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April No-Spend Challenge ~ We're in the home stretch... - Page 4

post #61 of 378
Key:
no spend/ budgeted spending
unnecessary/ unbudgeted spending
hung laundry to dry

Goals for April
no spend days 2/20
eating out 0/3
hung laundry to dry 1/10


1.
2. ordered our homeschool curriculum for next year. I'm putting this here preemptively to encourage me to NOT SPEND when I go out later
post #62 of 378
No spend day
Kept Meal Plan
Budgeted spend
Hang laundry to dry
Walked
FAIL

04/01 2 laps
04/02
04/03 2 laps Costco, bread outlet, and Kroger runs today - haven't seen the total in Mint.com yet, but probably about $100.00 even. DH bought stuff for the car we're trying to sell to make the A/C run. I bought a $1.50 hot dog/coke combo at Costco as I nearly passed out in line to pay - that would've really sucked big time. I'm off to go for a walk and walk off the 3 Cokes I've had today (2 were for the blood sugar crash).
post #63 of 378
Thread Starter 
Quote:
Originally Posted by mamaofthree View Post
oh and i forgot to add, i did put 10% of our paychecks in savings yesterday! woot! i am very excited about that. now just working on keeping it there. lol
Go heather!!!
post #64 of 378
Thread Starter 
My purse is locked in the filing cabinet.

And in case I get in there, my actual MONEY and debit card and credit card are sealed up in an envelope that has "How Low Can You Go?" written on the outside. (Got that idea from Cindy at http://www.cindysporch.net/)

I know this is silly and if I want to spend money, I'll just break right in there. But it creates a few steps between me and impulse spending, you know? I'm all about the mental games if they work.

Another day staying out of the stores today...we're having beautiful weather in Vermont today and this weekend so my goal is to be out there enjoying it instead of shopping.

01.. sos
02.. sos
03..
04..
05..
06..
07..
08..
09..
10..
11..
12..
13..
14..
15..

Goals for April

1. 2/30 Stay Out of Stores (sos)
2. 2/20 No Spend Days
post #65 of 378
1. unplanned spend- Sonic route 44 water with lemon .65
exercise today

2. planned spend- at Target (took shopping list and stuck to it!) 57.00
post #66 of 378
Had to come revise today's entry. I had to stop to get some medicine for me for my stomach bug that I am trying to fight off and picked up a pail and shovel for DS to take to the beach too since I can't for the life of me find his from last year. I was rather proud of myself for not buying the $10 pail filled with plastic crapola sand toys and buying the very sturdy pail and shovel for $2.99 that was way up high on a shelf shoved out of sight.

I also went to the park today that has the bus-o-yumminess parked next to it all summer long selling the most delicious burgers, fries, and ice cream and I left my wallet in the car just to head off any temptation. No money = no junk food and no spending. Yippee!

1.
2.Allowance day $3.21 for a pail and shovel for DS and $4.99 meds for me.
3.
4.
5.
6.
7.
8.
9. Allowance day
10.
11.
12.
13.
14.
15.

Goals for the Month of April
1. No unplanned spending above my weekly $20 allowance $7.98/$80
2. No eating out that isn't already planned for: 2/30
4. 100 items decluttered: 0/100
5. Car left at home/take the bus/bike/stay home 0/5

- No Spend
- Planned Spend for allowance
- Unplanned Spend
- All meals eaten at home
- Decluttered stuff out of the house
- Car not driven
post #67 of 378
Question - do you count paying bills as "planned spend" days? Just curious what everyone else does.
post #68 of 378
Who you are: I'm Erin currently a SAHM to 2 kids(3 and 6 months). I'm here because my Dh has been on unemployment which while tight was fine, that is until the other day when we found out his new claim would cut our incoming money by $700 per month, we seriously have no money to spend, other than bill money, it will be really tight for the next month or 2 and honestly I am freaking out. Luckily I am a super couponing, stockpiling mama so we are ultra prepared. We have food assistance right now and so that is one thing we don't have to worry about. DH should be back at work in a month or so, the economy here just bites.

b. Where you are going Currently we will be just trying to survive. We have a small saving of $1500, and are waiting for a heating assistance check of $624, like I stated above we are really broke right now. In the long term though we paid our house taxes for the next year already, plus we will be buying heating pellets with our assistance check so in many ways we are ahead in comparison to other years. We will be living off a large stockpile I created for us from my years of learning here on MDC.

c. How do you plan on getting there: Like I stated we aren't trying to get anywhere right now, but just keep a roof over our heads and our sanity in these trying times.

