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September 2010 Low-Income Thread - Page 5

post #81 of 112
9/22/10 at 4:11pm
Quote:
Originally Posted by thatgirliknew View Post
Well, ladies, I got incredible news today. DH just got a new job today. He starts Sunday and we didn't get a definite pay/hr yet but a range (he will know for sure Sunday), but regardless it is enough to pay all of our monthly bills in less than two weeks of work.
That is wonderful news!!! Congrats! How wonderful to not have so much of the money stress anymore!

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post #82 of 112
9/22/10 at 4:17pm
Quote:
Originally Posted by maciascl View Post
That is wonderful news!!! Congrats! How wonderful to not have so much of the money stress anymore!
Thanks! I am so excited. My sister just finished reading "The Power" and it was all about positive thoughts = positive outcome. So I've really been trying to stay positive (which is hard with a grumpy DH lol) and I feel like it's finally starting to pay off.

I can't wait to start blessing people like we have been blessed lately!
post #83 of 112
9/22/10 at 6:06pm
Quote:
Originally Posted by thatgirliknew View Post
Thanks! I am so excited. My sister just finished reading "The Power" and it was all about positive thoughts = positive outcome. So I've really been trying to stay positive (which is hard with a grumpy DH lol) and I feel like it's finally starting to pay off.

I can't wait to start blessing people like we have been blessed lately!
Congrats from me too!

---

in my news... We had to put tires on our car and that set us back a months worth of rent from our savings

So.. I did something I REALLY did not want to have to do, and I took out a student loan. I'm a little annoyed by it, but it's nice to have a little bit of breathing room (and be able to pay our rent this holiday season).
post #84 of 112
9/22/10 at 6:29pm
Quote:
Originally Posted by thatgirliknew View Post
Well, ladies, I got incredible news today. DH just got a new job today. He starts Sunday and we didn't get a definite pay/hr yet but a range (he will know for sure Sunday), but regardless it is enough to pay all of our monthly bills in less than two weeks of work. Needless to say, no more foodstamps but with my KrazyCouponLady book, I think I can work something out. Looks like we will be on the Dave Ramsey fast track here soon and I can actually start giving back. It will take us a couple weeks to catch up since we are behind, but after that we are paying the school debt and lien on my car completely off and then starting our savings and debt.

