sperm meets egg has some appeal, mainly because you dont know when your opk is going to be positive, so how can you plan to bd before that?! s.m.e. has got to be exhausting for folks with long cycles though.
i agree with pp that cm is a great tool. if you have watery or ew cm, dtd. at least every other day, even if opk is neg. once opk is pos, get busy and do it everyday. listen to your gut too. i know my drive goes up around the same time the fertile cm kicks in, without fail. dh starts looking at me especially lustfully around then too! it's so obvious, it's funny, and he doesnt have a clue about my cycles. so pay attn to those kinds of things as well.