March No Spend Challenge - Page 9

[triscuitsmom]

Originally Posted by Crunchy*VT*Mom

Alison -- I'm going to get us kicked off for April, if that is okay with you. I'm eager this month to get my goals out there.

Whooo!!! I'll come find it and do my own too. Glad to have you back

[thesimplelife25]

Key:
- no spend day
- made a credit card payment
- deposited money into savings
- spent cash only
- used a debit card to purchase an item
- used a credit card to purchase an item

1st - I don't remember spending any, but no guarantees, so not counting this as a no spend day.
2nd - - $95.36 on groceries, - $60 cc payment
3rd -
4th - plus went to library (like shopping but no money spent!! Yay!)
5th - , - $300 cc payment, - deposited $200 in savings (not from withdrawn cash, this was "found" money), withdrew $200 from checking account for planned spending - hoping to return whatever is not spend by the 15th to the savings account
6th - -spent $48 on a meal out, -deposited $10 from completing surveys in savings.
7th - -spent $25 on a meal out, $18 on stamps, $20 on gas
8th -
9th -
10th - -spent 18 for lunch out and 16.70 for dinner out while traveling
11th - -spent $14.62 for dinner - need to curtail the eating out!
12th -
13th - -spent 15 on gas, 5.24 on food, -deposited $10 from completing surveys in savings, $20 from cash withdrawn from checking into savings
14th -
15th - -spent $60 on printing pictures, train tickets to work for my husband, and a fancy nasal aspirator for my son (withdrew another $200 for budget spending today)
16th - -spent $14.92 on dinner
17th -
18th - -spent $12 on dinner, - $150 in credit card payments
19th - -spent $7 on a coffee shop playdate, and $24 on dinner
20th - -spent $40. on professional 3 month pictures, $8 on printing pictures for our son's birth-family, $90.24 on groceries, pictures frames for wall, clothes for our son, gift for a baby shower after withdrawing $300 from our paychecks, -deposited $400 in savings from budgeting surplus/check from my mother that for money I loaned her
21st - -spent $84.49 on groceries, rechargeable batteries for our son's bouncy seat
22nd -
23rd - -spent $42 on an itunes season subscription for a tv show and hubby spent $17 dollars at a hockey game
24th -
25th -
26th -
27th -
28th - - $14.30 on (you guessed it - eating out)
29th -

TOTALS
Credit card payoff: 510/500
No spend days: 14/15
Money deposited in bank: 420/150 plus $220 in found/survey money
Cash spent on necessities: 689.24/700 (budgeted amount we are trying to stay below - we will be taking this much cash out from our paychecks over the course of the month and hopefully, returning some of it to savings)

Think I am starting to see what my goals need to look like for next month!

[triscuitsmom]

Goals for the Month of March
1. No unplanned spending: 25/31
2. No eating out that isn't already planned for: 26/29
3. Bring in extra money from my business: 100%
4. 450 items decluttered: 409/450
5. 13 days with exercise in them: 7/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Mar 22:
Mar 23:
Mar 24:
Mar 25: x 355
Mar 26:
Mar 27:
Mar 28: x 5
Mar 29: x 31

[ambersrose]

no spend day =
no drive day =
budgeted spending =
unbudgeted spending =


MARCH
1=
2=
3= (groceries and Baker Creek seed order)
4= (baby wipes)
5=
6= (thrift store buys $5, homemade b-day gift add on $3, girls night out at the movies tonight $12.50)
7= (groceries under budget!)
8=
9= ($2.50 on a milk shake before my church meeting)
10=
11=took the kids to the indoor pool today and had to buy my toddler swimdiapers
12= girl scout cookies came in today $17.50!
13=grocery shopping, birthday gift
14=
15=
16=
17=
18= went into the city
19=
20= grocery shopping WAY under budget and I was able to stock up on some items too!!
21=
22=
23=birthday present for my sister, snacks for church meeting
24=budgeted spa night with girlfriends
25= went overbudget on easter basket items AND took the girls to lunch at McD's today
26=library day, bought the kids some allergy medicine
27=
28=
29=

no drive days tally= 12/31
no spend day tally= 14/31

[scrapadoozer]

03/01
03/02
03/03
03/04
03/05
03/06
03/07
03/08
03/09 Clearance shirt @ Target for DS $2.50, Groceries $96.91
03/10
03/11 Books @ B&N for DD $12.48 , Groceries $1.66
03/12
03/13 Groceries $16.11
03/14
03/15
03/16 Groceries $57.37
03/17
03/18 Groceries $29.61
03/19
03/20
03/21 Groceries $68.02
03/22 Groceries $24.27
03/23
03/24
03/25
03/26 Groceries $120
03/27 Clothes for ds (he has plenty, so this is frivolous) $43.34
03/28
03/29

