Maybe DH and I are freaks. Or losers. I don't know. It seems like a lot of people have pretty nice set ups with king size beds, 5 bedroom houses, and tvs and stuff.
I don't know. Where did I go wrong? I went to college, I have a career, I work in a decent enough field, I have a professional job. I just haven't ever had the money for these sorts of things.
I've never traveled. Anywhere. I don't own really anything nice. I can't see where we will have money at any point for a pool, a grill, a sectional, 5 bedrooms, or any of that stuff.
We do live, I guess, in a high cost area with high taxes. I mean, we pay over $6,000 a year in real estate taxes. It's a huge chunk of cash every year that I worry we won't be able to pay.
We are debt free, other than our mortgage and a tiny bit left on my student loan (very, very small now after paying it down for years).
Where did I go wrong??
I know that DH doesn't make that good of money, but it's not bad. We're not bad with our money - we just don't make enough and having a child has been expensive and drained down the savings we once had.
I'm starting to feel like we're losers. I mean, yes, I did say earlier part of this is philosophy. I truly don't believe in owning a lot of crap, but also the philosophy is living within our means, and to do that, well, we just can't buy a lot of stuff.
Are we losers??
Or do people have more debt than us? Honestly, how are you guys all paying for this stuff?
I don't know. Where did I go wrong? I went to college, I have a career, I work in a decent enough field, I have a professional job. I just haven't ever had the money for these sorts of things.
I've never traveled. Anywhere. I don't own really anything nice. I can't see where we will have money at any point for a pool, a grill, a sectional, 5 bedrooms, or any of that stuff.
We do live, I guess, in a high cost area with high taxes. I mean, we pay over $6,000 a year in real estate taxes. It's a huge chunk of cash every year that I worry we won't be able to pay.
We are debt free, other than our mortgage and a tiny bit left on my student loan (very, very small now after paying it down for years).
Where did I go wrong??
I know that DH doesn't make that good of money, but it's not bad. We're not bad with our money - we just don't make enough and having a child has been expensive and drained down the savings we once had.
I'm starting to feel like we're losers. I mean, yes, I did say earlier part of this is philosophy. I truly don't believe in owning a lot of crap, but also the philosophy is living within our means, and to do that, well, we just can't buy a lot of stuff.
Are we losers??
Or do people have more debt than us? Honestly, how are you guys all paying for this stuff?







depends on the day.
Yep. My dad and stepmom come up once a year. They drive three hours, stay an hour, and then drive back home. Sometimes we see them back in our hometown, but not often. My mom? Even less. She lives farther away. However, she sees my sister all the time, has her kids at her beach house all the time, spends money on vacations and stuff all the time. My kids don't get birthday cards and we're lucky if she remembers Christmas. But what are you going to do? You can't dictate how other people spend their time and money. You can be disappointed, but it's not like you can rewire them.
I don't know how much weight this has, but you might be on to something. I mean, I wouldn't be surprised, I guess!

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