs to you and your family!
post #137 of 185
12/25/09 at 7:24pm
Waiting2bemommy, your mother sounds like a nutcase (no offense)
Took the kids to to the movies to see Alvin & the Chipmunks 2
It was alright, but...when did children's movies start getting more adult themes? Luckily, it all went over Mikki's head but seriously!!!!
post #138 of 185
12/26/09 at 12:09am
Quote:
Originally Posted by waiting2bemommy View Post
Well I don't celebrate Christmas but I do look forward to having a relaxing family day......so I hop you all are having a good Christmas today.

I got off work yesterday at noon because of the holiday and took ds to visit my bf (he wanted to show him his new truck lol). We had to go to the bank (on the bus, on Christmas Eve) and by the time we got back my bf's place it was close to 7 PM, so ds fell asleep in my arms & we were just socializing with the other family and their kids...totally peaceful, relaxing.

Then my mom shows up on the doorstep with all my and ds' clothes bagged/boxed up. Apparently she had decided to kick us out of her home at 11 PM on Christmas Eve. I threatened to call the police if she didn't let us back in, and she ended up dragging ds out of a sound sleep to pu him in the car and take us back with her right then (I had no choice, she was threatening to leave all our clothes on the curb if I didn't, and we can't bring that kind of drama inside someone else's home). So I'm guessing legally I have 30 days to get out, and she is threatening to change the locks so I imagine it will be 30 days of calling the police every time I want to get back in the house. And I only have about $450 in the bank right now which is nowheres near enough to get an apt. It sounds like a lot (and it is a lot, for us) but it isn't enough.

So I'm praying that something amazing will happen soon.....maybe I can do one of those rapid refund things through H&R Block, or Jackson Hewitt...anyone done those before? I heard they take a lot of your $$ but it may be the only way.

All I can say about today is thank God we don't celebrate Christmas as such, and ds got all his new stuff yesterday and the day before, or his fun would have been totally ruined by all the tension and yelling .

What happened? People usually don't use throw you out like that, was there a fight or something?
post #139 of 185
12/26/09 at 1:30pm
We had a great Xmas.. I think everyone liked their presents and I am so glad I started Xmas shopping in Sept! We had friends over for dinner last night and everyone sang The Beatles carols (instead of Xmas carols), that was fun! And I made a vegan lasagna that was amazing.. even my cheese-loving (cheese-obsessed) BIL said it was one of the best he's ever had!

Hope everyone else had a great holiday.

We have more today too.. going to FIL's house.
post #140 of 185
12/26/09 at 2:59pm
Quote:
Originally Posted by mommaof3boz View Post
waitingto2bemommy-OMG. What is wrong with your mother??? Obviously she has no true concern for you or your child or she wouldn't pull that on Christmas Eve. Your poor little boy. Here is a prayer that something happens that gets you out of there asap.