$58.32/$100 Frivolous spending
25/20 No-spend days
$413.85/$500 Groceries & Household
5/10 Loads of laundry hung out to dry

[FillingMyQuiver]

key:
no spend
budgeted spending
unnecessary/ non-budgeted spending
hung laundry

Goals for March
No Spend Days 16/20
Loads of Laundry hung dry 11/15
Eat out 4/2

1. $13.49 for groceries
2. $13.64 on half.com for gardening books
3.
4. $8 childcare during my Bible Study
5.
6: $40 groceries, $5 to properly dispose of a microwave
7.
8.
9. $26 pizza delivery
10.
11.
12.
13. groceries, groceries, and more groceries (can't remember how much, though)
14. and $125 at Target (new garbage can, new socks, and dress shoes for 2 kids, new socks for DH)
15. DH is picking up a few groceries at Costco we missed on Saturday
16.
17.
18.
19. $23 pizza
20. My family threw a surprise birthday party for me
21.
22. $28 groceries
23.
24.
25.
26. $32 for dinner at our favorite taco house. It was good, but I should have cooked dinner. $28 at Blockbuster. We're thinking of getting Netflix. We don't rent movies often, but when we do, it's quite a few.
27. and spent $$ on groceries (can"t remember how much right now) but also bought a VitaMix at Costco. It's been on my list ti get, so it became my b-day present. $83 on soccer equipment for DS1 and DD1. $23 at Burger King for lunch b/c we were running out of time.
28. $20 at WM on misc. things.
29.

I'm going to sit down before April and re-evaluate what I consider no-spend and what my goals will be.

[_ktg_]

a: I'm Kate, a WOHM to 2 boys and a wonderful DH who is a SAHD. We are spenders, but trying to dig ourselves out of debt

MARCH

Key:
= No Spend
= Budgeted Spending
= unplanned spending
= unplanned emergency spending

February:
28 - groceries $465
March:
1 - groceries $44, & repairs to car $55
2 -
3 - $334 for glasses (2 sets) & dinner out $17
4 - $25 for exercise class
5 -
6 - various errands (Joann's, Goodwill, target) $50
7 -
8 -
9 -
10-
11-
12- (scored a free lunch at work! woot!!)
13- small grocery run
14- , bought a bike for my birthday! whee!
15- pizza for dinner
16-
17-
18-
19-
20- $10 target
21-
22-
23-
24-
25- $35 birthday dinner
26- $26 birthday dinner
27-
28- $2 sauerkraut for emergency dinner fix
29-
30-
31-

Goals:
Eat out (dinner or lunch): 4/2
Groceries: $509/$500
Extra for CC: 0/$200
No Spend days: 19/20

[Crunchy*VT*Mom]

Mar 22..
Mar 23..
Mar 24..
Mar 25.. $31 dinner at the Tavern with my bookclub
Mar 26..
Mar 27.. $52 birthday dinner
Mar 28.. $31 clothes for the girls
Mar 29..
Mar 30..
Mar 31

My Goal:

6/8 No Spend Days in March

[triscuitsmom]

Goals for the Month of March
1. No unplanned spending: 26/31
2. No eating out that isn't already planned for: 27/29
3. Bring in extra money from my business: 100%
4. 450 items decluttered: 412/450
5. 13 days with exercise in them: 8/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Mar 22:
Mar 23:
Mar 24:
Mar 25: x 355
Mar 26:
Mar 27:
Mar 28: x 5
Mar 29: x 31
Mar 30: x 3

[FillingMyQuiver]

key:
no spend
budgeted spending
unnecessary/ non-budgeted spending
hung laundry

Goals for March
No Spend Days 17/20
Loads of Laundry hung dry 12/15
Eat out 4/2

1. $13.49 for groceries
2. $13.64 on half.com for gardening books
3.
4. $8 childcare during my Bible Study
5.
6: $40 groceries, $5 to properly dispose of a microwave
7.
8.
9. $26 pizza delivery
10.
11.
12.
13. groceries, groceries, and more groceries (can't remember how much, though)
14. and $125 at Target (new garbage can, new socks, and dress shoes for 2 kids, new socks for DH)
15. DH is picking up a few groceries at Costco we missed on Saturday
16.
17.
18.
19. $23 pizza
20. My family threw a surprise birthday party for me
21.
22. $28 groceries
23.
24.
25.
26. $32 for dinner at our favorite taco house. It was good, but I should have cooked dinner. $28 at Blockbuster. We're thinking of getting Netflix. We don't rent movies often, but when we do, it's quite a few.
27. and spent $$ on groceries (can"t remember how much right now) but also bought a VitaMix at Costco. It's been on my list ti get, so it became my b-day present. $83 on soccer equipment for DS1 and DD1. $23 at Burger King for lunch b/c we were running out of time.
28. $20 at WM on misc. things.
29.
30.

