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~~September No-Spend Thread~~ We're in the HOME STRETCH....you can do it Mamas! - Page 12

post #221 of 413
Ugh, tough day. The exhaust pipe on our car went this morning on the way back from soccer games. $80 to fix it. Drat. We should have had more work done...there is a lot of rust under there, but they guy was kind and just patched it up enough to be safe for a few thousand more miles. $15 for snacks for hungry kids while we waited.


Sept 4 --
Sept 5 --
Sept 6 -- 6.00 parking
Sept 7 --
Sept 8 --
Sept 9 -- 2.11 shipping, 23.31 pizza
Sept 10 --
Sept 11 -- 80.00 car repair, 15.00 snacks

Remaining grocery money -- 85.81
post #222 of 413
So I think I'm going to take a break from recording in this thread for the rest of the month. I'm definitely going to keep up with our budgeting but right now I feel like my husband and I are not necessarily on the same page and it is too frustrating for me to post here.

I think I have become a little obsessed with our financial goals and that is making me feel really frustrated when we go off track. I need to find a better balance before I try something like this again.

I am going to keep checking in on all of you because you are all quite the inspiration for me. I wish you all the best this month!
post #223 of 413
Rough day today..... First we went to a local art show and stopped by a little grocery store that I swore took EBT the last time I was there. I splurged a little and bought nearly $10 worth of lunch goodies, whipped out the EBT card and they didn't take it. I couldn't put the food back in front of my whiny, sick 3.5 year old DS, so I put it on my debit card, which hurt. Then later when DS got much sicker, and he ended up in the ER with strep, I stopped by McDonald's for a milk shake and a snack for me. Totally shouldn't have bought a snack for me, but I was glad he was getting some calories in and he said it felt good on his throat. So, another $7 gone. On a good note, I sold $60 worth of stuff from my basement today! And, we are not driving anywhere tomorrow. DS needs to stay inside and on the couch so he can go to school in the morning on Monday, so no driving for us, maybe a walk to the pharmacy in the morning, but that is it.

1.
2. $1.07 Redbox DVD (hung laundry out today!)
3. $.75 on a bottle of water. I forgot my EBT card at home and had to pay cash.
4. $3.19 on garbage bags, used dryer and didn't use up any canned goods. *sigh*
5. $11.50 at JoAnn's, $1 at McDonald's, $2.14 Redbox DVD
6.
7.
8. $2.14 ice cream treats for DS and for me.
9.
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11. $9.75 on lunch, $7 on late night snacks.
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15.


Goals:
5/20 no spend days
2/10 stay home days
13/30 Cans of stockpile food eaten
create and start using an envelope system *my first payday is 9/16, so I plan to start this on that day!*
9/30 not use the dryer (actually haven't used it at all in over a month already
7/25 not use the a/c (my apartment is obscenely hot upstairs)
post #224 of 413
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Did you start your new job?
Yup, yup! And I LOVE, LOVE, LOVE it! I actually sold stuff from the basement because they have these beautiful wooden kitchens that were originally around $170 on sale for $60 plus I get 25% off, so $45 for me. G has been asking for a sink to go with his stove that he has, so I sold his stove for $40, and I will only be paying $5 out of pocket to upgrade his kitchen to one with a sink, which I am totally ok with.

I can't believe how fabulous they are there, I so desperately hope I can stay after the Christmas season is done.
post #225 of 413
1: $80 household
2: NS
3: food out $8, travel $97
4: food out $10
5: food out $7
6: gas $32, food out $16, household $25, groceries $116
7: yarn $9
8: NS
9: groceries $131, supplements/skin care $40, household $82
10: NS
11: NS

I might be getting into a groove here. We stayed home all day today, except for a quick trip to our friends' pool before they close it for the season. Worked in the garden, made minestrone soup, cleaned the house a little, cleaned the chicken coop and let the chickens out for some exercise. We hope they start laying soon, to pay for their feed and bedding! DH cleaned out the garage. I now have a load of stuff to take to Goodwill. It always feels good to declutter. We certainly have more than enough stuff and I was reminded that I don't need to be looking to buy anything.


