March No Spend Challenge - Page 3

[FillingMyQuiver]

key:
no spend
budgeted spending
unnecessary/ non-budgeted spending
hung laundry

Goals for March
No Spend Days 2/20
Loads of Laundry hung dry 3/15
Eat out 0/2

1. $13.49 for groceries
2. $13.64 on half.com for gardening books
3.
4. $8 childcare during my Bible Study
5.

[columbusmomma]

= No spending
=Necessary spending
=unnecessary spending

3/1/10$50 fitness class, $66.70 dinner out with DH
3/2/10
3/3/10: groceries$49.95 amazon purchase$14.94
3/4/10$8.00 lunch with work people $20 atm withdrawal(paid $15 for DS' school stuff)
3/5/10$123.11 groceries atm withdrawal$20 $15.00 medical copay
3/6/10
3/7/10 $19.52 groceries
3/8/10 $23.00 scholastic book order for DS
3/9/10 $18.61 groceries
3/10/10 $v35.50 groceries
3/11/10 $140 for nanny
3/12/10
3/13/10
3/14/10
3/15/10
3/16/10
3/17/10
3/18/10
3/19/10
3/20/10
3/21/10
3/22/10
3/23/10
3/24/10
3/25/10
3/26/10
3/27/10
3/28/10
3/29/10
3/30/10
3/31/10

[kalisis]

1. Eat out lunch only 1x/week - 1/4
2. Weekly grocery budget of $100 (can include eating out in this on weekends I don't have kids)
3. Spending allowance of $50/week and that includes dry cleaning
4. $100 budget for party on Saturday, the 6th - 57/100
5. ONE Amazon purchase of less than $50 - ok
6. Hutch for Kitchen is ok, do not spend more than $200 (ok - 169)
7. ONE trip to the thrift store, spend no more than $75
8. Coffee at McD's 1x/week: 0/4
9. Budget of $100 for party, on the 20th

Week 1
1-25 @ Friendly's for dinner (special treat out w/my mom)
169 for hutch
2-0
3-27.05 dry cleaning

Week 2
4-$57 party supplies, 50 amazon
5-$75 BJ's - some party supplies, some groceries for next week. I'll figure out the division later. $10 lunch.
6-
7 -
8 -
9 -
10 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 25/50
Coffee: 0/1
Special Party Budget: 57/100

Week 3
11 -
12 -
13 -
14 -
15 -
16 -
17 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 0/50
Coffee: 0/1

Week 4
18 -
19 -
20 -
21 -
22 -
23 -
24 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 0/50
Coffee: 0/1
Arbonne Party Budget: 0/100

Week 5
25 -
26 -
27 -
28 -
29 -
30 -
31 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 0/50
Coffee: 0/1

TOTALS
Running for the month: 405
Groceries:
Gas (this is separate and paid for by my parents):
Target (also separate):

[thesimplelife25]

1st - I don't remember spending any, but no guarantees, so not counting this as a no spend day.
2nd - - $95.36 on groceries, - $60 cc payment
3rd -
4th - plus went to library (like shopping but no money spent!! Yay!)
5th - , - $300 cc payment, - deposited $200 in savings (not from withdrawn cash, this was "found" money), withdrew $200 from checking account for planned spending - hoping to return whatever is not spend by the 15th to the savings account
6th
7th
8th
9th
10th
11th
12th
13th
14th
15th
16th
17th
18th
19th
20th
21st
22nd
23rd
24th
25th
26th
27th
28th
29th
30th
31st

TOTALS
Credit card payoff: 360/500
No spend days: 3/15
Money deposited in bank: 0/150 from budgeted cash + $200 in "found money"
Cash spent on necessities: 95.36/600 (budgeted amount we are trying to stay below - we will be taking this much cash out from our paychecks over the course of the month and hopefully, returning some of it to savings)

[iowaorganic]

ugh- I am blowing this challenge. Like last night- DH and I had to go wash one of tractors in the dealership and it is 45 minutes away- it was kind of a last minute thing- so by the time we were done we just grabbed supper over there- it was $8 at McDs (DH wanted a nice supper- I was the bummer there). But still. Money just 'flies' out of our hands....

[triscuitsmom]

I'm doing well with most of my goals but I've got to do a bigger push for recycling and I've got get exercising!


Goals for the Month of March
1. No unplanned spending: 5/31
2. No eating out that isn't already planned for: 5/29
3. Bring in extra money from my business: 12%
4. 450 items decluttered: 8/450
5. 13 days with exercise in them: 0/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Mar 1:
Mar 2: x 1
Mar 3:
Mar 4: x 1
Mar 5: x 8

[scrapadoozer]

Hoping for a no-spend weekend!