That's it.

A couple questions, I have FS and WIC for our food costs, do I consider those to be planned spends?
post #69 of 378
No I don't count bills as planned spend days. Grocery shopping yes, as it's easy to go nuts with that. I count going to see How To Train Your Dragon as a planned spend day as my DD and I have been looking forward to it for weeks.

Liz
post #70 of 378
Okay mamas, I need some hand holding and support. DH has been working L-O-N-G hours for us, and this helps NONE in the motivation department for meal cooking. My kids don't care if I make steak w/ baked potatoes or give them pbj sandwiches. And since DH isn't really home for dinner lately, I haven't had any motivation to do anything.

We're out of bread. It's dinner time and I could pack up the kids and go to McD's for dinner and feed them lousy food, but not have to cook. OR, I could get my tush in the kitchen, scramble up some eggs, whip up some drop biscuits, and not spend any $$$.

Tell me to cook. Tell me to stop being lazy. Tell me how bad McD's is for me and my kids and how much better even scrambled eggs and biscuits is....
post #71 of 378
1/30 days no spending
0/$100 extra toward new bills

107/100 get rid of 100 "things" (yard sale or donate) (Did a really quick declutter before mil, fil, and sil come visiting from out of town.
Got rid of or organized all paper clutter last night!

I did spend money today though. BUT it was only 1.37 for a burrito because I am sick and exhausted and didn't feel like cooking. Guess it could have been worse.
post #72 of 378
Quote:
Originally Posted by greenmom4 View Post
Question - do you count paying bills as "planned spend" days? Just curious what everyone else does.
I dont
post #73 of 378
no spend day =
no drive day =
budgeted spending =
unbudgeted spending =

1=missing ingredients for dinner caused a grocery run
2=
post #74 of 378
Quote:
Originally Posted by FillingMyQuiver View Post
Tell me to cook. Tell me to stop being lazy. Tell me how bad McD's is for me and my kids and how much better even scrambled eggs and biscuits is....
Cook! You can do it! The kids can help you You don't even have to do dishes, save those for later!
post #75 of 378
I may never get my original post fixed but at least I can start tracking this month!

1. , spent $2.18
2. , stuck to the list at Costco!
3. $45.19...ate out...twice in 1 day!
4. all the stores were closed!
5.
6.
7. $5.38 for pizza
8.
9. $83.88
10. $20 pizza out with friends
11. Had to exercise major control and did NOT go to starbucks! Dropped of a bunch of stuff at the local resale store I love to shop at, will use the credit I earn for future purchases
12.
13.
14.
15.

total so far $156.63...so bad! I'm going to keep tracking just to show how much better I can do next month. This is a real eye opener for me!
post #76 of 378
The refrain from my children is, "No not McDonald's it will give us diahrrea." It gives us all diahrrea so we don't eat there.

Go cook so you don't have that thought running through your mind while eating at McD's.

Liz
post #77 of 378
Quote:
Originally Posted by pbjmama View Post
Cook! You can do it! The kids can help you You don't even have to do dishes, save those for later!
Quote:
Originally Posted by dachshundqueen View Post
The refrain from my children is, "No not McDonald's it will give us diahrrea." It gives us all diahrrea so we don't eat there.

Go cook so you don't have that thought running through your mind while eating at McD's.

Liz
Thanks mamas, I made the eggs and biscuits. The kids are enjoying them now. And now I don't know if I can ever eat McD's again, Liz
post #78 of 378
Quote:
Originally Posted by Norasmomma View Post

A couple questions, I have FS and WIC for our food costs, do I consider those to be planned spends?
I receive food stamps and WIC too, and don't count those as long as I don't go over. I currently receive about $350 per month in food stamps alone, and then all the milk/cheese/veggies/beans for WIC, so I figure if I go over, I will count it as unplanned spending.
post #79 of 378
have any of you read "your money or your life"?

h
post #80 of 378
Goals for the Month of April
1. No unplanned spending: 2/30
2. No eating out that isn't already planned for: 2/28
3. Bring in extra money from my business: 0%
4. 450 items decluttered: 17/450
5. 13 days with exercise in them: 2/13

Key:
- No Spend or only planned spending
- Unplanned Spend
- All meals eaten at home or shared with friends/family but didn't cost us anything
- Ate outside of the house (unplanned)
- Decluttered stuff out of the house
- Exercise

Apr 1: x 12
Apr 2: x 5
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