Goals:
4/20 No-spend days
247/600 groceries
41/100 food out
236/250 household
2/10 Exercise days
2/4 Grocery shop 1 day/week only. No extra trips to stores.
0/0 No clothing purchases for me or kids
0/$500 in savings
post #226 of 413
1: $94 diapers
2: $38 eating out
3:
4:
5: family went to the fair,
6:
7: Target trip, but didn't get anything unneccessary
8:
9:
10: 10.50 book
11: Dh got takeout, not sure of the total, $21 movie
12:
post #227 of 413
Quote:
Originally Posted by Crunchy*VT*Mom View Post

(Oh I know -- the Starbucks $40 a month is a glaring spot, but it is a weekly ritual with my daughter and...okay, you are right. I need to develop a cheaper ritual)
$40 for the month really isn't bad, if it fits in the budget and you and your dd get that much out of it, I would keep it. If you happen to find some other ritual that is cheaper, that's great, but don't sweat it!
post #228 of 413
KEY:

= No spend
= Necessary/budgeted spending
= Unnecessary/-non-budgeted spending

1: Paid phone bill
2: $82.00 in groceries!!!!! (I didn't think I was capable! ) and $8.58 for budgeted lunch out with family. $20.00 used jammies for DD, shoes for kids.
3: $15.00 on a rocking horse. Trouble with garage sales is that you can still do unnecessary spending and justify it because it's cheap. .

Took out $200.00 cash for an upcoming road trip. I'll try to track stuff while I'm gone!
4: $25.00 gas, $3.00 "obligatory" purchases to justify using gas station bathrooms.
5: Although to be fair, my spendthrift MIL insists on buying us EVERYTHING!!
6: Spoiled by my parents
7: Lattes out.
8: Day at zoo, but we budgeted for it in our vacation expenses.
9: Dinner out.
10: Unnecessary--Dinner at Mexican restaurant. Necessary--$90.00 night in hotel. I MISS traveling abroad, where there's affordable lodging!
11: Unnecessary--We bought sandwiches, lattes at a gas station, and ordered pizza when we got home from our trip. Our cupboards are BARE right now. Necessary--$38.00 in gas.
12: BACK HOME and BACK TO THE NO-SPEND GRINDSTONE!! $112.00 in groceries. Paid utility and repair bills.
13: $25.00 yarn for Christmas gift that I'm knitting. $5.00 admission to bouncy castle place.
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post #229 of 413
Quote:
Originally Posted by Canadianne View Post

I think I have become a little obsessed with our financial goals and that is making me feel really frustrated when we go off track. I need to find a better balance before I try something like this again.
I get hell-bent perfectionistic and have to continually remind myself that I'm saving more than I did before I started this regimen.

I'm sorry that you and your DH aren't seeing eye to eye! What ultimately worked for me was a glass-half-full approach. I just created a picture of a thermometer to post on our refrigerator, and I fill it in as we reach our financial goal (in our case, 6 months worth of DH's salary for an emergency fund). Maybe you and your DH could agree on a positive goal to motivate everybody, e.g. paying off a debt or saving up for a down payment on a house...whatever applies to your situation. Good luck, and I hope to see you here in future months.
post #230 of 413
1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food

464/500 joint account (household)
$9/0 personal account
post #231 of 413
Quote:
Originally Posted by nadia105 View Post
$40 for the month really isn't bad, if it fits in the budget and you and your dd get that much out of it, I would keep it. If you happen to find some other ritual that is cheaper, that's great, but don't sweat it!
ITA - if it's something you both look forward to and it fits in the budget, I would just enjoy it. My girls *love* when we go to Starbucks together and get coffee/cocoa/pastry. It's kind of a special thing to do with mama, since my DH wouldn't set foot in there! (he's not a coffee drinker).
post #232 of 413
Home day today because DS is getting over Strep. We did walk to the grocery store and had to buy toilet paper, but it is a necessity and worked into the budget. I nearly forgot, I rented two movies from Redbox for DS to watch while he vegges out on the couch. Not no spend afterall. I am going to take the a/c out of the window today or tomorrow, so I am going to erase all of the . I am pretty sure we are out of the heatwaves of summer at this point. I feel like I did pretty well with not using the a/c, and won't turn it back on at all from here on out.

