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~~September No-Spend Thread~~ We're in the HOME STRETCH....you can do it Mamas! - Page 19

post #361 of 413
1: $94 diapers
2: $38 eating out
3:
4:
5: family went to the fair,
6:
7: Target trip, but didn't get anything unneccessary
8:
9:
10: 10.50 book
11: Dh got takeout, not sure of the total, $21 movie
12: $18 babysitter
13: $12
14: $27 pizza
15: $15 lunch out, $ sand wich wrap thing
16:
17: $75 maternity/nursing bras
18-22: out food
23:

I want to order pizza. I really, really do. But we have stuff for sandwiches and pasta and things, so I am going to break the out food streak.
post #362 of 413
I am so grateful for this thread, it is helping!

9/19
9/20
9/21
9/22
9/23

5/10 No-spend days
5/12 Not buying myself clothing days
$0 Frivolous spending
post #363 of 413
Woo Hoo! Another no-spend day! I am so insanely tired, I couldn't whip out the debit card to save my life right now.

1.
2. $1.07 Redbox DVD (hung laundry out today!)
3. $.75 on a bottle of water. I forgot my EBT card at home and had to pay cash.
4. $3.19 on garbage bags, used dryer and didn't use up any canned goods. *sigh*
5. $11.50 at JoAnn's, $1 at McDonald's, $2.14 Redbox DVD
6.
7.
8. $2.14 ice cream treats for DS and for me.
9.
10.
11. $9.75 on lunch, $7 on late night snacks.
12. $2.14 on movies Ran the dryer for the second time this month.
13. $55 for wooden kitchen for DS, $2.14 treats
14. $1 at a thrift store $10 on pizza for dinner
15. $3.15 cookbook impulse buy at grocery store, $14.76 Kidsurplus half off sale, $14.50 meds for cat
16.
17. $5.15 for travel mug
18. $51 JoAnn's for fleece fabric
19. $10 apple orchard. Used the dryer today.
20. $1.14 Frappe
21. $26 on Christmas stocking stuff.
22.
23. used the dryer today.
24.
25.
26.
27.
28.
29.
30.



= no spend
= no dryer used
post #364 of 413
September
1 -
2 -
3 -
4 -
5 -
6 -
7 -
8 - $2 for pizza slices (it was for charity, but still didn't need it)
9 -
10 - $8 lunch & coffee
11 -
12 -
13 -
14 -
15 -
16 - $38 reusable lunch containers
17 - $10 lottery tickets (work), $3 breakfast, $20 lunch
18 - $88 toys (I promised my kids they could get something at the toy store )
19 - $5 treats at swimming lessons
20 -
21 - $2 breakfast
22 - $59 books for the kids, $3 breakfast, $2 pizza slices (charity pizza at the subway after a long day is too tempting to resist)
23 -



My Goals:

15/20 No Spend Days
Track Unnecessary spending $240
post #365 of 413
Thread Starter 
01.. $5 Danish
02.. $45 fair food
03..
04.. $5 Starbucks
05.. $5 Again with the Starbucks
06.. $17.50 fair food
07..
08..
09.. $14 Wendy's
10.. $75 cat
11.. $5 Starbucks, $110 cat paraphenalia
12.. $5 Starbucks, $30 cookbook and Flylady book
13..
14.. $24 MOPS registration fee
15.. ,
16..
17.. $11 Wendy's
18.. $183 clothes for me
19.. $5 Starbucks weekend ritual
20..
21..
22.. $43 cookbook holder
23..
24..
25..
26..
27..
28..
29..
30..

My goal:

10/15 No Spend Days
post #366 of 413
1: $80 household
2: NS
3: food out $8, travel $97
4: food out $10
5: food out $7
6: gas $32, food out $16, household $25, groceries $116
7: yarn $9
8: NS
9: groceries $131, supplements/skin care $40, household $82
10: NS
11: NS
12: NS
13: NS
14: chicken feed/bedding $46, thrift store clothing $27, gas $36, Halloween costume $25, groceries $107, DH clothing $49, costco snacks $2
15: NS
16. I seem to have missed a day...I have no idea how this happened...
17. $160 Target
18. $27 Farmers' Market
19. $69 groceries. $15 dinner out
20. $25 birthday present, $9 tip for b'day party
21. NS and exercised
22. $88 Amazon book order
23. $44 groceries, $8 Starbucks, $51 food mill (for making tomato puree and apple sauce from our garden), $9 supplies for homemade laundry detergent
24. Dashed my hopes for a NS. My low gas indicator light came on and I had to get petrol. $41