[thesimplelife25]

Key:
- no spend day
- made a credit card payment
- deposited money into savings
- spent cash only
- used a debit card to purchase an item
- used a credit card to purchase an item

1st - I don't remember spending any, but no guarantees, so not counting this as a no spend day.
2nd - - $95.36 on groceries, - $60 cc payment
3rd -
4th - plus went to library (like shopping but no money spent!! Yay!)
5th - , - $300 cc payment, - deposited $200 in savings (not from withdrawn cash, this was "found" money), withdrew $200 from checking account for planned spending - hoping to return whatever is not spend by the 15th to the savings account
6th - -spent $48 on a meal out, -deposited $10 from completing surveys in savings.
7th - -spent $25 on a meal out, $18 on stamps, $20 on gas
8th -
9th -
10th - -spent 18 for lunch out and 16.70 for dinner out while traveling
11th - -spent $14.62 for dinner - need to curtail the eating out!
12th -
13th - -spent 15 on gas, 5.24 on food, -deposited $10 from completing surveys in savings, $20 from cash withdrawn from checking into savings
14th -
15th - -spent $60 on printing pictures, train tickets to work for my husband, and a fancy nasal aspirator for my son (withdrew another $200 for budget spending today)
16th - -spent $14.92 on dinner
17th -
18th - -spent $12 on dinner, - $150 in credit card payments
19th - -spent $7 on a coffee shop playdate, and $24 on dinner
20th - -spent $40. on professional 3 month pictures, $8 on printing pictures for our son's birth-family, $90.24 on groceries, pictures frames for wall, clothes for our son, gift for a baby shower after withdrawing $300 from our paychecks, -deposited $400 in savings from budgeting surplus/check from my mother that for money I loaned her
21st - -spent $84.49 on groceries, rechargeable batteries for our son's bouncy seat
22nd -
23rd - -spent $42 on an itunes season subscription for a tv show and hubby spent $17 dollars at a hockey game
24th -
25th -
26th -
27th -
28th - - $14.30 on (you guessed it - eating out)
29th -
30th - - $14.30 Subway, $30 on gas - hangs head in same - only two days left and I am now over budget hoping to at least make tomorrow a no spend day

TOTALS
Credit card payoff: 510/500
No spend days: 14/15
Money deposited in bank: 420/150 plus $220 in found/survey money
Cash spent on necessities: 733.54/700 (budgeted amount we are trying to stay below - we will be taking this much cash out from our paychecks over the course of the month and hopefully, returning some of it to savings)

[Crunchy*VT*Mom]

Woohoo!!!! I didn't make it 100% but I came very close so I'm happy.

Mar 22..
Mar 23..
Mar 24..
Mar 25.. $31 dinner at the Tavern with my bookclub
Mar 26..
Mar 27.. $52 birthday dinner
Mar 28.. $31 clothes for the girls
Mar 29..
Mar 30..
Mar 31..

My Goal:
7/8 No Spend Days in March

[_ktg_]

a: I'm Kate, a WOHM to 2 boys and a wonderful DH who is a SAHD. We are spenders, but trying to dig ourselves out of debt

MARCH

Key:
= No Spend
= Budgeted Spending
= unplanned spending
= unplanned emergency spending

February:
28 - groceries $465
March:
1 - groceries $44, & repairs to car $55
2 -
3 - $334 for glasses (2 sets) & dinner out $17
4 - $25 for exercise class
5 -
6 - various errands (Joann's, Goodwill, target) $50
7 -
8 -
9 -
10-
11-
12- (scored a free lunch at work! woot!!)
13- small grocery run
14- , bought a bike for my birthday! whee!
15- pizza for dinner
16-
17-
18-
19-
20- $10 target
21-
22-
23-
24-
25- $35 birthday dinner
26- $26 birthday dinner
27-
28- $2 sauerkraut for emergency dinner fix
29-
30-
31-

Goals:
Eat out (dinner or lunch): 4/2
Groceries: $509/$500
Extra for CC: 0/$200
No Spend days: 20/20

[FillingMyQuiver]