1.
2. $1.07 Redbox DVD (hung laundry out today!)
3. $.75 on a bottle of water. I forgot my EBT card at home and had to pay cash.
4. $3.19 on garbage bags, used dryer and didn't use up any canned goods. *sigh*
5. $11.50 at JoAnn's, $1 at McDonald's, $2.14 Redbox DVD
6.
7.
8. $2.14 ice cream treats for DS and for me.
9.
10.
11. $9.75 on lunch, $7 on late night snacks.
12. $2.14 on movies Ran the dryer for the second time this month.
13.
14.
15.


Goals:
6/20 no spend days
2/10 stay home days
16/30 Cans of stockpile food eaten
create and start using an envelope system *my first payday is 9/16, so I plan to start this on that day!*
10/30 not use the dryer (actually haven't used it at all in over a month already
post #233 of 413
Thanks Turquesa.

For the long-term, big, goals my husband and I are one the same page and we work well together on them. It's the perks that we seem to disagree on. It probably also does not help that I am nearing the due date of my high-risk pregnancy and am an emotional basket case at the best of times. I think I have become obsessed with our finances because I feel it is something I can control (since I certainly can't seem to control when this little one is going to arrive). Last night, when I got so frustrated about DH going to a movie, I realized that I need to take it down a notch a two so that I can do this in a healthier way. I need to realize that perfection is not possible.
post #234 of 413
1: $80 household
2: NS
3: food out $8, travel $97
4: food out $10
5: food out $7
6: gas $32, food out $16, household $25, groceries $116
7: yarn $9
8: NS
9: groceries $131, supplements/skin care $40, household $82
10: NS
11: NS
12: NS. Took kids to park today, then went to afternoon yoga class, which was already paid for.

Goals:
5/20 No-spend days
247/600 groceries
41/100 food out
236/250 household
3/10 Exercise days
2/4 Grocery shop 1 day/week only. No extra trips to stores.
0/0 No clothing purchases for me or kids
0/$500 in savings
post #235 of 413
1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food
12: $11 groceries, $8 makeup

475/500 joint account (household)
$17/0 personal account
post #236 of 413
1: $94 diapers
2: $38 eating out
3:
4:
5: family went to the fair,
6:
7: Target trip, but didn't get anything unneccessary
8:
9:
10: 10.50 book
11: Dh got takeout, not sure of the total, $21 movie
12: $18 babysitter
13: $12

Preemptive today, We went to Target and on got the 2 items we went in for -- MAJOR VICTORY! I just have to go pick up ds form preschool and go get our veggie box, no $ out there.
post #237 of 413
Quote:
Originally Posted by Canadianne View Post
Thanks Turquesa.

For the long-term, big, goals my husband and I are one the same page and we work well together on them. It's the perks that we seem to disagree on. It probably also does not help that I am nearing the due date of my high-risk pregnancy and am an emotional basket case at the best of times. I think I have become obsessed with our finances because I feel it is something I can control (since I certainly can't seem to control when this little one is going to arrive). Last night, when I got so frustrated about DH going to a movie, I realized that I need to take it down a notch a two so that I can do this in a healthier way. I need to realize that perfection is not possible.
I think it was Prudence who would always post on here "Progress, not Perfection".

If we were all perfect at this, we wouldn't be here! It is such a journey, even when it seems like it should be so simple.
post #238 of 413
Thread Starter 
I spent a bunch of money on the cat. I know, I know. I said we had all this cat stuff so he didn't need any new stuff, but I had to get stuff like litter and cat food and some new cat toys...oh and cat brushes because this is a long-haired cat and I can't find our cat bowls so I got some of those and the next thing you know...$100 straight out of my pocket into the PetSmart cash register.

Cat stuff adds up!

But I'm very excited about our new cat. Our former cat suffered a gruesome death right in front of the children so this cat is proving to be a healing addition to our family. I haven't seen them this happy in a long time.

