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~~September No-Spend Thread~~ We're in the HOME STRETCH....you can do it Mamas! - Page 14

post #261 of 413
Thread Starter 
Welcome Zen!

Hi Trump, good to have you back!
post #262 of 413
1: $94 diapers
2: $38 eating out
3:
4:
5: family went to the fair,
6:
7: Target trip, but didn't get anything unneccessary
8:
9:
10: 10.50 book
11: Dh got takeout, not sure of the total, $21 movie
12: $18 babysitter
13: $12
14: $27 pizza
15: $15 lunch out, $ sand wich wrap thing

Sandwich wrap is for Ds's lunches to save on using plastic baggies, so kinda needed, but lunch was not.

My decent start is slipping away, I have a knack for this pattern in these months!
post #263 of 413
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Wow. Just did a little mid-month analysis, and everytime I spent money on FOOD I marked it in blue.

01.. $4.99 Danish for party, SOS
02.. $45 fair food

03.. , SOS
04.. $5 Starbucks
05.. $5 Again with the Starbucks
06.. $17.50 Corn Dogs at the fair, SOS

07.. , SOS
08.. , SOS
09.. $14 Wendy's
10.. $75 cat
11.. $5 Starbucks, $110 cat paraphenalia
12.. $5 Starbucks, $30 cookbook and Flylady book
13.. , SOS
14.. $24 MOPS registration fee, SOS
15.. ,

Hmmm...I think I see exactly where my weakness lies...
I hear ya, it's one of my biggest weaknesses too. That, and amazon. At least I can get coffee drinks for half off when I'm at work.....
post #264 of 413
Sept 4 --
Sept 5 --
Sept 6 -- 6.00 parking
Sept 7 --
Sept 8 --
Sept 9 -- 2.11 shipping, 23.31 pizza
Sept 10 --
Sept 11 -- 80.00 car repair, 15.00 snacks
Sept 12 --
Sept 13 -- 2.12 Redbox
Sept 14 --
Sept 15 --

Remaining grocery money -- -16.57
post #265 of 413
Ack! Really bad spending day... My cat really needed meds, so that is a need, not a want, but I totally impulse bought today at the grocery store. There was this cute little cookbook with pumpkin cake pops on the cover and I bought it. I also bought nearly $15 worth of winter stuff at the Kidsurplus half off sale. Granted, DS needed mitten clips, new mittens, etc, but still... it was money spent when I really need to keep it in the bank. Thankfully tomorrow is payday!

1.
2. $1.07 Redbox DVD (hung laundry out today!)
3. $.75 on a bottle of water. I forgot my EBT card at home and had to pay cash.
4. $3.19 on garbage bags, used dryer and didn't use up any canned goods. *sigh*
5. $11.50 at JoAnn's, $1 at McDonald's, $2.14 Redbox DVD
6.
7.
8. $2.14 ice cream treats for DS and for me.
9.
10.
11. $9.75 on lunch, $7 on late night snacks.
12. $2.14 on movies Ran the dryer for the second time this month.
13. $55 for wooden kitchen for DS, $2.14 treats
14. $1 at a thrift store $10 on pizza for dinner
15. $3.15 cookbook impulse buy at grocery store, $14.76 Kidsurplus half off sale, $14.50 meds for cat
16.
17.
18.
19.
20.
21.
22.
23.



Goals:
6/20 no spend days
2/10 stay home days
16/30 Cans of stockpile food eaten
create and start using an envelope system *my first payday is 9/16, so I plan to start this on that day!*
13/30 not use the
post #266 of 413
1: $80 household
2: NS
3: food out $8, travel $97
4: food out $10
5: food out $7
6: gas $32, food out $16, household $25, groceries $116
7: yarn $9
8: NS
9: groceries $131, supplements/skin care $40, household $82
10: NS
11: NS
12: NS
13: NS
14: chicken feed/bedding $46, thrift store clothing $27, gas $36, Halloween costume $25, groceries $107, DH clothing $49, costco snacks $2

15: NS - Volunteered at school, went to yoga class, cleaned house a bit.


