~~September No-Spend Thread~~ We're in the HOME STRETCH....you can do it Mamas! - Page 21

[scrapadoozer]

9/19
9/20
9/21
9/22
9/23
9/24: $11 fabric, $4 coffee, $2 sodas, $7 freaking adorable reversible hoodie DS technically does not need.
9/25
9/26
9/27
9/28
9/29

10/10 No-spend days
11/12 Not buying myself clothing days
$24 Frivolous spending

[Turquesa]

KEY:

= No spend
= Necessary/budgeted spending
= Unnecessary/-non-budgeted spending

1: Paid phone bill
2: $82.00 in groceries!!!!! (I didn't think I was capable! ) and $8.58 for budgeted lunch out with family. $20.00 used jammies for DD, shoes for kids.
3: $15.00 on a rocking horse. Trouble with garage sales is that you can still do unnecessary spending and justify it because it's cheap. .

Took out $200.00 cash for an upcoming road trip. I'll try to track stuff while I'm gone!
4: $25.00 gas, $3.00 "obligatory" purchases to justify using gas station bathrooms.
5: Although to be fair, my spendthrift MIL insists on buying us EVERYTHING!!
6: Spoiled by my parents
7: Lattes out.
8: Day at zoo, but we budgeted for it in our vacation expenses.
9: Dinner out.
10: Unnecessary--Dinner at Mexican restaurant. Necessary--$90.00 night in hotel. I MISS traveling abroad, where there's affordable lodging!
11: Unnecessary--We bought sandwiches, lattes at a gas station, and ordered pizza when we got home from our trip. Our cupboards are BARE right now. Necessary--$38.00 in gas.
12: BACK HOME and BACK TO THE NO-SPEND GRINDSTONE!! $112.00 in groceries. Paid utility and repair bills.
13: $25.00 yarn for Christmas gift that I'm knitting. $5.00 admission to bouncy castle place.
14: But still an expensive day. $1500 to finish off closing costs for our refi and $250 for a home energy audit (I hope and PRAY this was worth it!!)
15: Minor upset in the No-Spend Challenge--frozen yogurt for $3.59. But it's PAY DAY!!!
16: Haven't had a "" day for awhile!! $33.00 gas, $8.50 for budgeted weekly lunch out, $25.00 in dog food.
17: $97.00 in groceries. I ROOOOOCK!!!
18: Ran errands, forgot to pack snacks, and paid for that mistake with a hungry tummy. Set me back $3.20.
19:
20: $10.00 tip for otherwise free (gift cert) spa service
21: $11.00 more yarn for Christmas gifts
22: $4.50 in produce (budgeted), $3.50 at TCBY (non-budgeted). Seriously, I've GOT to get better at packing snacks for running errands!
23: Budgeted lunch out $8.50
24: T minus 6 days until payday.
25: $10.00 tip for (gift certificate) facial (budgeted), $2.00 garage sale Christmas gift to store away for DS (budgeted), $2.50 for used hardback book that I don't need (non-budgeted...obviously).
26: $50.00 in CO2 detector and winterization supplies from hardware store
27:
28: Paid bills, including first mortgage payment on the refi.
29: $136.17 in groceries. ONE. MORE. DAY!!!
30: Budgeted lunch for $9.50

[Hollysmom]

September
1 -
2 -
3 -
4 -
5 -
6 -
7 -
8 - $2 for pizza slices (it was for charity, but still didn't need it)
9 -
10 - $8 lunch & coffee
11 -
12 -
13 -
14 -
15 -
16 - $38 reusable lunch containers
17 - $10 lottery tickets (work), $3 breakfast, $20 lunch
18 - $88 toys (I promised my kids they could get something at the toy store )
19 - $5 treats at swimming lessons
20 -
21 - $2 breakfast
22 - $59 books for the kids, $3 breakfast, $17 book for me, $2 pizza slices (charity pizza at the subway after a long day is too tempting to resist)
23 -
24 -
25 - $18 Fast food
26 -
27 - $15 playing cards with the ladies
28 -
29 -


My Goals:

19/20 No Spend Days
Track Unnecessary spending $290

[Crunchy*VT*Mom]

Last day -- I'll be going out to dinner tonight with my bookclub so it won't be a no-spend.