One question I have is is there such a thing as Transitional Medicaid? Or do they just kick you off as soon as you make too much even if there is a probationary period for your job's insurance?
Yay- congrats! it's an amazing feeling. We are in a similar situation- and it is SO nice to be able to breathe a bit financially after so much struggle.
post #85 of 112
9/22/10 at 7:12pm
Late chiming in this month. I have been super busy with the new baby and trying to keep things running smoothly around the home. I decided that I will be retiring from doula work and could sell my books and get most of my money invested back. The kids ALL need new shoes, the older girls wanted hair cuts, electric bills have been through the roof with the record breaking heat this summer...you get the drift. I also sold my deluxe Excalliber dehydrator and mongo All American canner. We are so poor that it is not necessarily frugal for us to use those things...not to mention that I can't even use the damn canner on my crappy 1950's era electric stove...and meanwhile I have bills and expenses that need taken care of now. So I have been struggling with feeling joy at having some money to take care of things long overdue yet sad that parts of things are having to go. Clear as mud? I hope I don't kick myself for it later but I am about 90% sure that this is the right thing to do for our situation, considering. Now to catch up on all the previous pages...
post #86 of 112
9/22/10 at 8:07pm
Quote:
Originally Posted by Fruitful4Him View Post
Late chiming in this month. I have been super busy with the new baby and trying to keep things running smoothly around the home. I decided that I will be retiring from doula work and could sell my books and get most of my money invested back. The kids ALL need new shoes, the older girls wanted hair cuts, electric bills have been through the roof with the record breaking heat this summer...you get the drift. I also sold my deluxe Excalliber dehydrator and mongo All American canner. We are so poor that it is not necessarily frugal for us to use those things...not to mention that I can't even use the damn canner on my crappy 1950's era electric stove...and meanwhile I have bills and expenses that need taken care of now. So I have been struggling with feeling joy at having some money to take care of things long overdue yet sad that parts of things are having to go. Clear as mud? I hope I don't kick myself for it later but I am about 90% sure that this is the right thing to do for our situation, considering. Now to catch up on all the previous pages...
Who did you do your doula training with? I'm considering going into it...
post #87 of 112
9/22/10 at 10:22pm
Quote:
Originally Posted by thatgirliknew View Post
Who did you do your doula training with? I'm considering going into it...
I trained with DONA over 10 years ago. If you are considering going into birth work I would highly suggest 'counting the cost'...and not just finances. IMO it is one of those things that will take all it can from you and seep into many other areas of your life. It isn't easy on the marriage or on mothering...which is ironic since as birth workers we strive to support healthy marriages and starts to mothering...
post #88 of 112
9/23/10 at 9:41am
I started my semester of classes yesterday and it is already kicking me ass. No idea how I will make it through this alive lol. Today is bill day and GROCERY DAY! the most wonderfulness day of the year!
post #89 of 112
9/23/10 at 10:49am
Re: transitional medicaid. often, once you earn more than medicaid allows, your kids will qualify for a CHIP program. you can earn up to 20,000 a year more than the medicaid guidelines in my state. premiums and co-pays are small. and for adults, if you don't have insurance and have a traumatic medical event or unusual medical expense, you can apply for what's called a medicaid spend-down card, to cover that unusual expense. hth.
post #90 of 112
9/23/10 at 1:09pm
Quote:
Originally Posted by provocativa View Post
Re: transitional medicaid. often, once you earn more than medicaid allows, your kids will qualify for a CHIP program. you can earn up to 20,000 a year more than the medicaid guidelines in my state. premiums and co-pays are small. and for adults, if you don't have insurance and have a traumatic medical event or unusual medical expense, you can apply for what's called a medicaid spend-down card, to cover that unusual expense. hth.
Good to know. I've been calling my case worker for about a week now, but you know how that goes...
post #91 of 112
9/23/10 at 1:38pm
I went to get my sons script filled sunday and guess what? He has no medicaid! The pharmacist said it expired in May. I have NEVER let their stuff lapse, matter of fact I always mail it in the DAY i get the forms. Then I start thinking and remember i kept getting all these cancellation notices and kept calling my caseworker and she would tell me it was fine she just entered it late...turns out she let my kids medicaid lapse and never fixed it!! I called her monday, and she had the balls to yell at ME! She told me I needed to call and change my address with the change center and i told her I already did months ago. I guess she was pissed they havent transferred my case yet...i asked her if i could pick up his script now and she said 5-7 days!!! Then she hung up on me. wth!

i called wm yesterday hoping it was fixed....nope. ugh
post #92 of 112
9/23/10 at 3:14pm
Quote:
Originally Posted by surrogate View Post
I went to get my sons script filled sunday and guess what? He has no medicaid! The pharmacist said it expired in May. I have NEVER let their stuff lapse, matter of fact I always mail it in the DAY i get the forms. Then I start thinking and remember i kept getting all these cancellation notices and kept calling my caseworker and she would tell me it was fine she just entered it late...turns out she let my kids medicaid lapse and never fixed it!! I called her monday, and she had the balls to yell at ME! She told me I needed to call and change my address with the change center and i told her I already did months ago. I guess she was pissed they havent transferred my case yet...i asked her if i could pick up his script now and she said 5-7 days!!! Then she hung up on me. wth!

i called wm yesterday hoping it was fixed....nope. ugh
This happened to me also. I got the reapply form in the mail but it was due the same/next day and we live like 4 towns over from the SS office. It ended up lapsing and now I have to go back and redo all the stupid forms. I really need to get on that speaking of which.
post #93 of 112
9/23/10 at 3:24pm
Quote:
Originally Posted by surrogate View Post
I went to get my sons script filled sunday and guess what? He has no medicaid! The pharmacist said it expired in May. I have NEVER let their stuff lapse, matter of fact I always mail it in the DAY i get the forms. Then I start thinking and remember i kept getting all these cancellation notices and kept calling my caseworker and she would tell me it was fine she just entered it late...turns out she let my kids medicaid lapse and never fixed it!! I called her monday, and she had the balls to yell at ME! She told me I needed to call and change my address with the change center and i told her I already did months ago. I guess she was pissed they havent transferred my case yet...i asked her if i could pick up his script now and she said 5-7 days!!! Then she hung up on me. wth!