Goals:
7/20 No-spend days
354/600 groceries
43/100 food out
307/250 household
4/10 Exercise days
3/4 Grocery shop 1 day/week only. No extra trips to stores.
27/0 No clothing purchases for me or kids
$250/$500 put in savings acct.
post #267 of 413
Good stuff today. I remembered that last week at the grocery store I spent $55 on immediate necessities, so I tried to come in under $55. I also read the flyer and there were some good sales on stuff that I regularly use. I picked up all the necessities first and did the math in my head - came to about $40. Then I hit the sales and picked up $15 worth of stuff that I don't need *right now* but probably before the next sale.

I also had a dinner party tonight that was pretty frugal. Made a fish that FIL caught (free!) and filled up the table with staples, sale veggies and fruit, and garden tomatoes The extra fruit was about $6 but that is highly reasonable for feeding 3 extra people.

1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food
122: $11 groceries, $8 makeup
513: no spend
14: no spend
15: $55 groceries

530/650 joint account (household)
$17/120 personal account

Revising my goals here. These numbers now reflect the actual dollars left in my account, not my original overly idealistic goals. If I make it I will still count this as a great month because I completely restocked the pantry....if that can be done without going over, it's a win, and next month should be better. I wasn't going to spend on my personal account but I changed my mind because I planned dinner with a friend and a haircut and dropped off some dry cleaning after the baby drooled on the blazer I wore to a wedding. Not super necessary, but worth it. It's a good thing I started the month with no-spend in mind, because had I been thinking 'buy clothes for work!' that $100 would be gone and I would be spending money I don't actually have. I've already put $50 on my CC this month.
post #268 of 413
Thread Starter 
Kim -- So is the KidSurplus half off sale worth going to in person? Because I went on-line and they had NOTHING left. Do they have more at the actual warehouse? I need size 7 stuff and I think of them carrying more little little clothes.

Okay, that last comment aside -- I have high hopes for today.

The purse is locked in the filing cabinet and we have a very busy day planned with no trips to any stores in there.
post #269 of 413
Thread Starter 
Quote:
Originally Posted by nina_yyc View Post
I also read the flyer and there were some good sales on stuff that I regularly use. I picked up all the necessities first and did the math in my head - came to about $40. Then I hit the sales and picked up $15 worth of stuff that I don't need *right now* but probably before the next sale.
I did flyer shopping yesterday too -- 9 lbs of apples for $3. 9 lbs!!!! That is what I'll be busy doing today -- processing apples for apple sauce and making two apple pies!
post #270 of 413
8/30 - $147 groceries
8/31 hung out at my mom's
9/1
2 Played in the creek with the kids- free!
3 Picked 3 free buckets of apples thanks to neighbor lady! Yummy, and a workout too!
4 $41 gasoline
5
6
7 $56 groceries
8
9 $149 groceries, $5 homeschool items, $1 spray bottle toy for DD $26 gas
10
11
12
13
14
15- JoAnn $22 ($4 gifts, $8 DD paints, $10 stationary for invites/ thank yous), $10 lunch out with my mom
16 $18 library fines, for 6 days late?!! Note to self- never again rent DVDs from library!! Netflix only!! Yard sale: $2 gifts, $2 DS clothing. Also $50 gasoline (sigh).


