Sorry to post and disappear, everyone! Thank you all so much for the advice. It sounds like Savings wins by a landslide. After reading all of your thoughtful responses, I think I agree. These aren't normal times, and it's possible that our 10 month emergency fund won't be enough if I get laid off too.
Savings is the right choice for this situation. I just get frustrated sometimes because in his mind, savings is the right choice for every situation. I'm the opposite - I want those stupid loans paid off! And I know that even if we were both employed and confident that no lay offs would occur, he would never consent to taking money out of savings to pay off a big chunk. Once it's in savings, it doesn't come back out. I mean, that's a good thing for this situation, I know that. It just makes me sick to see all the interest we pay to student loans when our savings produces so little. But, that's an argument to be had when our situation is more stable
Savings is the right choice for this situation. I just get frustrated sometimes because in his mind, savings is the right choice for every situation. I'm the opposite - I want those stupid loans paid off! And I know that even if we were both employed and confident that no lay offs would occur, he would never consent to taking money out of savings to pay off a big chunk. Once it's in savings, it doesn't come back out. I mean, that's a good thing for this situation, I know that. It just makes me sick to see all the interest we pay to student loans when our savings produces so little. But, that's an argument to be had when our situation is more stable









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