New Posts  All Forums:Forum Nav:

We paid off

post #1 of 42
Thread Starter 
$28,060.17 of consumer debt.

It took us the better part of 5 years (we went through Consumer Credit Counseling) but we did it! We still have some medical bills to take care of, student loans, car payments, a Lowe's card, and a mortgage, but having this off our shoulders is such a huge, huge deal. And now we'll have an extra $524 a month to throw at those debts.

And if I can wax moralistic for a minute take a lesson from me, mamas. Most of this was my fault. Natural family living, homeschooling, trying to live a Waldorf lifestyle, all that is great. Excellent really. But there's this ugly consumeristic side to it, and I got completely sucked in. I spent money we didn't have on organic baby clothes, wooden toys, cloth diapers, etc. All those things are great, but don't go into debt to get them. I can honestly tell you that having this debt over my head affected my mothering, almost ruined my marriage and has, at times, made me a not very nice person. So learn from my lesson, and remember that the heart of attachment parenting is relationships, not things, and a huge part of natural family living is being a good steward of that which is given to you.

Thank you to all who have helped us in this journey.
post #2 of 42
WOW good job! That has got to feel great, no more consumer debt! Thank you for that message too. As we sloooowly chip away at our (smaller) debt I keep feeling we'll never get there so why not just buy the toys, furniture, extravagant local foods, books, etc etc etc I want. But it's so not worth the trouble it takes to shovel out of it huh.
post #3 of 42
That is so fabulous!!! Congrats. Good work!
post #4 of 42
You are totally awesome
post #5 of 42
!!!!!!!!!!!!Congratulations!!!!!!!!!!!!

I too am slowly chipping away at my debt and sometimes feel overwhelmed.

Thank you for sharing your story. It gives me courage.
post #6 of 42
Congratulations and thank you SO MUCH for that reminder. I could use that frequently...
post #7 of 42
That is amazing!

I totally feel you on that pain, too. It can be very consumeristic and sometimes I can feel myself being sucked in, too.
post #8 of 42
That is AWESOME!!! great job, and great message
post #9 of 42
Wow!!!!!!!!!
Awesome for you! That must feel phenomenal!

post #10 of 42
Quote:
Originally Posted by annettemarie View Post
$28,060.17 of consumer debt. Natural family living, homeschooling, trying to live a Waldorf lifestyle, all that is great. Excellent really. But there's this ugly consumeristic side to it, and I got completely sucked in. I spent money we didn't have on organic baby clothes, wooden toys, cloth diapers, etc. All those things are great, but don't go into debt to get them. I can honestly tell you that having this debt over my head effected my mothering, almost ruined my marriage and has, at times, made me a not very nice person. So learn from my lesson, and remember that the heart of attachment parenting is relationships, not things, and a huge part of natural family living is being a good steward of that which is given to you.
first, congrats! second, thank you for the part I qouted, your honesty about the consumer nature of AP is refreshing
post #11 of 42
Congratulations, Annette! You are awesome.
post #12 of 42
Thread Starter 
It feels really, really great actually. I cried when I opened the envelope.
post #13 of 42
I bet you did! It must have felt like a great accomplishment!

I am getting excited because after many months of payments, I have almost paid off the MRI bills from July I am sure that I will be crying when that bill is gone too!
post #14 of 42
Congrats!! That is fantastic news and what a journey you've been on.
post #15 of 42
Omg! Annette, that is fantastic! Congratulations!!!!!!
post #16 of 42
Excellent news!
post #17 of 42
Inspiring!
post #18 of 42
You rock! That is awesome!!
post #19 of 42
Congratulations!!!! That's a big debt to pay off in 5 years. You should be proud of yourself.
post #20 of 42
WOO HOO!!!!! GREAT JOB!!!!!
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Frugality & Finances