I recently switched insurance to Kaiser Permanente HMO -- meaning that I see their doctors for OB care at their facility. I haven't been yet -- and I'm not pregnant yet, so I have a lot of time to think about this stuff -- but I am wondering if anyone out there has used Kaiser for their prenatal care and then had a home birth. Here are my questions:
- Because it is not a private practice in the traditional sense, could they drop you if they knew you were planning a homebirth or would they have to continue your prenatal care? Since they are my "only choice" in terms of doctors, they could not refer me to anyone covered by my insurance, therefore would the 30 day rule apply? I would think they are not allowed to drop patients the way a doctor in a traditional private practice can -- anyone know?
- In a general way, would it be better for me just to use them as shadow care for ultrasounds, testing, etc. and then not show up for the birth? I will be paying out of pocket for my midwife. Last time I tried to do shadow care and then I stopped going after 34 weeks because I found it too stressful. I would prefer to be honest, but I don't know how Kaiser feels about liability issues. You would think that as a large organization they wouldn't be as concerned as a physician in a small practice, since I imagine that they get a pretty good deal on malpractice insurance because they are so huge.
- If I was honest about my plans and they didn't like it but weren't allowed to drop me, they would probably just lay on the dead baby stuff at every appointment, right? (Ok, I am prejudiced against OBs. So I dream up nightmare scenarios in my head and the whole thing stresses me out even though I'm not even pregnant yet).
Here's my thing: I know I will have a homebirth if I can ... but in the back of my head I think, what if I end up with a breech baby? what if I develop pre-e? what if I have placenta previa? in situations like that (I might consider breech at home, but I might not ... not sure now) I would like to have developed a relationship with someone and not be treated like a pariah at the hospital if I needed to avail myself of their services. Obviously if I had an emergent transfer there would be no avoiding that, but in the case of a complication that developed before labor ... then I think, is the likelihood of that too small to justify the hassle of shadow care? aaarrrrgggghhhh ... I think about this too much! Any wise words?
- Because it is not a private practice in the traditional sense, could they drop you if they knew you were planning a homebirth or would they have to continue your prenatal care? Since they are my "only choice" in terms of doctors, they could not refer me to anyone covered by my insurance, therefore would the 30 day rule apply? I would think they are not allowed to drop patients the way a doctor in a traditional private practice can -- anyone know?
- In a general way, would it be better for me just to use them as shadow care for ultrasounds, testing, etc. and then not show up for the birth? I will be paying out of pocket for my midwife. Last time I tried to do shadow care and then I stopped going after 34 weeks because I found it too stressful. I would prefer to be honest, but I don't know how Kaiser feels about liability issues. You would think that as a large organization they wouldn't be as concerned as a physician in a small practice, since I imagine that they get a pretty good deal on malpractice insurance because they are so huge.
- If I was honest about my plans and they didn't like it but weren't allowed to drop me, they would probably just lay on the dead baby stuff at every appointment, right? (Ok, I am prejudiced against OBs. So I dream up nightmare scenarios in my head and the whole thing stresses me out even though I'm not even pregnant yet).
Here's my thing: I know I will have a homebirth if I can ... but in the back of my head I think, what if I end up with a breech baby? what if I develop pre-e? what if I have placenta previa? in situations like that (I might consider breech at home, but I might not ... not sure now) I would like to have developed a relationship with someone and not be treated like a pariah at the hospital if I needed to avail myself of their services. Obviously if I had an emergent transfer there would be no avoiding that, but in the case of a complication that developed before labor ... then I think, is the likelihood of that too small to justify the hassle of shadow care? aaarrrrgggghhhh ... I think about this too much! Any wise words?









When I mentioned that I was going to a chiro a doctor actually said that it was just a bunch of hocus pocus.
