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~January No-Spend Challenge~ Let's start 2010 out with a bang! Everyone is welcome to join at any... - Page 5

post #81 of 233
Goals for the Month of January
1. 25days of no spending (not counting rent, groceries & required bills.. I mean misc spending)3/31
2. Unplanned spending 5 or fewer days: 0/5
3. Eat out as little as possible (we do friday fish & chips, so aiming for ONLY that: 0/31
4. 15 days with exercise in them: 0/15

Key:
- No Spend
- Planned Spend
- Unplanned Spend
- All meals eaten at home
- Exercise

Running Totals: Just keeping running totals on things that get out of hand for us... which is groceries, and misc unplanned spending! Dh has his van in to be serviced this coming weekend, which we hadn't budgeted for but is still required, so in here it goes.

Groceries: $16.00
Unplanned/Uneccessary spending: $10.78

Jan 1:
2: and (milk, bread.. planned. lightbulb replacement $10 unplanned)
3. Didn't even leave home today
4. 19.00 diesel.. dh started back to work today
5. (forgot butter on the 2nd!)

Today could have been bad... I have hurt my hip and had to go to the doc (at a shopping centre) and then into town to get xrays /ultrasounds. Both places would normally have caused me to if I weren't being mindful of my spending!
post #82 of 233
January
Key:
No Spending:
Budgeted Spending:
Unnecessary Spending
Emergency/Unnecessary Spending:
Exercise:

1- (Happy New Year!)
2- $376 costco
3- $94 Target
4-
5-
6-
7-
8-
9-
10-
11-
12-
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-
25-
26-
27-
28-
29-
30-
31-

January 2010 goals:
Eat out (dinner or lunch): 0 days
Groceries: $376/$500
Extra for CC: 0/$200
No Spend days: 1/20
post #83 of 233
Ugh - an ER copay that I completely forgot about from last year just came due. $100! But at least I could pay it with my new healthcare FSA credit card; a small tax savings if nothing else.

My key:
No spend:
Planned spend:
Unplanned spend:
Credit card use:

1/1:
1/2: $2.99 movie rental
1/3:
1/4:
1/5: $100 ER copay from Nov 2009
post #84 of 233
Met our dental insurance deductible already and it's only 5 days into the year! Poor DD had a tooth abscess .

I am in the midst of wading through 2 months' worth of coupons, in an effort to get myself back into the routine of matching coupons with sales and all that...

1/1-
2- $5 DD medicine, $12 baby items, $74 groceries, $34 gasoline
3 Meal Plan. Coupon. $17 Amazon books ($4 self spending, $13 homeschool books)
4- (although $100 dental copay will be due next time at dentist- their computers were down today)
5- anticipating
Groceries/ household: $74 / $200 keeping it low this month as our pantry is VERY well stocked!)
Kid and baby stuff: $20 / $20
Homeschool: $13 / $20
Blow money for self: $4 / $30
Gasoline: $34 / $100
Gifts: 0 / $10
Medical copays: $5 medicine, $100 at dentist?

Total January budgeted = $480
Total January spent = $150

Goals:
No spend days 1 / 15
Declutter 0 / 5
Exercise 0 / 10
: Meal Plan! 0 / 4 weeks

Extra money set aside for March CLC course: $0 / $1000[/QUOTE]
post #85 of 233
1 -
2 -
3 -
4 -
5 -

total
5
grocery 0/110
post #86 of 233
Budget for January 2010: $5177
Actually spent in January 2010: $1247.34
post #87 of 233
So far, so good! No unplanned spending, and I've brought in extra money. Woohoo!

1. $1,000 - rent
2. $0
3. $1 - newspaper
4. $76 - car insurance; $79.03 - groceries (food stamps)
5. $197 - car payment
post #88 of 233
Thread Starter 
Quote:
Originally Posted by maggiemae View Post
Do you all count what your partner spends or are you just tracking your own spending?
We track both for sure because it's all just one account, one set of cash envelopes for a few things, and one budget for all of us. So any dollar that either of us spends is recorded.
post #89 of 233
- no spend
- budgeted spending
- non-budget items

Jan 1 -
Jan 2 - grocery
Jan 3 - $15.20 on lunch out with the fam
Jan 4 -
Jan 5 - $7 lunch
post #90 of 233
Thread Starter 
Goals for the Month of January
1. Half the month with no spend days: 0/15
2. Unplanned spending 5 or fewer days: 1/5
3. No eating out that we pay for all month: 3/31
4. Bring in extra money from my business: 0%
5. 185 items decluttered: 0/185
6. 13 days with exercise in them: 1/13

Key:
- No Spend
- Planned Spend
- Unplanned Spend
- All meals eaten at home
- Exercise

Jan 1:
Jan 2:
Jan 3:
Jan 4: Broke my no eating out goal. I grabbed a sandwich and a fruit drink because I'd gone 5 hours without eating and my pregnant body doesn't do well with that right now... I also paid my heating bill and my bank service charge, which were planned, budgeted spends.
Jan 5: Great day! I am going to go see if I can start a decluttering pile and maybe get some exercise in too!

