No! You're not crazy. It bugs me that people consider philosophy to be a useless degree--it's the undergrad degree of choice for lawyers and most physicians and, of course, future philosophers! Philosophy teaches you how to think logically. Personally, I feel every college student should have to take at least one philosophy course.

Anyway, I'm not quite sure what you're asking for, but I can definitely tell you my experience. I did my undergrad in philosophy and psychology, and I'm currently a graduate student in philosophy. I'm applying for phd programs this winter (fingers crossed). I've had moments of doubt, not because of my field of study, but rather for bigger, more general reasons: Should I quit school and get a job? Will I have too much debt once I'm done? Will I be able to get an academic position?. These are important questions for one considering going into academia, regardless of field--the odds of getting a university position are slim, and it's even less likely that you'll get to teach at the small, intimate school that you dream of. Would you be happy teaching philosophy no matter where you got a job? Will your family be happy to move wherever you get into graduate school and wherever you get a job? (That last answer, for me, was no--my husband was not interested in moving for my education at all. That marriage ended.)
What's great is that you're excited--that's a good sign! If philosophy is what you love, and you have the time, resources and familial support to follow your passion and get a phd, then by all means, do so! Don't be put off by what other people think about philosophy unless you have reason to believe they know what they're talking about.
Good luck! Feel free to PM me with any questions.
