20,000 TWENTY THOUSAND?!!!!
that was my first reaction. please note mummoth i am not making fun of you. i was just thinking if i had that to start with - all the fears, and panic attacks and terror would not have been my reality teh first year.
OP there is no 'how much' it takes to start over? the reason being 'money in the savings' account is not a reality for many of us. i was already a wohm so i had a paycheck coming in. it wasnt very much. but i barely managed to squeak by with rent, utilities, daycare and usually $50 left over for food for the month. i didnt qualify for welfare at that time.
today as a student i make even less. but life has been kind to me. right now i dont pay rent, i dont pay for food, i just pay for my school supplies and gas. a proff. felt sorry for me and is giving me a break till the end of this year. in exchange i cook, clean house and help his sons with their homework.
but if i had to make it on my barebones budget i could survive on $1000 including rent and utilities. and food. however. i refuse to be back on foodstamps again. medical is enough. it is just so much trouble and such humiliation that i will do whatever it takes to never be on food stamps again - unless i have NO other choice.