Goals:
8/12 No-spend days (revised goal)
503/600 groceries
72/100 food out
7/10 Exercise days
No clothing purchases for me or kids
$250/$500 put in savings acct.
post #367 of 413
September
1 -
2 -
3 -
4 -
5 -
6 -
7 -
8 - $2 for pizza slices (it was for charity, but still didn't need it)
9 -
10 - $8 lunch & coffee
11 -
12 -
13 -
14 -
15 -
16 - $38 reusable lunch containers
17 - $10 lottery tickets (work), $3 breakfast, $20 lunch
18 - $88 toys (I promised my kids they could get something at the toy store )
19 - $5 treats at swimming lessons
20 -
21 - $2 breakfast
22 - $59 books for the kids, $3 breakfast, $2 pizza slices (charity pizza at the subway after a long day is too tempting to resist)
23 -
24 -


My Goals:

16/20 No Spend Days
Track Unnecessary spending $240
post #368 of 413
Well I spent some today, but it wasn't catastrophic.

9/19
9/20
9/21
9/22
9/23
9/24: $11 fabric, $4 coffee, $2 sodas, $7 freaking adorable reversible hoodie DS technically does not need.

5/10 No-spend days
6/12 Not buying myself clothing days
$24 Frivolous spending
post #369 of 413
Big spend day today. DS and DD did a day home trial today. I start work Friday and it's DS' first time there. DD used to be full time before I went on mat leave. Our day home mama also cuts our hair. 2 kids for a half day, my hair and DD's for $70 is actually a screaming deal, too bad I don't have $70 I also spent $50 at the mall. Was supposed to be taking my elderly mom shopping but bought stuff for myself.

Wish me luck on the weekend - tomorrow the AP playgroup is hosting a twonie garage sale and Sunday the preschool is hosting a pre-holiday catalog shopping event. My plan is $10 or less at the garage sale and not going to the catalog shopping event, even though the preschool is 2 blocks away from my house and a number of my friends seem to be attending, judging by Facebook. Meh.

1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food
12: $11 groceries, $8 makeup
13: no spend
14: no spend
15: $55 groceries
16: $3 groceries, 50 dress , $21 dry cleaning - not counted because I paid for it out of $28 I made consigning things
17: no spend
18: no spend
19: no spend
20: $21 dinner out with friend
21: $90 groceries, $20 coupon book
22: no spend
23: no spend
24: $70 daycare/hair cuts, $5 lunch, $50 clothes

663/650 joint account (household)
$213/120 personal account
post #370 of 413
Quote:
Originally Posted by nadia105 View Post
I want to order pizza. I really, really do.
This was SO me yesterday. I had a serious argument with myself about it. We were out at the children's museum and I had brought snacks but when playing in the kid's restaurant area they had these plastic pizzas...I was like, Mmmm, pizza sounds great! But ultimately, my sensible brain won out! Dp and I are having a planned lunch out on Sunday so if we went for pizza yesterday, that would nix Sunday.

I'm so excited that we are almost to the end of the month and I am still sticking with it!! This is the first time. And the first time that I will have STUCK with my budgets for the month. For instance, I am actually allocating money (whatever is left in the restaurant budget) for the lunch on Sunday and if that means we have to split a meal, so be it. We used to do it all the time when we were poor.

I will come back later today and post my spending for the last couple and today. I am planning on doing a bit of shopping later today.
post #371 of 413
I missed yesterday because I didn't even come home! I babysat at a friend's house after work, so no spend yesterday. Today on the otherhand.... I went to our local Waldorf yearly rummage sale and spent $45 on a wooden treehouse, some dress-up clothes, 2 t-shirts, and a bento box. I really only went in for a doll house. The treehouse will be put away for either Christmas or DS's birthday, so that was a good score, but the other things were absolutely unnecessary. Of course after I bought the treehouse, I went around to a few other stores to buy supplies to spiff it up. *sigh* Absolutely no more shopping for me for the rest of this month or next.