key:
no spend
budgeted spending
unnecessary/ non-budgeted spending
hung laundry

Goals for March
No Spend Days 17/20
Loads of Laundry hung dry 12/15
Eat out 5/2

1. $13.49 for groceries
2. $13.64 on half.com for gardening books
3.
4. $8 childcare during my Bible Study
5.
6: $40 groceries, $5 to properly dispose of a microwave
7.
8.
9. $26 pizza delivery
10.
11.
12.
13. groceries, groceries, and more groceries (can't remember how much, though)
14. and $125 at Target (new garbage can, new socks, and dress shoes for 2 kids, new socks for DH)
15. DH is picking up a few groceries at Costco we missed on Saturday
16.
17.
18.
19. $23 pizza
20. My family threw a surprise birthday party for me
21.
22. $28 groceries
23.
24.
25.
26. $32 for dinner at our favorite taco house. It was good, but I should have cooked dinner. $28 at Blockbuster. We're thinking of getting Netflix. We don't rent movies often, but when we do, it's quite a few.
27. and spent $$ on groceries (can"t remember how much right now) but also bought a VitaMix at Costco. It's been on my list ti get, so it became my b-day present. $83 on soccer equipment for DS1 and DD1. $23 at Burger King for lunch b/c we were running out of time.
28. $20 at WM on misc. things.
29.
30.
31. Way to end March with a bang, $33 on pizza delivery. DH is working LONG hours ,the baby's not feeling good, and I'm too tired to even think about cooking. I need to plan better next month for these kinds of days.

[triscuitsmom]

I didn't quite make my goals for the month but I finished strong and am ready to start a great April!

Goals for the Month of March
1. No unplanned spending: 27/31
2. No eating out that isn't already planned for: 28/29
3. Bring in extra money from my business: 100%
4. 450 items decluttered: 412/450
5. 13 days with exercise in them: 9/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Mar 22:
Mar 23:
Mar 24:
Mar 25: x 355
Mar 26:
Mar 27:
Mar 28: x 5
Mar 29: x 31
Mar 30: x 3
Mar 31:

[scrapadoozer]

03/01
03/02
03/03
03/04
03/05
03/06
03/07
03/08
03/09 Clearance shirt @ Target for DS $2.50, Groceries $96.91
03/10
03/11 Books @ B&N for DD $12.48 , Groceries $1.66
03/12
03/13 Groceries $16.11
03/14
03/15
03/16 Groceries $57.37
03/17
03/18 Groceries $29.61
03/19
03/20
03/21 Groceries $68.02
03/22 Groceries $24.27
03/23
03/24
03/25
03/26 Groceries $120
03/27 Clothes for ds (he has plenty, so this is frivolous) $43.34
03/28
03/29
03/30 $1.50 shirt for DS @ Target, $64 groceries
03/31 Bought yet more clothes for my kids, will have to survey the damage when I get home. :

$59.82/$100 Frivolous spending
25/20 No-spend days
$477.85/$500 Groceries & Household
5/10 Loads of laundry hung out to dryb (The weather didn't cooperate)

[thesimplelife25]

MARCH
Key:
- no spend day
- made a credit card payment
- deposited money into savings
- spent cash only
- used a debit card to purchase an item
- used a credit card to purchase an item

1st - I don't remember spending any, but no guarantees, so not counting this as a no spend day.
2nd - - $95.36 on groceries, - $60 cc payment
3rd -
4th - plus went to library (like shopping but no money spent!! Yay!)
5th - , - $300 cc payment, - deposited $200 in savings (not from withdrawn cash, this was "found" money), withdrew $200 from checking account for planned spending - hoping to return whatever is not spend by the 15th to the savings account
6th - -spent $48 on a meal out, -deposited $10 from completing surveys in savings.
7th - -spent $25 on a meal out, $18 on stamps, $20 on gas
8th -
9th -
10th - -spent 18 for lunch out and 16.70 for dinner out while traveling
11th - -spent $14.62 for dinner - need to curtail the eating out!
12th -
13th - -spent 15 on gas, 5.24 on food, -deposited $10 from completing surveys in savings, $20 from cash withdrawn from checking into savings
14th -
15th - -spent $60 on printing pictures, train tickets to work for my husband, and a fancy nasal aspirator for my son (withdrew another $200 for budget spending today)
16th - -spent $14.92 on dinner
17th -
18th - -spent $12 on dinner, - $150 in credit card payments
19th - -spent $7 on a coffee shop playdate, and $24 on dinner
20th - -spent $40. on professional 3 month pictures, $8 on printing pictures for our son's birth-family, $90.24 on groceries, pictures frames for wall, clothes for our son, gift for a baby shower after withdrawing $300 from our paychecks, -deposited $400 in savings from budgeting surplus/check from my mother that for money I loaned her
21st - -spent $84.49 on groceries, rechargeable batteries for our son's bouncy seat
22nd -
23rd - -spent $42 on an itunes season subscription for a tv show and hubby spent $17 dollars at a hockey game
24th -
25th -
26th -
27th -
28th - - $14.30 on (you guessed it - eating out)
29th -
30th - - $14.30 Subway, $30 on gas - hangs head in same - only two days left and I am now over budget hoping to at least make tomorrow a no spend day
31st -

TOTALS
Credit card payoff: 510/500
No spend days: 15/15
Money deposited in bank: 420/150 plus $220 in found/survey money
Cash spent on necessities: 733.54/700 (budgeted amount we are trying to stay below - we will be taking this much cash out from our paychecks over the course of the month and hopefully, returning some of it to savings)