i called wm yesterday hoping it was fixed....nope. ugh
I'd call the supervisor or even the state ombudsman and make a complaint about this. There is no excuse for now doing their work - that's what they are paid to do. She lied to you and put your child in medical risk - what would have happened had there been an emergency and the hospital wouldn't provide treatment since the medicaid hadn't been processed?
post #94 of 112
9/23/10 at 6:27pm
Quote:
Originally Posted by frugalmama View Post
I'd call the supervisor or even the state ombudsman and make a complaint about this. There is no excuse for now doing their work - that's what they are paid to do. She lied to you and put your child in medical risk - what would have happened had there been an emergency and the hospital wouldn't provide treatment since the medicaid hadn't been processed?
- I agree with this.
post #95 of 112
9/24/10 at 12:14am
I agree a call is in order. Can you call your doctor or someone else and see if you can get samples to tide you over? Even if they make you have an appointment medicaid will backpay. Or you could call your local ER and see if they can help. Hospitals usually have their own pharmacies and if you cannot pay for your medication they will also paycharge medicaid.

Hubby gets his student loan money and grant refund tomorrow! Now we can get a running vehicle. And we can go to our ultrasound appointment tomorrow!
post #96 of 112
9/24/10 at 8:41am
It is for miralax so I doubt they have samples...walmart has a generic I may have to get to tide me over. The RX jar lasts about 6 mos the way we use it.

I am gonna call today and see if it is fixed yet. If it isnt fixed by wed I am gonna call my casworker back. Maybe she was just having a bad day, every other time I have called she was super nice...we'll see though. I am not afraid to talk to a supervisor...esp since I went 4 months with no insurance for my kids because of HER mistake...ugh
post #97 of 112
9/25/10 at 10:18pm
Had a baby yesterday! My birth story is on the Unassisted Chilbirth board if you're interested in reading it. I called my DHS worker yesterday and she put her in the system the same day. Said our FS will go up starting with October. I LOVE that woman! And thanks to my placenta encapsulation I'm not even crying about how much I love her, lol.
post #98 of 112
9/25/10 at 11:05pm
Quote:
Originally Posted by gabbyraja View Post
Had a baby yesterday! My birth story is on the Unassisted Chilbirth board if you're interested in reading it. I called my DHS worker yesterday and she put her in the system the same day. Said our FS will go up starting with October. I LOVE that woman! And thanks to my placenta encapsulation I'm not even crying about how much I love her, lol.
Congrats! Enjoy your baby moon! Yay for good FSworkers and placenta encapsulation. I wish I could have had my placenta done.
post #99 of 112
9/26/10 at 1:00pm
Quote:
Originally Posted by gabbyraja View Post
Had a baby yesterday! My birth story is on the Unassisted Chilbirth board if you're interested in reading it. I called my DHS worker yesterday and she put her in the system the same day. Said our FS will go up starting with October. I LOVE that woman! And thanks to my placenta encapsulation I'm not even crying about how much I love her, lol.
CONGRATS!!!!
post #100 of 112
9/26/10 at 4:52pm
Quote:
Originally Posted by gabbyraja View Post
Had a baby yesterday! My birth story is on the Unassisted Chilbirth board if you're interested in reading it. I called my DHS worker yesterday and she put her in the system the same day. Said our FS will go up starting with October. I LOVE that woman! And thanks to my placenta encapsulation I'm not even crying about how much I love her, lol.
congrats on the baby! i was impressed...within a week of having dc3 i had a letter telling me my FS was going up $100. it probably had something to do with the fact that i am on state health insurance as well though.

i've had a hard month this month. FS workers completely screwed my reapplication up and put me down as having 2x as much income as i do since they put down that a LOAN was income (ongoing). it's taken 20 days to get fixed. huge mess and i was LIVID and worried for the entire month. of COURSE the month before i had actually used ALL of our FS (which has never happened) so I was SOL. finally got FS back...at $80 less per month which is ok since its a large amount but the extra woulda been nice since now i have to restock EVERYTHING.

car has broken down more. needs a new alternator. i had just had $1k worth of work put into it so i thought i was in the clear but NOPE...grrr.

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Mothering › Mothering Discussion Forums › Natural Family Living › The Mindful Home › Frugality & Finances › September 2010 Low-Income Thread