Goals:

Groceries $352 / $500
Gasoline $117 / $120
My fun money $19 (netflix) / $40
Kid clothing/items $11 / $40
Homeschool $5 / $10 (lots of free fall activities!!)
Gifts $6 / $20 (1-2 bday gifts this month)
Money paid to car loan!! 0 / $500
No spend days 12 / 20
Hang laundry out 6 / 10
Unplanned spend $28
post #271 of 413
1: $2.67 book.
2: $11.03 for dinner. $29.76 for groceries. $50 in savings.
3: Took out $40 for weekend cash. Weekends are usually big spends for us so hopefully this will help. $25.59 @ Target, diapers (need) and tool (want). At least is was 1/2 off.
4: $25.66 for groceries.
5: no spend!
6: no spend!
7: $10.97 groceries, $5.43 dinner for me
8: $15.59, halloween shirt for ds and hanna andersson playdress w/ leggings that I couldn't resist. It won't fit until next year but super cute.
9: $19.99 for book. I searched high and low for a better price. Dang.
10: $9.39 groceries $23.57 dinner, $60 weekend cash
11: $47.04 dinner, uber spend for a friend engagement
12: no spend
13: $12.67 lunch
14: no spend
15: no spend

Life has been so busy I haven't checked in. I've been doing okay though. My struggle is with eating out on the go. I often schedule an activity for the morning and then grab something on the way to drop ds at school. I pack snacks for morning but don't pack a lunch. So that needs to change. I've completly lost track of grocery spending but will look for receipts today.
post #272 of 413
1 Groceries: $144.56
Target: $55.03 for dog and cat food, freezer bags and milk
2 0
3 0
4 $40 for winter clothes for the kids--darn those outlet sales!
5 0--on vacation at my dad's and didn't leave his property!
6 0--left my dad's and timed it right to not need any meals on the way home
7 $4 for a bagel and coffee
8 0
9 0
10 0
11 0
12 $52 coffeemaker at Target, it was on clearance from $130 and our current one leaks everywhere
13 0
14 0
15 $4.05 for a drink while I read magazines at Barnes & Noble for some "me time"
16



Goals:
2/5 days of no driving
0/2 dinners out
1/4 lunches out
post #273 of 413
Sept 4 --
Sept 5 --
Sept 6 -- 6.00 parking
Sept 7 --
Sept 8 --
Sept 9 -- 2.11 shipping, 23.31 pizza
Sept 10 --
Sept 11 -- 80.00 car repair, 15.00 snacks
Sept 12 --
Sept 13 -- 2.12 Redbox
Sept 14 --
Sept 15 --
Sept 16 --

Remaining grocery money -- -16.57
post #274 of 413
1: $80 household
2: NS
3: food out $8, travel $97
4: food out $10
5: food out $7
6: gas $32, food out $16, household $25, groceries $116
7: yarn $9
8: NS
9: groceries $131, supplements/skin care $40, household $82
10: NS
11: NS
12: NS
13: NS
14: chicken feed/bedding $46, thrift store clothing $27, gas $36, Halloween costume $25, groceries $107, DH clothing $49, costco snacks $2
15: NS
16: NS

Goals:
8/20 No-spend days
354/600 groceries
43/100 food out
307/250 household
4/10 Exercise days
3/4 Grocery shop 1 day/week only. No extra trips to stores.
27/0 No clothing purchases for me or kids
$250/$500 put in savings acct.
post #275 of 413
1: $94 diapers
2: $38 eating out
3:
4:
5: family went to the fair,
6:
7: Target trip, but didn't get anything unneccessary
8:
9:
10: 10.50 book
11: Dh got takeout, not sure of the total, $21 movie
12: $18 babysitter
13: $12
14: $27 pizza
15: $15 lunch out, $ sand wich wrap thing
16:
post #276 of 413
Well, today was supposed to be payday, but the checks ended up being cut late in the day and I had to go get DS at preschool, so tomorrow will be payday. No biggie, but I was planning to pay bills today. No spending though! Yippee!

