To the first bold part, what we are getting is higher taxes and a mandate to pay for insurance. Nothing is ever free where government is concerned.
To the second, the two are not comparable. With car insurance the states requirements are either tied to your drivers license or car registration ( depending on what state you live in) and no one forces you to own a car or get a DL license.
With health insurance, it's tied to your very existence.
I know that health insurance isn't like auto insurance. I think it is every person's right to have health insurance, and until that's free for everyone then I think it should be required to have it. If you have a car you have to have auto insurance. If you live here you have to have health insurance. If you work you have to pay taxes. I really do hope that the federal option is very inexpensive, especially for those that are barely making it now.