~July No-Spend Challenge~ We are tracking our spending and trying to save money! Come join us... - Page 3

[Crunchy*VT*Mom]

01.. $11 ice cream and snacks
02.. $10 car wash
03.. $6 Starbucks
04.. finally!
05..
06..
07..
08..
09..
10..

My Goal:

2/20 No Spend Days

[sweetjasmine]

I did this last year for a few months, maybe even for a bit earlier this year, but I seriously have fallen off the wagon!! We've had lots of necessary spends like new babies, birthdays, much needed work clothes for both dh and myself but my frivolous spending has gotten out of hand. I need to make myself accountable again.

a. Who you are I'm Aileen, married to dh and we both work full time, one daughter and 3 grandbabies who are 5 years old, 16 months old and 3 months old. Also five stepchildren, the two youngest who stay with us part time, 12 years old and 17years old, one cat and some fish.

b. Where you are going (your financial goals) I've got a very good EF going which I'm planning to stretch into a 3-6 month living expense account. Our car will be paid off in 9 months but I want to try and make that sooner (again). One credit card with a few hundred on it; I'd like to get it down pretty low and use it only when necessary.

c. How you plan to get there I way over spend at the grocery store and that has got to stop! We eat pretty well for the most part as far as using whole foods and rarely anything processed but I tend to reach for the higher end items consistently when I should only be doing that as a treat now and then. Also have been spending too much at department stores. I have everything I need, I don't need to buy anything for awhile. I want to sock away what I save from that and the grocery bill each month to grow my savings in addition to what I already have direct deposited.

Key
No spend day
Budgeted spend
Unplanned spend

July
5.
6.
7.
8.
9.

[FillingMyQuiver]

Key:
no spend/ budgeted spending
unnecessary/ unbudgeted spending
hung laundry to dry
completed home improvement project

Goals for July
no spend days 4/25
eating out 0/0
hung laundry to dry 4/10
completed home improvement projects 2/3

1. I got up early and was able to get 2 loads out on the drying racks over the course of the day.
2.
3. DH and I got our new storm door installed and the exterior door painted
4. installed the closet organizer system in the master closet. We've had that organizer sitting in the utility room for 2yrs now, so glad it's finally done
5. Went food shopping. Picked up beach chairs and umbrella for our beach vaca next month, overspent at WM, stopped in JoAnn Fabrics for elastic thread for DD1's dresses and overspent by a little there. *sigh* I have got to stay OUT of the stores.

[dfunk98]

joining!!

a. Who you are-SAHM to 5yo DD and 2yo DS

b. Where you are going (your financial goals)-Trying to reduce my speding and change my habits in general.

c. How you plan to get there-I have no idea!!


i'll have to go back and look over last week, but here's the last few days...

7/1-
7/2-
7/3- $10 dessert with a friend, $20 groceries
7/4-
7/5-


my key:
-no spend
-necessary/planned purchases
-unnecessary purchases

[bluebirdiemama]

Hi everyone! This is my second month here, having dropped out last month. We didn't majorly blow our budget, just lost track because of spending while sick. Probably spend about $50 more than budgetted for food, but then didn't spend all alotted for in the personal and recreation budgets.
I think I'll do it a little differently this month...
So, I am
a. a SAHM to two sweethearts, my 3 yo ds and 1 yo dd. I knit and craft, and am seriously thinking about getting certified as a doula, begining in the next month or two.
b. trying to be as frugal as possible with our restricting budget. We are trying to save to buy a home with land, while I will need to fork out some money for my certification.
c. trying to make as much as I can from scratch, while doing it more cheaply than I have in the past. I will save all receipts so I know how I am doing and stay accountable. I also hope to trade for things that I need, such as gifts, clothing for my kids, and books for my cert.

My key:

- no spend
- budgeted spending
- unbudgeted spending, but something very cheap that will be useful
- unbudgeted spending
- exercise!
- came across something that will save us money, yay!

7/1
7/2
7/3 bought tons of meat on a really good sale, must freeze
7/4 bought some great books for $.70 each and
7/5

[MusicalMeg]

My Key:

No spend, no drive, walk or stay home day
No spend day
Planned/budgeted or necessary spending
Unbudgeted/unnecessary spending

7/1
7/2 dinner out
7/3
7/4
7/5
7/6

[ltlmrs]

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$135/$300 grocery budget
1/31 no-spend days

Key:
no spend unplanned/unbudgeted spend
budgeted spend
went to bed on time and woke up early (major sanity saver)
worked on blogging and other online business opportunities
3 meals made at home without an unplanned run to the grocery.
no driving (at first it was unnecessary driving, but I realized I already have unnecessary driving down to a minimum)

[AZ mom&teacher]

July 1 - $11.90 at post office, $0.14 on tax for the freebies at the grocery store this week (I love coupons!)
July 2 - $18.71 on groceries (saved 14.49)
July 3 - $50 for dinner out with friends (that's alot but it was a planned dinner for a few weeks now)
July 4 - $14.75 enterence into fireworks and glowsticks from the dollar store (instead of buying the crazy expensive ones there, also we are making our own hotdogs and snacks and bringing them along to the fireworks to save $$!!)
July 5 - $5.32 for groceries

GOALS :
$24.03/$200 - Groceries
$25.65/$50 - Budgeted Misc. Spending
$1/$30 - Household Needs
1/4 - Eating Out ($50)
1/20 - Working Out
1/100 - Decluttering

KEY :
= good day, no unnecessary spending
= cooked meals at home
= unnecessary spending

[Mamma4Peace]

Budget:
$141.29/$400 groceries/toiletries, etc.
$15.50/$100 hubby running money (work)
$30/$100 gas
$63.40/$100 etc. (dining out, movies, etc.)