And I felt a ton of guilt about the way our old cat died (it was my fault), so getting this cat has been healing for me as well.

01.. $4.99 Danish for party, SOS
02.. $45 fair food
03.. , SOS
04.. $5 Starbucks
05.. $5 Again with the Starbucks
06.. $17.50 Corn Dogs at the fair, SOS
07.. , SOS
08.. , SOS
09.. $14 Wendy's
10.. $75 cat
11.. $5 Starbucks, $110 cat paraphenalia
12.. $5 Starbucks, $30 cookbook and Flylady book
13.. , SOS
14..
15..

My goals:

4/20 No Spend Days
0/10 Let the Car Rest Days
7/20 Stay Out of the Stores SOS (this includes on-line shopping)
post #239 of 413
Thread Starter 
Quote:
Originally Posted by Ruthiegirl View Post
Ugh, tough day. The exhaust pipe on our car went this morning on the way back from soccer games.
sorry to hear that , Ruth.

Quote:
Originally Posted by Canadianne View Post
So I think I'm going to take a break from recording in this thread for the rest of the month. I think I have become a little obsessed with our financial goals and that is making me feel really frustrated when we go off track. I need to find a better balance before I try something like this again.
It is ~hard work~ to track your finances. Definitely. Thank you for joining us and we hope to see you again if you need us. Good luck with the birth of your baby!!! That is always a happy, albeit stressful time and you don't need the pressure of this thread adding more to your life. We'll be here should you need us again.

Quote:
Originally Posted by Pumpkin_Pie View Post
I can't believe how fabulous they are there, I so desperately hope I can stay after the Christmas season is done.
Good luck Good luck!!! {fingers crossed} I hope you can stay too. I'm sorry to hear G is not feeling well. I hope he gets over the strep quickly.


Quote:
Originally Posted by nwmomof2 View Post
I might be getting into a groove here. We stayed home all day today, except for a quick trip to our friends' pool before they close it for the season. We certainly have more than enough stuff and I was reminded that I don't need to be looking to buy anything.


Quote:
Originally Posted by nadia105 View Post
$40 for the month really isn't bad, if it fits in the budget and you and your dd get that much out of it, I would keep it. If you happen to find some other ritual that is cheaper, that's great, but don't sweat it!
Thank you for saying that.

Quote:
Originally Posted by Turquesa View Post
I get hell-bent perfectionistic and have to continually remind myself that I'm saving more than I did before I started this regimen.
Me too. I've never ever had a perfect month. Ever. But I always feel like I'm doing somethign just by coming on here and fessing up. Even when it is depressing to post on here, I'm doing more than I would otherwise.

Quote:
Originally Posted by nwmomof2 View Post
ITA - if it's something you both look forward to and it fits in the budget, I would just enjoy it. My girls *love* when we go to Starbucks together and get coffee/cocoa/pastry. It's kind of a special thing to do with mama, since my DH wouldn't set foot in there! (he's not a coffee drinker).
Same here -- I DO look forward to that iced mocha ALL WEEK LONG. haha!

Quote:
Originally Posted by Pumpkin_Pie View Post
Home day today because DS is getting over Strep.
Poor little guy.

Quote:
Originally Posted by Canadianne View Post
I think I have become obsessed with our finances because I feel it is something I can control (since I certainly can't seem to control when this little one is going to arrive). Last night, when I got so frustrated about DH going to a movie, I realized that I need to take it down a notch a two so that I can do this in a healthier way. I need to realize that perfection is not possible.
Honestly, I think it is perfectly natural to become "obsessed" with finances when a baby is on the way. You can foresee HUGE expenses and that makes everyone worry. I don't think you are obsessed at all, especially if you can step back and see that it is okay for your DH to go to a movie ocassionally. But then again, I ~know~ I am obsessed, so maybe I can't detect an obsession when I see it. haha! Come back when you are ready, Canadianne -- and good luck with the birth of your little one!!
post #240 of 413
1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food
12: $11 groceries, $8 makeup
13: no spend

475/500 joint account (household)
$17/0 personal account
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~~September No-Spend Thread~~ We're in the HOME STRETCH....you can do it Mamas!