After several years of holding on to our dream of selling this house and buying land/living in a cabin/building mortgage-free, we're reluctantly putting it on hold indefinitely.
The plan had been to sell at a time when we could extract enough equity to buy land (or put at least 50% down, in any case), and then live very simply as we saved and put that money into a smaller, more energy-efficient "forever house."
Well, it's probably long overdue for me to officially accept that this plan is on hold long-term.
I'm so sad. I love that plan and want so much to live it. But the reality is, we could only sell our house for what it is worth. (Believe me, I'm thankful for that - I know lots of people are underwater right now.) We don't have any extra money to either put into fixing our house up to sell at a higher price or put into buying land. DH has been out of work for over a year with just a few small short-term things here and there (thankfully he's still getting unemployment, but it won't last forever.) We can get by reasonably comfortably with careful budgeting, but we don't have "extra." Money for land is not happening, at least not in the foreseeable future. We would need about $40,000 to get a loan
And this is secondary, but to be honest, there are reasons why it would not be good for our family to uproot in the next several years if we don't have to. So I think it is likely that we will be here for another ten-ish years, unless some magical perfect amazing possibility comes up that we can't possibly turn down.
I am open to that miracle happening, but I am going to stop focusing on hoping for it, because all this time I have been intentionally HATING my house so that I would keep feeling motivated to leave it.
I didn't even realize that until now. I guess it was a protective strategy.
I'm overwhelmed with the thought of all the projects this house needs, and I could use some cheerleading. We homeschool and I work part-time. I need to budget my time as closely as my money. For reasons I won't go into, I can't rely on DH for these projects, I have to do them myself (or at least I have to be the driving force).
So I am really interested in hearing how you turn a house you hate into a house you love with a next-to-nothing budget. I am sure that is something that many of the people on this board are good at, and I really want to hear your wisdom!
The plan had been to sell at a time when we could extract enough equity to buy land (or put at least 50% down, in any case), and then live very simply as we saved and put that money into a smaller, more energy-efficient "forever house."
Well, it's probably long overdue for me to officially accept that this plan is on hold long-term.

I'm so sad. I love that plan and want so much to live it. But the reality is, we could only sell our house for what it is worth. (Believe me, I'm thankful for that - I know lots of people are underwater right now.) We don't have any extra money to either put into fixing our house up to sell at a higher price or put into buying land. DH has been out of work for over a year with just a few small short-term things here and there (thankfully he's still getting unemployment, but it won't last forever.) We can get by reasonably comfortably with careful budgeting, but we don't have "extra." Money for land is not happening, at least not in the foreseeable future. We would need about $40,000 to get a loan
And this is secondary, but to be honest, there are reasons why it would not be good for our family to uproot in the next several years if we don't have to. So I think it is likely that we will be here for another ten-ish years, unless some magical perfect amazing possibility comes up that we can't possibly turn down.
I am open to that miracle happening, but I am going to stop focusing on hoping for it, because all this time I have been intentionally HATING my house so that I would keep feeling motivated to leave it.
I didn't even realize that until now. I guess it was a protective strategy.I'm overwhelmed with the thought of all the projects this house needs, and I could use some cheerleading. We homeschool and I work part-time. I need to budget my time as closely as my money. For reasons I won't go into, I can't rely on DH for these projects, I have to do them myself (or at least I have to be the driving force).
So I am really interested in hearing how you turn a house you hate into a house you love with a next-to-nothing budget. I am sure that is something that many of the people on this board are good at, and I really want to hear your wisdom!







it must be really hard to see your dream escaping you.
I know what it's like to hate your house. Especially when you think you won't be there long. Since you have some big kids, could you use some of your home improvement projects as learning opportunities in your homeschooling?
). I can relate to so much of this post. The long period of unemployement, having limited funds towards home improvement, and wanted to live more rurally but not sure how to accomplish it are all things we are living through here as well.




So I am kinda with you. time to turn this house into my dream home without money to do it.
. It is silly but my neighbor is an electrition and he could wire me up. I have heard of people making a wind turbine out of those spinny venty things on the top of your house....that would be super fun and reletively inexpensive. maybe the bathroom light. when we lose power it sucks. we have a small completely internal bathroom. no natural light even if you leave the door open. but there is no where to light a candle that will not set you on fire.
the most water my house has ever taken, even in the worst flash floods or spring thaws could be cleaned up with a towel. HECK YEAH!!! honestly at the end of the day I don't know if I would trade that even for another bathroom or a winter free of snow blowing.