Who you are
- Kirstin, mostly sahm to two kids.Where you are going
- Short term goals for this month are to avoid dipping into savings, to make more money than I spend this month, so that dh won't have to pay for any of the daily stuff out of his accounts like he had to last month. Slightly longer term- save up the money needed to go to an out-of-state workshop in March without dipping into savings (this would require me making about $1000 extra in the next two months, to cover the workshop costs and the hotel costs for me, dh, and the kids). Hopefully, I can talk my workplace into covering at least part of the cost of the workshop- that would be spectacular.How you plan to get there
- this might mean making myself say yes when they try to call me in on unexpectedly busy nights at work this month. Also, I want to be more realistic about my spending categories when I make up my January budget (ie, allow myself a certain amount of approved "blow money", rather than kicking myself every time I spend anything at all on myself).
Related plans that will help me stay within budget:
-Continue to declutter my house, so that I have the mental and physical space for being more creative with what I actually have, rather than the knee-jerk reaction I tend to have of trying to buy myself out of every problem.
- Go to library more- free dvds and books and kid activities!
- Stay off the internet and try to live in the real world as much as possible!
- Be organized about planning ahead for "unexpected expenses" that I can see coming a mile away if I actually stop to think ahead.
- Start couponing, deliberately shopping sales again and cooking from the pantry! And don't let dh buy groceries, because holy crap, he spends twice what I do (as evidenced by our $700 in groceries this past month, when it's normally less than $400)!
Really, really, really need to crack down on unplanned spending, as DH and I both have jobs that are somewhat seasonal, and both of us have been working a lot less than usual.