Are men that nonchalant about money

[dex_millie]

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[cappuccinosmom]

Firstly, it's not a "men" issue. You two have different perspectives and are processing the problem differently.

Secondly, it doesn't sound like he's being nonchalant about money. He's trying to fix a problem, just not the way you'd do it.

Now dh and I, we don't buy cars on credit *ever*. We've found road-worthy used cars at $3000 or under and paid cash for them. The yearly expenditures for upkeep, even the biggies, don't come anywhere near what we'd be paying if we'd bought new with payments. So in that regard I'd agree with you that buying on credit, especially now, would not be wise.

*However*, we live in a culture where we're brainwashed from day 1 that New Is Better. And that when we want something, we should get it Now. In our culture people--both male and female--trust their ability to play the credit game and come out on top. So your husband is not abnormal, or unintelligent, or anything like that. I think you could have a *great* conversation about this, and perhaps come to some resolution that works for both of you, if you put aside the antagonism and let him know that even though you disagree, you understand his thought process and his desire to have his family using a safe and functional car.

[dachshundqueen]

A great compromise could be either having towing added to your regular car insurance (using it on ours does not count as a claim, does on some) or just buying the equivalent of AAA ($50ish/year).

There's nothing inherently wrong with older cars, provided they are properly maintained. We have a 92, an 86, a 2004 and a 2005. The 92 is for sale and the 2004 was probably totaled 3 weeks ago, so they're on the way out.

Just my 2 cents living with a man who runs an international business based on cars and who is very car handy (aside from body work/painting).

Liz

[dex_millie]

This will actually be our first car on credit. We have been doing the buy with cash option for years and he is tired of it. So I understand him on that level. He doesn't like car payments at all so that is why I was suprise by his sugestion yesterday, it threw me for a loop, knowing what he been through 10 years ago. Not to mention he filed for bankruptcy also not to long after, this was before we were married. I don't have a problem with buying on credit for this one, it is just buying on credit w/o securing a job first that I have a problem with.

We did come to a conclusion. We was accepted for a car loan for a 2.99% APR and we have 90 days to use it, so it gaves us some time.

And this isn't the only thing with money. I just don't want to say it all but for example we owe his mom and instead of gaving her some money after tax return, he buys a eliptical(1500) which we don't need as he has a gym membership. I guess this is just his feelings towards owing family. So I guess it is his history that makes me use nonchalant. But I do all the bookkeeping so he does ask me for very big purchases and don't just lavish.