i'm really unsure what the right thing to do is here, and feel totally overwhelmed so could use some advice....
i'll try to sum up the situation:
my lease is up in april — i rented the house last april when i was pregnant with the help of my mother who co-signed. me and dp had just broken up. i was barely working. i had just gotten myself out of debt and didn't want to overextend myself financially, but my mom insisted that i let her help. i felt backed into a corner (i know, that sounds obnoxious — she wanted to help me — but she's prone to very erratic, hurtful and inappropriate behavior and has leveraged her assistance against me in the past when i've tried to establish boundaries, so i was nervous).
so, between my minimal income, assistance from dp, and savings i've been able to pay my bills. dp takes care of everything dd needs, and we have medicaid. my mom helped with rent. but she and i recently had a massive falling out and so she is no longer helping me. i knew it would happen and i'm kicking myself for putting myself in this situation. i have enough in my savings to make it to the end of my lease, and even a couple months more, but then it's gone.
dp and i reconciled a couple months ago, but he has a lease elsewhere until july. he thinks that once he is out of his lease and moves in officially (he's been living here since december) we'll be able to cover rent here ($1300) and bills (avg. $500 during heating season, not inc. groceries, gas, etc.) together, though it will be very tight. i'm not sure. my initial instinct was to look for someplace cheaper... but rents are pretty high in general where we live and since my landlord gave me a huge break on this house, it looks like we'd only really save $100-200 and have 1/4 the space. if we moved to another town, rent might be negligibly cheaper but he'd be further away from work and school, which means longer drives, more gas... he is arguing that the stress of living in a smaller space would not be worth the extra money saved. i don't want to move either, but i'm really worried that this is more than we can realistically handle.
i make anywhere from $100-500 a month, depending on the month. dp makes $1200-$2000 a month currently, but during the spring and summer that will increase significantly (he works in a restaurant). i have no debt, he has considerable cc and student loan debt.
i guess what i'm unsure of is whether we are cutting it too close, and moving to cut a couple hundred dollars off our living expenses would be worth it.....
i'll try to sum up the situation:
my lease is up in april — i rented the house last april when i was pregnant with the help of my mother who co-signed. me and dp had just broken up. i was barely working. i had just gotten myself out of debt and didn't want to overextend myself financially, but my mom insisted that i let her help. i felt backed into a corner (i know, that sounds obnoxious — she wanted to help me — but she's prone to very erratic, hurtful and inappropriate behavior and has leveraged her assistance against me in the past when i've tried to establish boundaries, so i was nervous).
so, between my minimal income, assistance from dp, and savings i've been able to pay my bills. dp takes care of everything dd needs, and we have medicaid. my mom helped with rent. but she and i recently had a massive falling out and so she is no longer helping me. i knew it would happen and i'm kicking myself for putting myself in this situation. i have enough in my savings to make it to the end of my lease, and even a couple months more, but then it's gone.
dp and i reconciled a couple months ago, but he has a lease elsewhere until july. he thinks that once he is out of his lease and moves in officially (he's been living here since december) we'll be able to cover rent here ($1300) and bills (avg. $500 during heating season, not inc. groceries, gas, etc.) together, though it will be very tight. i'm not sure. my initial instinct was to look for someplace cheaper... but rents are pretty high in general where we live and since my landlord gave me a huge break on this house, it looks like we'd only really save $100-200 and have 1/4 the space. if we moved to another town, rent might be negligibly cheaper but he'd be further away from work and school, which means longer drives, more gas... he is arguing that the stress of living in a smaller space would not be worth the extra money saved. i don't want to move either, but i'm really worried that this is more than we can realistically handle.
i make anywhere from $100-500 a month, depending on the month. dp makes $1200-$2000 a month currently, but during the spring and summer that will increase significantly (he works in a restaurant). i have no debt, he has considerable cc and student loan debt.
i guess what i'm unsure of is whether we are cutting it too close, and moving to cut a couple hundred dollars off our living expenses would be worth it.....
it does seem like financial suicide.
