I'd like to join the group. I've got the DR book on hold at my library so hopefully it'll arrive soon and I can get some motivation from reading that.
In the meantime, I'm currently on maternity leave and will be returning to work waitressing in May. My husband is a Chilean immigrant who has been in the US since last May (in fact, I became pregnant with Ela the day that he arrived in the states. What can I say, I missed him during the visa process!
) He has been working as a food runner at a cafe since last August. He only has three shifts a week right now, but summer picks up a lot there and he should have more shifts soon. It's a crappy minimum wage job, but we're just happy that he found employment with economy the way it is lately. Since he's been working there for almost a year we're thinking of looking for other opportunities for him. I was thinking of trying at Trader Joe's because they offer benefits for part-time employees and generally offer a bit better than minimum wage. I graduated from UCLA this summer but I'll likely keep waitressing for the rest of this year and then try to figure out something better for 2011.
We have $1,000 in an ING account and I think we'll be able to keep it there as an EF, but we do have a week-long vacation coming up at the end of June and we might have to tap into the EF to cover the lost wages (flights are a gift from my aunt and we'll be staying with family, so the only expense will be food). We usually wouldn't take a vacation under these circumstances, but it's quite possibly the only chance that my extended family will have to meet our daughter, at least for quite a number of years. Other than that, we're current on everything, so I guess we're in the BS2 group.
Mostly we're going to be trying to figure out how to make our new situation work with the new baby and both of us working. We will be working opposite schedules in order to avoid having to arrange for childcare, but we don't want to work so much that we never see each other and burn out. Right now we're planning to planning to put $750/month towards the consumer debt which will have us paid off in 38 months. I'm hoping that once things stabalize a bit we'll be able to find a way to put more than that each month. Definitely during the summer months we shouldn't have a problem doing $800-900/month.