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Cost of homebirth in Maryland (Frederick)

post #1 of 12
Thread Starter 
I just found out we're expecting #3. It's a huge shock...we don't have insurance atm and were not planning on expanding our family anytime soon but obviously other plans were made for us.


I had already decided after my sons birth (at Holy Cross Hospital) that if I had another I would look into a homebirth. DH isn't crazy about the idea but he'll come around.

What can we expect to pay? We're in Frederick.
Also...if anyone has any recommendations for a midwife I would love to contact you off the board.

Thanks!
post #2 of 12
I just PM'ed you my midwife's info. She's pretty affordable like $3000 for everything and $250 if you want to rent an aquadoula. I really like her and she's just wonderful. I feel that she's very personable and has lots of information. She'll come to your house for all your appointments since you live in Frederick. She lives in Middletown and as you know that isn't far at all. She's a great midwife and I couldn't say enough good about her. Best of luck on your journey.
post #3 of 12
Quote:
Originally Posted by thankful85 View Post
I just found out we're expecting #3. It's a huge shock...we don't have insurance atm and were not planning on expanding our family anytime soon but obviously other plans were made for us.


I had already decided after my sons birth (at Holy Cross Hospital) that if I had another I would look into a homebirth. DH isn't crazy about the idea but he'll come around.

What can we expect to pay? We're in Frederick.
Also...if anyone has any recommendations for a midwife I would love to contact you off the board.

Thanks!
Maryland has really good laws preventing pregnant women from going without insurance. You need to apply for MCHIP. The midwife I work for is a homebirth CNM. Our office can/will help you if you need to apply for state assistance and guide you to the option that will pay for homebirth if you decide to come into care. The office is in Catonsville, but we do travel to Frederick for clients births.

Call if you want a consult with Evelyn Muhlhan, CNM at 410-455-9659
post #4 of 12
There are a couple of midwives in thea area and you are looking at around the 3k plus range. But like PP said, there is a great insurance program for pregnancy that is pretty easy to qualify for and I know Evelyn takes it. She's fantastic.
post #5 of 12
My birth with Evelyn was covered my our insurance -except her assistant fee of $650 and the birth supply kit and additional supplies which was around $100. I know she accepts some of the medical assistance plans too and the majority of health insurances.

The going rate seems to be between $2000-3000 and most of the midwives will work with you too. Congrats!
post #6 of 12
The CPM I used when I lived in Maryland was $1800 altogether.
post #7 of 12
Thread Starter 
Thank you all for the replies!

Unfortunately we don't qualify for MCHIP...we don't meet the income requirements anymore. My kids were enrolled in it but DH made too much last year so after they saw last years tax returns we were denied. DH's business is WAY down this year but they won't even consider it.

I haven't met with any midwife yet...I spoke to one and am waiting to hear back from another so hopefully in the next few weeks I'll be all set.
post #8 of 12
Quote:
Originally Posted by phathui5 View Post
The CPM I used when I lived in Maryland was $1800 altogether.
She has raised her rates significantly since then. I believe the current cost for your midwife is now $2600.
post #9 of 12
Quote:
Originally Posted by thankful85 View Post
Thank you all for the replies!

Unfortunately we don't qualify for MCHIP...we don't meet the income requirements anymore. My kids were enrolled in it but DH made too much last year so after they saw last years tax returns we were denied. DH's business is WAY down this year but they won't even consider it.

I haven't met with any midwife yet...I spoke to one and am waiting to hear back from another so hopefully in the next few weeks I'll be all set.
I would call and speak to someone at the program specifically and tell them your current situation. If that does not work then call the constituent services office of your State Delegate and explain that you are having to go without prenatal care because the MCHIP folks are unwilling to look at your current financial situation. I believe you will be pleasantly surprised. Call Evelyn's office and tell Wendy that Lorrie Leigh asked you to tell her who to call to discuss this at the state level. I really do believe you can qualify. The rules get easier when you are pregnant. The state is working hard to make sure that no MD woman goes without prenatal care.
post #10 of 12
Quote:
Originally Posted by homewithtwinsmama View Post
She has raised her rates significantly since then. I believe the current cost for your midwife is now $2600.
I'm with her now - her fee is $2400. Of the four homebirth midwives I interviewed, I believe the fee range was $2400 to about $4000, plus other costs, such as birth kit, birth assistant, tub rental, etc.
post #11 of 12
Quote:
Originally Posted by homewithtwinsmama View Post
I would call and speak to someone at the program specifically and tell them your current situation. If that does not work then call the constituent services office of your State Delegate and explain that you are having to go without prenatal care because the MCHIP folks are unwilling to look at your current financial situation. I believe you will be pleasantly surprised. Call Evelyn's office and tell Wendy that Lorrie Leigh asked you to tell her who to call to discuss this at the state level. I really do believe you can qualify. The rules get easier when you are pregnant. The state is working hard to make sure that no MD woman goes without prenatal care.
I completely agree with this. The worst they could possibly do to you is say no, then you appeal the decision and escalate to the next highest level. From personal experience, I was denied Medicaid during my first pregnancy because of income restrictions. I reapplied after I had incurred medical bills that I couldn't pay, got denied again (they didn't want to cover bills resulting from a miscarried pregnancy), appealed the decision and got everything covered. All it cost me was time.
post #12 of 12


Im in the baltimore metro, due in Dec. thinking about homebirth, as my OB practice is driving me bonkers. Great thread!!!
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