But I had 12 days so I'm aiming for 15 for next month.

See you over in the October thread! Thanks for hanging with me this month.

01.. $5 Danish
02.. $45 fair food
03..
04.. $5 Starbucks
05.. $5 Again with the Starbucks
06.. $17.50 fair food
07..
08..
09.. $14 Wendy's
10.. $75 cat
11.. $5 Starbucks, $110 cat paraphenalia
12.. $5 Starbucks, $30 cookbook and Flylady book
13..
14.. $24 MOPS registration fee
15.. ,
16..
17.. $11 Wendy's
18.. $183 clothes for me
19.. $5 Starbucks weekend ritual
20..
21..
22.. $43 cookbook holder
23..
24..
25.. $27 workout top, $5 Starbucks, $8 big ole' bag of Wasabi Peas
26.. $5 Starbucks
27.. $18 cookbook, $27 black lace apron
28.. ,
29..
30.. $25 dinner out

My goal:

12/15 No Spend Days

[JudiAU]

OMG

Let me just say that again.

OMG

I gave up mid month when I realized how out of control certain spend items where. I *though* they were high but I hadn't tracked. This was so helpful. I realize that I need better planning in place for October and will start again. Thanks!

[applecider]

I made it!!

31. $2 admission, $1.50 ice cream, $1.50 coffee, $4.75 meat on a stick, $3 bus fare, $22 ride wrist band

1.
2. $2 donation to museum, my dad bought all treats at the fair!
3. grocery $84 Not bad, got some fruit for dry for school treats
4.
5. $5 jacket at goodwill, $6 lunch out with mom, $90 two blue tooths, new web cam, web cam for MIL (didn't need the new webcam, but it was a great deal!), $17 groceries, $9 stamps, $2 new toothbrush
6.
7.
8.
9. planned grocery spending $40
10.
11. $18 camping
12. planned breakfast out $42 High but it was a buffet, so lunch too.
13. $20 grocery
14.
15.
16. $50 groceries, $26 on a set of glass storage containers with lids. certainly didn't NEED those but it was a good deal at Costco (I think?) and I could use a few more.
17. $16.50 groceries
18. $38 gift which included a $4 card cause I wasn't prepared with my own
19. $8 beer (still within my fun money budget!)
20.
21.
22. $17 goodwill, only came in for about $7 of that.
23. $15 apples for applesauce, $35 supplements, $50 chicken deposit
24. $20 groceries
25. $27 rubber boots for me, $48 groceries
26. didn't do as well as I wanted to, but ok. $22 lunch, $5 snacks
27.
28.
29.
30.

WOO HOO! My goal for the month was to finish this darn thing just this once and I did it. I am SO glad I stuck with it. This has definitely helped me to be mindful of what I am spending my dollars on on a daily basis. Heck, I wanted to update daily, but I held back. I think I finished on a great note although I can say that the only reason I didn't spend anything was that I was too lazy to go anywhere! See ya'll in October.

[scrapadoozer]

9/19
9/20
9/21
9/22
9/23
9/24: $11 fabric, $4 coffee, $2 sodas, $7 freaking adorable reversible hoodie DS technically does not need.
9/25
9/26
9/27
9/28
9/29
9/30

11/10 No-spend days
12/12 Not buying myself clothing days
$24 Frivolous spending

[Ruthiegirl]