Running Totals:
Budget set spending (tithe, rent, utilities, internet/cell, insurance, bank service fees, debt repayment, hosting fees, RESP): $90.30
Budget discretionary spending (everything else on our budget): $5.00
Groceries: $232.59
Unplanned/Uneccessary spending: $9.31
post #91 of 233
My key:

= groceries

= necessities like gas and stuff for baby.

=No money left my pocket

=Oops! Spent money.


1/1=
1/2= $8.00 Movies
1/3=
1/4= $6.55 Breakfast out
1/5= $4.30 McDonald's. $100 Toyota for Car Maintenance $25.61 Publix
post #92 of 233
ugh ... do I REALLY have to add this all up?! <sigh> it's amazing how everything adds up.. I knew that, but crunching the numbers really makes it real, you know? but I suppose that is the point of this whole challenge, right?

Key:
- No Spend
-Planned Spend
- Unplanned Spend
- All meals eaten at home
- Exercise
- No Car

1/1--
1/2--
1/3-- --migraine & was asleep during dinner..DH bought fast food for family $16 $25.95--online order for a years worth of DS's toothbrush replaceable heads (consumables!)
1/4
1/5 $152.72 Groceries $43.35 Planned Consumables $48.04 Planned non-consumables $6.72 Unplanned/Unnecessary spending


Running Totals:
Groceries: $152.72
Other Planned consumables: $69.30
Planned/necessary Non-consumables: $48.04
Unplanned/Unnecessary spending: $22.72

Total for the Month: $292.78
post #93 of 233
I'd like to join in. I definitely need to keep track of my spending.

a. Who are you: I'm a stay at home mom to a nine-month old ds and wife to dh.

b. Where are you going (financially): I need to pay down cc debt and start putting money into savings.

c. How you plan to get there: Continue to make grocery lists, meal planning, buy food in bulk, sell things on craigslist, buy used whenever possible, stay out of stores.

My Key:
No spend
Necessary spending
Unnecessary spending

1.
2.
3.
4.
5.
post #94 of 233
I'm Akichan, SAHM of 3 boys, ages 3.5, 2, and 6 months. We are living with my parents and our sole income is Child Support. My goals this year are to start my own business so I can work from home and on my own schedule!

I pay the utility bills instead of rent, and I want to save up enough to keep us afloat while I start my business, and also if possible be able to live on little enough that we can move out of here!

12/31 no spend

20/31 workout (30-day Shred)
Budgeted spend/shopping days


1/1 $7 movie - Up in the Air (btw, it got great reviews, but I didn't like it that much)
1/2 gas, lots of returns, so got merchandise credit at various stores
1/3 paid bills
1/4 1/21 1/20
1/5 2/20
post #95 of 233
01/01
01/02 $6.20 Dunkin Donuts, $8.82 swap shipping
01/03
01/04
01/05

4/20 no-spend days
$15.02 frivolous spending
$0.00 put in savings account
post #96 of 233
Kate, unemployed single mama to D

Goals and Amounts for January
29 days with no unnecessary spending: 4/29
Half the month with no spend days: 3/31
No eating out that I pay for all month: 5/31
5 items decluttered /day plus /item in: 117/220
Eat well within food budget: $66/$280
Set expenses estimated: $309/$400
Track travel expenses: $0
Unnecessary spending: $0

1-
2-
3-bought groceries , used close to 1/4 of monthly budget
4- returned a couple Christmas gifts, now have $37 store credit at JCPenney's
5-grabbed an onion and a zucchini at the store <$2, + a splurge of $6
oh, and paid all the bills! $309
6-
7-
8-
9-[/QUOTE]
post #97 of 233
January 1 -
January 2 - $13 for socks (I needed them, but still a spend)
January 3 -
January 4 - $23 snacks and $ to play cards at friends house
January 5 -

Unbudgeted/Unnecessary Spening: $36
No Spend Days: 3
post #98 of 233
January
Key:
No Spending:
Budgeted Spending:
Unnecessary Spending
Emergency/Unnecessary Spending:
Exercise:

1- (Happy New Year!)
2- $376 costco
3- $94 Target
4-
5-
6-
7-
8-
9-
10-
11-
12-
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-
25-
26-
27-
28-
29-
30-
31-

January 2010 goals:
Eat out (dinner or lunch): 0 days
Groceries: $376/$500
Extra for CC: 0/$200
No Spend days: 3/20
post #99 of 233
Still tracking our spending. Here is where We are at so far:

1/1 $2 cheese sticks
1/2 $9 pizza and water, $20 Metrocard, $28 Farmer's Market, $5 Starbucks
1/3 $30 coop, $6 c-town, $66 Fairway, $40 gift
1/4 $32 parking ticket, $32 ice skating class, $39 gas, $1 envelopes, $4 muffins for kids, $147 Frontier order
1/5 $180 hair cuts for the whole family
1/6 $16 parking, $7soccer class, $20laundry, $173 coop shopping
post #100 of 233
01/01
01/02 $6.20 Dunkin Donuts, $8.82 swap shipping
01/03
01/04
01/05
01/06 $8.40 picture frames

4/20 no-spend days
$23.42 frivolous spending
$0.00 put in savings account
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