I am pretty frustrated too.
I just switched jobs so I won't be covered by FMLA. I also found out that the HR policy is to "terminate" me once I am out for one week. So all my benefits will stop. HR suggested I try to stay at work at least one day of the month I am due so that my health insurance covers me. Well I am due November 30th. So I could have a baby in November or December. Basically I have to reapply for my job after I have the baby and hope that it all works out.
The only payment I'll receive is the Short Term Disability from the state which I've been paying into. I did find out if I can't get my job back I'll be eligible for unemployment after the STD runs out. So I am a little bit less stressed about everything working out exactly on the right time line.
For health insurance thankfully my husband is offered benefits through his job so I'll be covered even after I am let go. Although my insurance is better. His doesn't offer out of network coverage and has a higher co-pay/deductible. If I deliver while still on my insurance plan it should be about $25 for the birth. I'll have to figure out what it will be on his plan, but I know it will be significantly higher.
Very frustrating. I don't know if it makes you feel any better that it isn't just your employer who has a crappy maternity leave policy or not. The cobbling together of STD, sick time, vacation time and personal days is pretty standard. Many people aren't covered by FMLA, which I imagine is even worse when something unexpected happens. At least maternity leave can be planned and you can prepare by setting aside money to cover expenses.
I just switched jobs so I won't be covered by FMLA. I also found out that the HR policy is to "terminate" me once I am out for one week. So all my benefits will stop. HR suggested I try to stay at work at least one day of the month I am due so that my health insurance covers me. Well I am due November 30th. So I could have a baby in November or December. Basically I have to reapply for my job after I have the baby and hope that it all works out.
The only payment I'll receive is the Short Term Disability from the state which I've been paying into. I did find out if I can't get my job back I'll be eligible for unemployment after the STD runs out. So I am a little bit less stressed about everything working out exactly on the right time line.
For health insurance thankfully my husband is offered benefits through his job so I'll be covered even after I am let go. Although my insurance is better. His doesn't offer out of network coverage and has a higher co-pay/deductible. If I deliver while still on my insurance plan it should be about $25 for the birth. I'll have to figure out what it will be on his plan, but I know it will be significantly higher.
Very frustrating. I don't know if it makes you feel any better that it isn't just your employer who has a crappy maternity leave policy or not. The cobbling together of STD, sick time, vacation time and personal days is pretty standard. Many people aren't covered by FMLA, which I imagine is even worse when something unexpected happens. At least maternity leave can be planned and you can prepare by setting aside money to cover expenses.












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