The only thing that's really a need is the fence, IMHO. I also struggle with wants vs. needs, so I totally get where you're coming from.
As far as the car, I would go awhile without a payment and see how that feels and save some money. I mean, without the payment, that might just pay for the fence and the new furniture.
Also wanted to point out that with an SUV comes higher insurance, less gas mileage, and more expensive tires.
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