1.
2. $1.07 Redbox DVD (hung laundry out today!)
3. $.75 on a bottle of water. I forgot my EBT card at home and had to pay cash.
4. $3.19 on garbage bags, used dryer and didn't use up any canned goods. *sigh*
5. $11.50 at JoAnn's, $1 at McDonald's, $2.14 Redbox DVD
6.
7.
8. $2.14 ice cream treats for DS and for me.
9.
10.
11. $9.75 on lunch, $7 on late night snacks.
12. $2.14 on movies Ran the dryer for the second time this month.
13. $55 for wooden kitchen for DS, $2.14 treats
14. $1 at a thrift store $10 on pizza for dinner
15. $3.15 cookbook impulse buy at grocery store, $14.76 Kidsurplus half off sale, $14.50 meds for cat
16.
17.
18.
19.
20.
21.
22.
23.



Goals:
7/20 no spend days
2/10 stay home days
16/30 Cans of stockpile food eaten
create and start using an envelope system *my first payday is 9/16, so I plan to start this on that day!*
13/30 not use the
post #277 of 413
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Kim -- So is the KidSurplus half off sale worth going to in person? Because I went on-line and they had NOTHING left. Do they have more at the actual warehouse? I need size 7 stuff and I think of them carrying more little little clothes.

Okay, that last comment aside -- I have high hopes for today.

The purse is locked in the filing cabinet and we have a very busy day planned with no trips to any stores in there.
I got G three pairs of mitten clips for a dollar each, a pair of mittens for $6.50, a pair of brown knee socks (he loves "tall" socks) for $1.34, and two books for Christmas. One was designs for face painting for $2.50 and one was a black coloring book with pics in white (sort of a negative space design) for a stocking stuffer for a dollar. He did need the mittens and clips, and socks, but didn't need the books. I could have waited on everything too, but it was worth it for me. I am heading out there in person to pick up on Saturday, so I will see what they have left. I really shouldn't be going into that store, but I didn't want to pay shipping.
post #278 of 413
15. Gexa Energy - 214.70

15. TimeWarner Cable - 24.99

15. Atmos Energy (gas) - 29.10

15. Water - 56.03

15. vitamins - $29.02

15. School Supplies - $7.20

15. Scotch Tape - $0.67

15. reloaded a Starbucks card - $21.00

15. groceries - $5.93

16. gym membership - $97.38 yes its high. the price includes "junior fees" for the kids. They can join various athletic gym games while I workout. I applied for a job there on labor day. I've yet to hear from them. If I get the job, the membership will be free.

16. water for working out - $2.75 I'm bringing my water bottle in with me next time.

16. smoothies for the kids - $9.92
post #279 of 413
Okay.

15 - $8 lunch, $13 cupcakes (but I went to the MALL, & this is all I spent! woohoo! that's major for me)

16 - $30 lunch money for DS1, $6 wristbands for boys to play at planet fun

Total: $57/$425

Tomorrow is grocery day. Must be frugal.
post #280 of 413
OK, so I'm back on track after our vacation, where I knew we'd blow a lot of cash (and we did, but we had a great time with our friends and the kids were so happy to be there). Today I ended up at Marshalls (winter shoes for DD8) and Whole Foods (stocking up on a few things and buying some low-carb items for DH and I, because we each gained 10 pounds and need to cut back on the junk food!). The good news is that I have a meal plan through Monday night! And I made my first meal tonight and managed to use up some close-to-the-edge produce in my fridge Tomorrow should be a good day because we only have our Girl Scouts meeting. I guess we'll see though--those activity fees always have a way of creeping up on me

Oh, and we have an extra motivation to tighten (and I mean TIGHTEN) our belts. We found out that the appraisal on our house came in a bit under what we needed it to in order to refinance (), so now we have pay the closing costs instead of rolling them in. We have the money, but DH is looking at no commissions until March or April of next year, so we're trying to hold onto our cushion for as long as we possibly can, and this will put an unfortunate dent in it. At least we're paying the money to ourselves in the end, though!

So here's to getting back, and staying, on track!

Key:
No-spend day:
Only planned/necessary spending:
Unnecessary spending:

Grocery spending goal: $260/$200 (eek!)

9/16: $20 on shoes for DD8; $260 at Whole Foods
9/17:
9/18:
9/19:
9/20:
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