What happens when you intentionally bounce a check? - Page 2

[Irishmommy]

Originally Posted by kblackstone444

Problem solved, for now. My son gave me the last of his birthday money to cover it. I feel like crap- don't know when or if I'll be able to pay him back, seems like every time he gets money, I end up spending it on him, and can't always pay him back- but at least the rent will be paid.

If you were going to be able to come up with the $100 short for the landlord, why can't you give it to your son?

[PoppyMama]

You must be really proud of your son. It's easier not to pay back family members but I hope you can make it up to him.

[Purple*Lotus]

Originally Posted by Irishmommy

If you were going to be able to come up with the $100 short for the landlord, why can't you give it to your son?

Yes, I agree. You were going to have to either pay the landlord or the bank for going over, so your son should be paid back ASAP as well. Glad it worked out for you.

[kblackstone444]

Originally Posted by Irishmommy

If you were going to be able to come up with the $100 short for the landlord, why can't you give it to your son?

I never meant I wouldn't pay back my son. My point was, either way, it's money I don't have, money I'll be taking out of the monthly food money. The bank would just take it out of my account, next time my paycheck comes (direct deposit). My landlord would want it no matter what, whether I had it to spare or not. My son would want it, but he'd be more understanding if I only had a certain amount of money for food this month and I owe him an amount almost as much. Sucks, but he'd rather get $20 this month and the rest later, than the whole amount this month and literally live off bread and water this month, know what I mean? Of course I pay my son back as soon as possible- I feel horrible taking money from him in the first place- but he's "with" me, and the bank or the landlord or bill collector are "against" me, know what I mean?

[sapphire_chan]

True, your son can take $20 each month for 5 months. Can I suggest, if it is at all possible, that you give him a bit more? Like $25 each month or even just an extra $10 on the last month.

I've totally been there where that wouldn't be possible, mind you.

[fullofgrace]

Per TAO Guidelines, I'm moving this to Frugality & Finances where $$ questions go.

[Ellien C]

Originally Posted by kblackstone444

$25 late fee from the landlord and $25 late fee from the bank, so either way, I was gonna be out $25.

Glad it's working out. Sorry about your son. I know you are doing the best you can.

For the record though - IME banks ALWAYS charge the overdraft fees that they say they will, but landlords don't always charge the fee, especially for smaller amounts. Short the landlord a little, rather than writing a bad check.

[kblackstone444]

Originally Posted by Ellien C

For the record though - IME banks ALWAYS charge the overdraft fees that they say they will, but landlords don't always charge the fee, especially for smaller amounts. Short the landlord a little, rather than writing a bad check.

Good to know. Hopefully, I'll never find myself in this situation again. Still haven't found out what happened to that $100. Driving me crazy a bit.