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Surviving as a Full Time student Tribe? - Page 2

post #21 of 162
Bumping as I might be joining you all soon.
post #22 of 162
Dh and I are students, and will be full time in September. Some of the things that help us are

1. We work full time every summer. From May-end of Aug. Then we make all of that money S-T-R-E-T-C-H to cover our tuition, and bills for the year.
2. We don't eat out. Ever. Especially for lunches etc at school!
3. We buy our books second hand whenever possible, and apply for all scholarships and grants.

We're in canada, and are blessed with programs that help us, including a daycare subsidy, and low income health care support.

As for lunches, I make two different kinds of soups on sunday, and they last through the school week. Then I add a salad with dressing on the side.

I'm planning on doing the majority of my cooking/prep on weekends for the school day dinners. I'm thinkin' I can make 5 dinners (casseroles, prep for crockpot, etc.) and just be able to walk in the door and pop something into the oven/crockpot/skillet, add some fresh veg or a salad and call it done! Anyone else do this sort of thing?
post #23 of 162
My DH and I are both full time students. We are taking all online classes this semester and taking 3 of the same classes so that makes it easier because we can help each other out. We have two little ones. Our oldest DD is in pre-school for half of the day Tues-Fri. Our youngest DD is 3. We just do homework and study when we can, off and on all day and then some at night when the kiddos are in bed.

We are on FS and WIC. It helps a lot. All of our food is covered and DH gets a paid monthly from the GI Bill (he was in the Army) plus he works part time so that covers our bills and then we wait to buy anything extra like clothes, fun stuff etc. until we get our Financial Aid money.

We eat at home usually (unless DH is working) so that makes meals a lot easier. DH usually takes a drink and a packed lunch to work and we pretty much never eat out or anything. It is tough sometimes but I know in the long run it will be more than worth it and I am really proud of us for working so hard to make a better life for our little family. It is so hard going to school after having kids but it is doable and is very worth it!
post #24 of 162
Joining in! Both my DH and I are FT students. He also works FT, but will probably have to quit next semester. He works nights and then goes to school during the daytime right now but it's really not going to work out for us that way anymore. Dh does web design and photography on the side and will be continuing that plus he and I are starting a small homemade soap company to sell at local craft shows and online. We are currenlt on WIC but are applying for foodstamps this week to help with the budget.
We both get pell grants and will hopefully be getting $$ from the Choctaw nation to help with education expenses. We're trying not to take out any loans.
post #25 of 162
:bump

We'll be joining you soon. I'm in my 3rd year of school (going for my masters, so I've got 3 years left) and DH is quitting his (well-paying, but way too stressful) job this summer to go back to school. He'll probably have about 3 years left.

We're planning on taking out all the loan money available, but putting it straight into our high interest savings accts and only using it when really neccessary. Whatever loan money is still in there when we graduate will be put straight onto the debt we've accumulated.

We'll be applying for WIC and FS.
We're getting every grant available to us, though they really just cover tuition and books.
I'm hoping to get a GA position when I start grad school.
DH will be working summers. (I have classes and need someone to watch the kids so I probably won't)

The hardest thing for us will be not eating out. Even going to the Chinese buffet once a week will have to be cut out. I'm hoping we can swing once a month though.
post #26 of 162
You will have to list all bank accounts with the account numbers and you can't have more than like $2000 in assets for food stamps, so I dont think taking out loans and then putting them in savings will work.


Ooh and they have "new" rules about working to get fs too... being a full time student in most places does not qualify you.
post #27 of 162
Quote:
Originally Posted by Thystle View Post
You will have to list all bank accounts with the account numbers and you can't have more than like $2000 in assets for food stamps, so I dont think taking out loans and then putting them in savings will work.


Ooh and they have "new" rules about working to get fs too... being a full time student in most places does not qualify you.
Well, in our state, if you're a full time student and working in a work-study program (which only pays about $1100/semester or if you have small kids, you can get FS.

I think that the loan money in the back acct may keep us from getting FS, but I think that really sucks since that money will barely last the full year. ...it's just that we will only really get a 'payday' twice a year. So if you look at my bank account in august, the balance may be really high, but wait until december to look at it and money will probably be really tight. So, yeah, that kind of stinks.
post #28 of 162
Yes work study qualifies you here too.



Those who are doing work study... what job did you end up with?




Is anyone else paying rent/mortgage with only fin aid/work study/loans?




Anyone heard back from Fasfa for fall yet?



post #29 of 162
Quote:
Originally Posted by Thystle View Post

Is anyone else paying rent/mortgage with only fin aid/work study/loans?
We will be starting this fall.. I am getting a full tuition scholarship so all our grant $ money will go to rent in family student housing... dh is going to start a masters program and hopefully a PT job.
post #30 of 162
Thread Starter 
OP here, just an update!

So we are doing pretty well $$ wise but time management is killing us! I'm thinking about quiting my second job as I have just no time. Food stamps was so easy! I thought it would be tons of hassle but it was easier then WIC! They gave us so much too like $682!! Thats $182 over what I budget for when I'm not scraping by! I've been trying to stock some things and use some money for "convience foods" (I use this as quotes but because I'm taking about buying bread and hummas, lol). Unemployment is still "considering" my dh's application!!! They are having a problem with him going to school even thought he said he would except work if it came along. We have a couple more days till we find out if that will come through. Stae taxes are back, which helped. Our HUGE (we bought a house) fed return is not back yet but we want to try to save most of that. What has really helped is my busniess finally came through, I'm sooooo busy!
post #31 of 162
Quote:
Originally Posted by LizzyQ View Post
We will be starting this fall.. I am getting a full tuition scholarship so all our grant $ money will go to rent in family student housing... dh is going to start a masters program and hopefully a PT job.