03/01
03/02
03/03
03/04
03/05

$0/$100 Frivolous spending
5/20 No-spend days

[FillingMyQuiver]

key:
no spend
budgeted spending
unnecessary/ non-budgeted spending
hung laundry

Goals for March
No Spend Days 2/20
Loads of Laundry hung dry 4/15
Eat out 0/2

1. $13.49 for groceries
2. $13.64 on half.com for gardening books
3.
4. $8 childcare during my Bible Study
5.
6: $40 groceries, $5 to properly dispose of a microwave

[Ruthiegirl]

Well, I blew it a bit yesterday. We were offered free tickets to see a kids show and I took our hosts out for lunch as a 'thank you'. And I paid the toll for the bridge. $36 for lunch and $2.50 for the bridge. Really fun day though and I paid for everything with cash.



~~~~~~~~~Home Improvement Month at my house~~~~~~~~~~

Big goals this month:

HUGE food co-op order. We order food 4 times a year, this includes all of our rice, beans, g/f flour, oil, sugar, nuts, spices, oats, etc, etc, etc.

We are painting our garage this month and I am keeping track of what I spend. Paint and supplies will run me about $500.

We are planting our garden and I need to place an order for more peas and potatoes. I am also checking out a load of compost to see what that would cost.

We need a few homeschooling supplies as well. Paper, printer ink, next set of math books...about $100.

Because of those big expenses (planned and budgeted), I need to tighten up the rest of our budget. So, my big goal this month is to reduce the frivolous spending. I spent nearly $200 last month on coffee for me and treats and toys for the kids.

Mar 1 -- painting supplies
Mar 2 -- homeschooling supplies
Mar 3 --
Mar 4 --
Mar 5 -- groceries
Mar 6 -- 36.17 lunch, 2.50 toll
Mar 7
Mar 8
Mar 9
Mar 10
Mar 11


Planned spending:

Groceries 108.44/450.00
Paint and supplies for garage -- 211.73/500
Food co-op
Garden supplies
Homeschooling 93.84/100


No frivolous spending!!!!!!

[scrapadoozer]

03/01
03/02
03/03
03/04
03/05
03/06

$0/$100 Frivolous spending
6/20 No-spend days

[thesimplelife25]

1st - I don't remember spending any, but no guarantees, so not counting this as a no spend day.
2nd - - $95.36 on groceries, - $60 cc payment
3rd -
4th - plus went to library (like shopping but no money spent!! Yay!)
5th - , - $300 cc payment, - deposited $200 in savings (not from withdrawn cash, this was "found" money), withdrew $200 from checking account for planned spending - hoping to return whatever is not spend by the 15th to the savings account
6th - -spent $48 on a meal out, -deposited $10 from completing surveys in savings.
7th - -spent $25 on a meal out, $18 on stamps, $20 on gas

TOTALS
Credit card payoff: 60/500
No spend days: 3/15
Money deposited in bank: 0/150 plus $210 in found/survey money
Cash spent on necessities: 206.36/600 (budgeted amount we are trying to stay below - we will be taking this much cash out from our paychecks over the course of the month and hopefully, returning some of it to savings)

[Ruthiegirl]

~~~~~~~~~Home Improvement Month at my house~~~~~~~~~~

Big goals this month:

HUGE food co-op order. We order food 4 times a year, this includes all of our rice, beans, g/f flour, oil, sugar, nuts, spices, oats, etc, etc, etc.

We are painting our garage this month and I am keeping track of what I spend. Paint and supplies will run me about $500.

We are planting our garden and I need to place an order for more peas and potatoes. I am also checking out a load of compost to see what that would cost.

We need a few homeschooling supplies as well. Paper, printer ink, next set of math books...about $100.

Because of those big expenses (planned and budgeted), I need to tighten up the rest of our budget. So, my big goal this month is to reduce the frivolous spending. I spent nearly $200 last month on coffee for me and treats and toys for the kids.

Mar 1 -- painting supplies
Mar 2 -- homeschooling supplies
Mar 3 --
Mar 4 --
Mar 5 -- groceries
Mar 6 -- 36.17 lunch, 2.50 toll
Mar 7 --
Mar 8
Mar 9
Mar 10
Mar 11


Planned spending:

Groceries 108.44/450.00
Paint and supplies for garage -- 211.73/500
Food co-op
Garden supplies
Homeschooling 93.84/100


No frivolous spending!!!!!!

[scrapadoozer]

Whew! Got through the weekend without any frivolous spending!