1.
2. $1.07 Redbox DVD (hung laundry out today!)
3. $.75 on a bottle of water. I forgot my EBT card at home and had to pay cash.
4. $3.19 on garbage bags, used dryer and didn't use up any canned goods. *sigh*
5. $11.50 at JoAnn's, $1 at McDonald's, $2.14 Redbox DVD
6.
7.
8. $2.14 ice cream treats for DS and for me.
9.
10.
11. $9.75 on lunch, $7 on late night snacks.
12. $2.14 on movies Ran the dryer for the second time this month.
13. $55 for wooden kitchen for DS, $2.14 treats
14. $1 at a thrift store $10 on pizza for dinner
15. $3.15 cookbook impulse buy at grocery store, $14.76 Kidsurplus half off sale, $14.50 meds for cat
16.
17. $5.15 for travel mug
18. $51 JoAnn's for fleece fabric
19. $10 apple orchard. Used the dryer today.
20. $1.14 Frappe
21. $26 on Christmas stocking stuff.
22.
23. used the dryer today.
24.
25. $80 on rummage sale and other shopping.
26.
27.
28.
29.
30.



= no spend
= no dryer used
post #372 of 413
Spending too much money....

Overspent on groceries today. There was an amazing sale on good, Amish raised chicken and I bought 4 big roasters. They are portioned and stashed in the freezer. Good for future budgets, just not today's.


And we went out for pizza again! I am so wrecked by Friday night. I am in nursing school and dh was gone all this week. So, I was solo-parenting and studying for exams and was just beat last night. All this work and stress is taking its toll on me and Friday night pizza has become a norm for us. I should just accept that this is a part of life for us right now and budget it in.


I balanced the books and we are fine. Really we are and I need to stop beating myself up over a $20 pizza. DH came home with a nice check that will fill in the gaps until payday. And I was able to send an extra $100 to savings. So, all is good....just a bit tight right now.

Sept 4 --
Sept 5 --
Sept 6 -- 6.00 parking
Sept 7 --
Sept 8 --
Sept 9 -- 2.11 shipping, 23.31 pizza
Sept 10 --
Sept 11 -- 80.00 car repair, 15.00 snacks
Sept 12 --
Sept 13 -- 2.12 Redbox
Sept 14 --
Sept 15 --
Sept 16 --
Sept 17 -- 22.00 ice cream night
Sept 18 -- 3.70 drinks, 2.12 Redbox
Sept 19 --
Sept 20 --
Sept 21 -- 2.03 study snacks
Sept 22 --
Sept 23 --
Sept 24 -- 20.00 pizza
Sept 25 -- overspent on groceries


Remaining grocery money -- -43.96
post #373 of 413
KEY:

= No spend
= Necessary/budgeted spending
= Unnecessary/-non-budgeted spending

1: Paid phone bill
2: $82.00 in groceries!!!!! (I didn't think I was capable! ) and $8.58 for budgeted lunch out with family. $20.00 used jammies for DD, shoes for kids.
3: $15.00 on a rocking horse. Trouble with garage sales is that you can still do unnecessary spending and justify it because it's cheap. .

Took out $200.00 cash for an upcoming road trip. I'll try to track stuff while I'm gone!
4: $25.00 gas, $3.00 "obligatory" purchases to justify using gas station bathrooms.
5: Although to be fair, my spendthrift MIL insists on buying us EVERYTHING!!
6: Spoiled by my parents
7: Lattes out.
8: Day at zoo, but we budgeted for it in our vacation expenses.
9: Dinner out.
10: Unnecessary--Dinner at Mexican restaurant. Necessary--$90.00 night in hotel. I MISS traveling abroad, where there's affordable lodging!
11: Unnecessary--We bought sandwiches, lattes at a gas station, and ordered pizza when we got home from our trip. Our cupboards are BARE right now. Necessary--$38.00 in gas.
12: BACK HOME and BACK TO THE NO-SPEND GRINDSTONE!! $112.00 in groceries. Paid utility and repair bills.
13: $25.00 yarn for Christmas gift that I'm knitting. $5.00 admission to bouncy castle place.
14: But still an expensive day. $1500 to finish off closing costs for our refi and $250 for a home energy audit (I hope and PRAY this was worth it!!)
15: Minor upset in the No-Spend Challenge--frozen yogurt for $3.59. But it's PAY DAY!!!
16: Haven't had a "" day for awhile!! $33.00 gas, $8.50 for budgeted weekly lunch out, $25.00 in dog food.
17: $97.00 in groceries. I ROOOOOCK!!!
18: Ran errands, forgot to pack snacks, and paid for that mistake with a hungry tummy. Set me back $3.20.
19:
20: $10.00 tip for otherwise free (gift cert) spa service
21: $11.00 more yarn for Christmas gifts
22: $4.50 in produce (budgeted), $3.50 at TCBY (non-budgeted). Seriously, I've GOT to get better at packing snacks for running errands!
23: Budgeted lunch out $8.50
24: T minus 6 days until payday.
25: $10.00 tip for (gift certificate) facial (budgeted), $2.00 garage sale Christmas gift to store away for DS (budgeted), $2.50 for used hardback book that I don't need (non-budgeted...obviously).
26: $50.00 in CO2 detector and winterization supplies from hardware store
27:
28:
29:
30:
post #374 of 413
9/19
9/20
9/21
9/22
9/23
9/24: $11 fabric, $4 coffee, $2 sodas, $7 freaking adorable reversible hoodie DS technically does not need.
9/25