You wouldn't happen to be going to the University of Utah in SLC would you? You don't have to say on here... it's one of the places my hubby put on his Fasfa. We threw in a few in other states for variety and to see what would be offered.
post #32 of 162
Good luck vibes OP!!!! That's awesome to hear about the food stamps! It's NOT at all that easy here! Its like a 20 page manual to fill out and full on interogation.
post #33 of 162
Quote:
Originally Posted by Thystle View Post
You wouldn't happen to be going to the University of Utah in SLC would you? You don't have to say on here... it's one of the places my hubby put on his Fasfa. We threw in a few in other states for variety and to see what would be offered.
No.. I was planning on going to The U, but Utah State has awesome scholarships, so we're following the money! My DH got his BS degree from U of U though, it's a great school!
post #34 of 162
Quote:
Originally Posted by LizzyQ View Post
No.. I was planning on going to The U, but Utah State has awesome scholarships, so we're following the money! My DH got his BS degree from U of U though, it's a great school!


Ooooh those are very nice! I may need to add that one too. LOL
post #35 of 162
Quote:
Originally Posted by Thystle View Post
Ooooh those are very nice! I may need to add that one too. LOL
Do you live in Utah or looking to move here? If you do live in Utah weber state has free tuition for families that make under $25,000 a yr
post #36 of 162
Quote:
Originally Posted by LizzyQ View Post
Do you live in Utah or looking to move here? If you do live in Utah weber state has free tuition for families that make under $25,000 a yr


No I am out of state.


I did put both of the schools on the fasfa just to see though. Both of their student family housing sites look very nice, but alas do not take any pets.






We did however find out that my hub's first degree is too old and not much of it transfers, and his second degree was not from a "nationally" accredited collge (oh if we could go back in time and realize that!).... so unless he wants to start as a freshman all over again he has to petition for many of his credits and earn some more credits so he can be a "transfer" student instead.


The amount of paperwork we have been doing is unbelievable! A seperate form for every single credit class......... for each college/university.




Alas it appears we are staying "local" for at least one or two semesters before we can move anywhere "fun" as a "transfer".



How is everyone else doing? Anyone gotten early news from fasfa/school yet?
post #37 of 162
Thystle - Oh thats a PITA! If you are looking for other universities with nice family housing- U of Oregon in Eugene has houses and I think they at least allow cats... I sooooo wanted to go there or Oregon State, but the deal I am getting with USU is too good to pass up.

AFM: I just sent in all my tax info and just waiting to hear about about my scholarship. DH has to take his GRE and get a score in the 40%-tile or higher and he will get accepted into his graduate program.

We are counting down the days until we no longer live at MIL's
post #38 of 162
Quote:
Originally Posted by LizzyQ View Post
Thystle - Oh thats a PITA! If you are looking for other universities with nice family housing- U of Oregon in Eugene has houses and I think they at least allow cats... I sooooo wanted to go there or Oregon State, but the deal I am getting with USU is too good to pass up.


Ooh thanks for that link. I will keep it in mind too for next year. Will have to see what everyone offers then.
post #39 of 162
Quote:
Originally Posted by Thystle View Post
No I am out of state.


I did put both of the schools on the fasfa just to see though. Both of their student family housing sites look very nice, but alas do not take any pets.






We did however find out that my hub's first degree is too old and not much of it transfers, and his second degree was not from a "nationally" accredited collge (oh if we could go back in time and realize that!).... so unless he wants to start as a freshman all over again he has to petition for many of his credits and earn some more credits so he can be a "transfer" student instead.


The amount of paperwork we have been doing is unbelievable! A seperate form for every single credit class......... for each college/university.




Alas it appears we are staying "local" for at least one or two semesters before we can move anywhere "fun" as a "transfer".



How is everyone else doing? Anyone gotten early news from fasfa/school yet?
I successfully transferred 10+ year old credit hours, but, the first school would not accept them, even though some of them were earned there! I had a great transfer student advisor who was willing to work with me. I had to copy/paste course descriptions from catalogs and provide/ask for class syllabi if the various dept heads asked for them. My regular advisor told me she was pretty shocked that the transfer student advisor even looked at my transcript because their usual cutoff is 3 years old. I started school 12 years ago I guess the point of my story is that he may have to try more then one school to find one that is willing to really look at and accept his previously earned credits.

We have not filled out our fasfa yet, I'm asking dh to do it this weekend. I did apply for 9 scholarships this year, but won't hear anything about them until May.
post #40 of 162
Well hubby's first degree was from 18 years ago, not many schools are working with it.


Well for some reason they all seem to be ok with that ONE credit for weightlifting.


Oh joy... THAT helps sooooooooooo much!




We are actually working with several schools............ you just have to fill out alot of paperwork for each credit you are petitioning for. It adds up! The biggest problem is his second degree... the school was not nationally accredited so most schools wont accept them at all. We didn't know that at the time he was in the school... or about transferring later. It was a rude awakening to say the least.

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