03/01
03/02
03/03
03/04
03/05
03/06
03/07

$0/$100 Frivolous spending
7/20 No-spend days

[kalisis]

Yesterday was my shopping day - I generally only shop once/week, so even though it adds up fast, that's pretty much it. I did manage to avoid a Walgreen's purchase, I was feeling awful last week and had planned to get some decongestant, but work was so busy, I never made it and now I feel much better.

I went out last night with some friends and the beer was on them because I cooked dinner, so that was nice. I've not left the house today, so it's a no spend day!

1. Eat out lunch only 1x/week - 1/4
2. Weekly grocery budget of $100 (can include eating out in this on weekends I don't have kids)
3. Spending allowance of $50/week and that includes dry cleaning
4. $100 budget for party on Saturday, the 6th - 57/100
5. ONE Amazon purchase of less than $50 - ok
6. Hutch for Kitchen is ok, do not spend more than $200 (ok - 169)
7. ONE trip to the thrift store, spend no more than $75
8. Coffee at McD's 1x/week: 0/4
9. Budget of $100 for party, on the 20th

Week 1
1-25 @ Friendly's for dinner (special treat out w/my mom)
169 for hutch
2-0
3-27.05 dry cleaning

Week 2
4-$57 party supplies, 50 amazon
5-$75 BJ's - some party supplies, some groceries for next week. I'll figure out the division later. $10 lunch.
6-$75 at grocery, 15 at TJMaxx, $40 at Target, $16 at Bed, Bath & Beyond, $70 KMart, $60 ebay
7 -0
8 -
9 -
10 -
Eating Out Lunch: 1/1
Grocery Budget: 75/100
Spending: 25/50
Coffee: 0/1
Special Party Budget: 132/100

Week 3
11 -
12 -
13 -
14 -
15 -
16 -
17 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 0/50
Coffee: 0/1

Week 4
18 -
19 -
20 -
21 -
22 -
23 -
24 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 0/50
Coffee: 0/1
Arbonne Party Budget: 0/100

Week 5
25 -
26 -
27 -
28 -
29 -
30 -
31 -
Eating Out Lunch: 0/1
Grocery Budget: 0/100
Spending: 0/50
Coffee: 0/1

TOTALS
Running for the month: 681
Groceries:
Gas (this is separate and paid for by my parents):
Target (also separate):

[triscuitsmom]

*sigh* It was beautiful this weekend and I spent the whole thing working instead of exercising. Hopefully tomorrow is nice. I did resist temptation to eat out when we were out at the mall with two cranky kids on Saturday. I was pretty proud of that

Goals for the Month of March
1. No unplanned spending: 7/31
2. No eating out that isn't already planned for: 7/29
3. Bring in extra money from my business: 12%
4. 450 items decluttered: 8/450
5. 13 days with exercise in them: 0/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Mar 1:
Mar 2: x 1
Mar 3:
Mar 4: x 1
Mar 5: x 8
Mar 6:
Mar 7:

[FillingMyQuiver]

key:
no spend
budgeted spending
unnecessary/ non-budgeted spending
hung laundry

Goals for March
No Spend Days 2/20
Loads of Laundry hung dry 4/15
Eat out 0/2

1. $13.49 for groceries
2. $13.64 on half.com for gardening books
3.
4. $8 childcare during my Bible Study
5.
6: $40 groceries, $5 to properly dispose of a microwave
7.

[Ruthiegirl]

Originally Posted by FillingMyQuiver

6: $5 to properly dispose of a microwave

Good for you. I have 2 dead air conditioners in my garage that I was foolish enough not to make a stink about when we bought the house. $40 to unload them. I really need to suck it up and just pay the disposal fees.

[Ruthiegirl]

Originally Posted by scrapadoozer

Whew! Got through the weekend without any frivolous spending!

03/01
03/02
03/03
03/04
03/05
03/06
03/07

$0/$100 Frivolous spending
7/20 No-spend days

Wow! This is beautiful.

[Ruthiegirl]

Originally Posted by triscuitsmom

*sigh* It was beautiful this weekend and I spent the whole thing working instead of exercising. Hopefully tomorrow is nice. I did resist temptation to eat out when we were out at the mall with two cranky kids on Saturday. I was pretty proud of that

Well done. And hoping you get outside for some lovely weather today.

[mama_ani]

Joining late...

a. Who you are I'm a single sahm of five kids in Ontario Canada.

b. Where you are going (your financial goals) pay down debt & save

c. How you plan to get there I am going to start tracking every penny again and use cash as much as possible. I am also going to become the waste police and see what I can do about reducing the amount of food waste we seem to have.

My key:
- no spend
- planned spending
- unplanned spending
- resisted the Tim Hortons or corner store cravings

March 6 - +
March 7 - +
March 8 -
March 9 -
March 10 -