Sept 4 --
Sept 5 --
Sept 6 -- 6.00 parking
Sept 7 --
Sept 8 --
Sept 9 -- 2.11 shipping, 23.31 pizza
Sept 10 --
Sept 11 -- 80.00 car repair, 15.00 snacks
Sept 12 --
Sept 13 -- 2.12 Redbox
Sept 14 --
Sept 15 --
Sept 16 --
Sept 17 -- 22.00 ice cream night
Sept 18 -- 3.70 drinks, 2.12 Redbox
Sept 19 --
Sept 20 --
Sept 21 -- 2.03 study snacks
Sept 22 --
Sept 23 --
Sept 24 -- 20.00 pizza
Sept 25 -- overspent on groceries
Sept 26 --
Sept 27 -- birthday shopping for dd
Sept 28 --
Sept 29 -- bit more birthday spending
Sept 30 --


Remaining grocery money -- -52.96

[nina_yyc]

1: $280 Costco
2: $65 Groceries, $30 raincoat for DD
3: $15 HFS - sugar & teething tablets for DS
4: no spend
5: no spend
6: no spend
7: no spend
8: $74 groceries
9: no spend
10: $6 parking at dentist
11: $3 food
12: $11 groceries, $8 makeup
13: no spend
14: no spend
15: $55 groceries
16: $3 groceries, 50 dress , $21 dry cleaning - not counted because I paid for it out of $28 I made consigning things
17: no spend
18: no spend
19: no spend
20: $21 dinner out with friend
21: $90 groceries, $20 coupon book
22: no spend
23: no spend
24: $70 daycare/hair cuts, $5 lunch, $50 clothes
25: $4 garage sale, $8 ice cream
26: no spend
27: $8 Timmy's, $68 groceries, $20 beer & wings
28: no spend
29: $15 dinner at Subway, at 8p.m., after waiting 4 hours in Urgent Care to see if they could get a googly eye out of DD's ear.
30: $8.75 parking at Children's Hospital, seeing ear specialist.

735/650 joint account (household)
$260/120 personal account

[nina_yyc]

Originally Posted by Crunchy*VT*Mom

Nina you did fine! These challenges are HARD. hard. hard. Just sticking through to the end is winning, in my book.

Aw thanks I actually do feel better. Broke, but better.

Originally Posted by Crunchy*VT*Mom

But I'm working on that and working on trying to be satisfied with what I have. I may start ~budgeting~ a couple hundred dollars a month for my clothing budget and just come to peace with my own vanity.

I need to work on this too. I read a lot of fashion stuff and try to pick my purchases so they will work for a long time. I don't feel bad about paying full price for things because my size always seems to go before it hits the sale rack or outlet or whatever.

It is HARD to save money on clothes. Cheap clothes often don't hold up or I don't like them as much and don't get as much wear out of them.

[Hollysmom]

Well, I almost made it to my no spend day goal. Having said that I think 19 is the best I have ever done

September
1 -
2 -
3 -
4 -
5 -
6 -
7 -
8 - $2 for pizza slices (it was for charity, but still didn't need it)
9 -
10 - $8 lunch & coffee
11 -
12 -
13 -
14 -
15 -
16 - $38 reusable lunch containers
17 - $10 lottery tickets (work), $3 breakfast, $20 lunch
18 - $88 toys (I promised my kids they could get something at the toy store )
19 - $5 treats at swimming lessons
20 -
21 - $2 breakfast
22 - $59 books for the kids, $3 breakfast, $17 book for me, $2 pizza slices (charity pizza at the subway after a long day is too tempting to resist)
23 -
24 -
25 - $18 Fast food
26 -
27 - $15 playing cards with the ladies
28 -
29 -
30 - $10 lunch

My Goals:

19/20 No Spend Days
Track Unnecessary spending $300

[scrapadoozer]

Originally Posted by Hollysmom

Well, I almost made it to my no spend day goal. Having said that I think 19 is the best I have ever done

That's awesome, Kristine! Congrats!

[Hollysmom]

Originally Posted by scrapadoozer

That's awesome, Kristine! Congrats!

Thanks