Sorry double post
post #221 of 378
4/11/10 at 6:41pm
geekgolightly, I think if you post your budget in the frugality forum a lot of the mamas can help you figure it out. Having a new set of eyes sometimes helps.
I alos think that you should have a "sink fund" for things like glasses, potential medical bills, etc. We have a small emergency fund of $1000 right now while we're paying off debt. But we also have a line item in our budget for car repairs, medical expenses (like co-pays or prescriptions), and our personal property taxes on our cars. We don't necessarily use these line items every month, so they build up from month to month.
Something I've realized over the last few months is during the week, I do GREAT. But once the weekend comes, if we have errands that need to be run, we typically do them as a family, and that's where we get into trouble. I can stick to a list at the store, but DH and I together fuel each other when it comes to spending. We need to stop going into stores altogether.