Savings:$10/$1000

Key: no unnecessary spending
unecessary spending
stuck to bill saving rules
packed lunch for hubby
got enough sleep

7/1:
7/2:
7/3:
7/4:
7/5:
7/6:
7/7:
7/8:
7/9:
7/10:
7/11:
7/12:
7/13:
7/14:
7/15:
7/16:
7/17:
7/18:
7/19:
7/20:
7/21:
7/22:
7/23:
7/24:
7/25:
7/26:
7/27:
7/28:
7/29:
7/30:
7/31:

[major_mama11]

7/1-
2
3-
4- $40 gas
5- $142 groceries finished baby blanket!
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Groceries $142 / $500
Kid clothing and items 0 / $50
Gasoline $40 / $120
Overspending
Gifts 0 / $30 (bday gifts for 2 little boys this month)
Me spending 0 / $40

Work in garden 2 / 10
Line dry clothing 1 / 8
No spend days 3 / 15
Finish a project 1 / 4

[beansmama]

Okay...I'm starting over. Is that allowed? I'm pretty sure that I've been super sucking financially...as usual...but am back on the train as of...NOW.

7/6 - (paid shipping on a couple items sold - this wasn't budgeted, BUT I will get that money back in a couple days once amazon deposits it!)

[Crunchy*VT*Mom]

01.. $11 ice cream and snacks
02.. $10 car wash
03.. $6 Starbucks
04.. finally!
05..
06..
07..
08..
09..
10..

My Goal:

3/20 No Spend Days

[sweetjasmine]

Key
No spend day
Budgeted spend
Unplanned spend

July
5.
6. Dr appt and Rx. picked up items forgotten over the weekend plus some extra.
7.
8.
9.

[MsVyky]

So far so good- no unbudgeted spending at all so far!

[FillingMyQuiver]

Key:
no spend/ budgeted spending
unnecessary/ unbudgeted spending
hung laundry to dry
completed home improvement project

Goals for July
no spend days 5/25
eating out 0/0
hung laundry to dry 5/10
completed home improvement projects 3/3

1. I got up early and was able to get 2 loads out on the drying racks over the course of the day.
2.
3. DH and I got our new storm door installed and the exterior door painted
4. installed the closet organizer system in the master closet. We've had that organizer sitting in the utility room for 2yrs now, so glad it's finally done
5. Went food shopping. Picked up beach chairs and umbrella for our beach vaca next month, overspent at WM, stopped in JoAnn Fabrics for elastic thread for DD1's dresses and overspent by a little there. *sigh* I have got to stay OUT of the stores.
6. although *I* am b/c we had to have the HVAC guy out this morning. Our A/C wasn't keeping up w/ the heat wave and we needed some freon and a recharge, $120 later, *sigh*, not budgeted but definitely necessary. It also led to b/c we think our thermostat isn't working right, so we're installing the new one we've had kicking around for 6 months.

[bluebirdiemama]

My key:

- no spend
- budgeted spending
- unbudgeted spending, but something very cheap that will be useful
- unbudgeted spending
- exercise!
- came across something that will save us money, yay!

7/1
7/2
7/3 bought tons of meat on a really good sale, must freeze
7/4 bought some great books for $.70 each and
7/5
7/6 a gallon of milk

[AZ mom&teacher]

July 1 - $11.90 at post office, $0.14 on tax for the freebies at the grocery store this week (I love coupons!)
July 2 - $18.71 on groceries (saved 14.49)
July 3 - $50 for dinner out with friends (that's alot but it was a planned dinner for a few weeks now)
July 4 - $14.75 enterence into fireworks and glowsticks from the dollar store (instead of buying the crazy expensive ones there, also we are making our own hotdogs and snacks and bringing them along to the fireworks to save $$!!)
July 5 - $5.32 for groceries
July 6 - NO SPEND DAY!!!!

GOALS :
$24.03/$200 - Groceries
$25.65/$50 - Budgeted Misc. Spending
$1/$30 - Household Needs
1/4 - Eating Out ($50)
1/20 - Working Out
1/100 - Decluttering

KEY :
= good day, no unnecessary spending
= cooked meals at home
= unnecessary spending

[ltlmrs]

1. but
2. , ,
3. (), , ,
4.
5. (), , ,
6. (it's published and two posts written, finally!) - I need to start getting to bed on time.

$137.80/$300 grocery budget
2 no-spend days

Key:
no spend unplanned/unbudgeted spend
budgeted spend no driving
went to bed on time and woke up early (major sanity saver)
worked on blogging and other online business opportunities
3 meals made at home without an unplanned run to the grocery.

[MusicalMeg]

My Key:

No spend, no drive, walk or stay home day
No spend day
Planned/budgeted or necessary spending
Unbudgeted/unnecessary spending

7/1
7/2 (dinner out)
7/3
7/4
7/5 (Groceries)
7/6

[MsVyky]

grocery shopped for the week for only $48. Not one taxable item. I am proud.

(and it was 15% off for 1st tuesday of the month)