Ideally, I would love to do a home birth, but that's not really an option for us. We live in a condo, which has a statement forbidding waterbeds in the lease, so I'm sure that a birthing tub would be out. And I don't really want to be disturbing our neighbors if I get loud during labor
Our insurance is giving us trouble with the birth centers. They only listed 2 as in network, one of them doesn't seem to exist (their website is offline and their phone is disconnected) and the other one, well... I'm just not comfortable going there after some things I read online. There is another center we are interested in, but they are out of network. For an out of network provider, we pay the first $3000 and then 30% after that. Since the total cost is $4000, we're still basically paying almost the full fee. We're going to try to apply for a waiver to get them to cover this other birth center as in network for lack of other options. I'm also going to use the fact that there is something like a 50% c-section rate in hospitals here, and use the fact that the birth center is going to be cheaper for them to cover than a hospital birth either way.
The insurance will only cover midwives if they bill under an OB/GYN (they seem to have found a loophole in the FL law that they have to cover midwives - they are a federal insurance plan, not based in FL so they say they are not bound by state laws...)
I'm not opposed to delivering at a birth center that is within a hospital (I see that Jackson has a "birth center" and midwives but I don't know much about it, I need to call them), provided that it actually functions as a birth center and not just as an easy doorway to hustle women into the care of an OB/GYN for a c-section the first chance they get.
I'm just curious what other local ladies have done. Feel free to PM me if you had a bad experience somewhere (I think we're not supposed to post things like that?).
Thanks in advance