6/10 No-spend days
7/12 Not buying myself clothing days
$24 Frivolous spending
post #375 of 413
Quote:
Originally Posted by Ruthiegirl View Post
Spending too much money....

Overspent on groceries today. There was an amazing sale on good, Amish raised chicken and I bought 4 big roasters. They are portioned and stashed in the freezer. Good for future budgets, just not today's.
Reason No. 43 that I'm vegetarian: If I bought meat, I'd buy the super duper pricey organic/free-range/Amish/high-IQ meat.
post #376 of 413
1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food
12: $11 groceries, $8 makeup
13: no spend
14: no spend
15: $55 groceries
16: $3 groceries, 50 dress , $21 dry cleaning - not counted because I paid for it out of $28 I made consigning things
17: no spend
18: no spend
19: no spend
20: $21 dinner out with friend
21: $90 groceries, $20 coupon book
22: no spend
23: no spend
24: $70 daycare/hair cuts, $5 lunch, $50 clothes
25: $4 garage sale, $8 ice cream

667/650 joint account (household)
$221/120 personal account
post #377 of 413
1: $80 household
2: NS
3: food out $8, travel $97
4: food out $10
5: food out $7
6: gas $32, food out $16, household $25, groceries $116
7: yarn $9
8: NS
9: groceries $131, supplements/skin care $40, household $82
10: NS
11: NS
12: NS
13: NS
14: chicken feed/bedding $46, thrift store clothing $27, gas $36, Halloween costume $25, groceries $107, DH clothing $49, costco snacks $2
15: NS
16. I seem to have missed a day...I have no idea how this happened...
17. $160 Target
18. $27 Farmers' Market
19. $69 groceries. $15 dinner out
20. $25 birthday present, $9 tip for b'day party
21. NS and exercised
22. $88 books
23. $44 groceries, $8 Starbucks, $51 food mill, $9 supplies for making laundry detergent
24. Gas $41
25. NS
26.
27.
28.
29.
30.

Goals:
9/12 No-spend days (revised goal)
503/600 groceries
72/100 food out
8/10 Exercise days
No clothing purchases for me or kids
$250/$500 put in savings acct.
post #378 of 413
Quote:
Originally Posted by Turquesa View Post
Reason No. 43 that I'm vegetarian: If I bought meat, I'd buy the super duper pricey organic/free-range/Amish/high-IQ meat.
Dh laughs that we buy chickens who live better than most of the people in our town. I think that might be true.
post #379 of 413
Thread Starter 
No time to read posts today because everyone is home and my house is a ZOO but I'll read tomorrow when they are all back at school.

01.. $5 Danish
02.. $45 fair food
03..
04.. $5 Starbucks
05.. $5 Again with the Starbucks
06.. $17.50 fair food
07..
08..
09.. $14 Wendy's
10.. $75 cat
11.. $5 Starbucks, $110 cat paraphenalia
12.. $5 Starbucks, $30 cookbook and Flylady book
13..
14.. $24 MOPS registration fee
15.. ,
16..
17.. $11 Wendy's
18.. $183 clothes for me
19.. $5 Starbucks weekend ritual
20..
21..
22.. $43 cookbook holder
23..
24..
25.. $27 workout top, $5 Starbucks, $8 big ole' bag of Wasabi Peas
26..
27..
28..
29..
30..

My goal:

10/15 No Spend Days
post #380 of 413
1: $94 diapers
2: $38 eating out
3:
4:
5: family went to the fair,
6:
7: Target trip, but didn't get anything unneccessary
8:
9:
10: 10.50 book
11: Dh got takeout, not sure of the total, $21 movie
12: $18 babysitter
13: $12 out food
14: $27 pizza
15: $15 lunch out, $8 sand wich wrap thing
16:
17: $75 maternity/nursing bras
18-22: out food
23:
24: $24 pizza
25:
26:

Can anyone believe that September is OVER on Thursday? Where is the time going?
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