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How does one afford a homebirth? - Page 3

post #41 of 44
Yep, old fashioned saving and budgeting. I found a provider and started saving before we started TTCing. The whole $3015 has to be paid by week 34.

If our insurance ends up covering it, that will be a super bonus. But I wasn't going to go into a known expense with the possibility of it becoming a debt.
post #42 of 44
We got very lucky, and my husband got 2 large bonuses that made this a non-issue. If he hadn't received those bonuses, we would have worked it out. We went into this pregnancy knowing that I deeply wanted a homebirth, and I'm at the point now that I couldn't imagine giving birth in the hospital like I did with my other two children.
post #43 of 44
We're saving every month, should have it paid in full right when the baby is due. Totally worth it to have the birth of my dreams!
post #44 of 44
I have Medicaid and it covers home births. That's a big reason we moved to New Mexico from California. Our first son was born in California, planned home birth turned emergency hospital c-section birth. We had to pay out of pocket for the home birth but insurance covered the hospital. Actually got a full refund from the midwives because we never started at home, once I hit 42 weeks they said they were not going to be doing a home birth for us. It was a fight to get our money back but worth it since they didn't do anything for us. When I got pregnant with #2 we decided to move to New Mexico, DH's homeland, because of how home birth friendly this state is. We are about to have our third baby, it will be our second home birth and covered by Medicaid.
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