~ October No-Spend Challenge ~ The treat is having money in the bank. The trick is keeping it... - Page 14

[fustian]

Boy, I need to remember to update more frequently

1.
2. Groceries, gas, and $200 at the gardening centre on supplies.
3. and one more bag of clutter out the door!
4. Vaccinations for the dogs $200.
5.
6. garden supplies (and that should be it!) didn't pass up a sale on cloth diapers for the new LO. Granted, I needed some new cloth wipes, and they were on sale. But I did not need the on sale AIOs .
7.
8.
9. groceries & gas almost $20 on craft supplies for DD.
10.
11.
12.
13. dog food and dog bed for our arthritic dog. This wasn't budgeted, but the vet said we should get him a really soft bed as it would help with his joints. Pay day == $200 auto deposited into savings.
14. $9 lunch at Wendy's. My treat for doing the three our GTT, which - according to the lab today - I shouldn't have had to do at all, since for my one hour they gave me the 75g glucose drink, not the 50g glucose drink, which may have explained why my results were 7 points too high .
15. $45 on clothes for DD from lands end overstocks AND $40 dinner out with DH. Sigh.
16. groceries and gently used snow jacket & pants for DD from MEC online swap
17. gas and two more bags of clutter out the door.
18. (kind of ... I did take DD to a toy shop so she could spend the $20 she'd been given as a gift - but that wasn't *our* money)
19. Total splurge on myself to the tune of $70 on books I wasn't able to get at the local library
20.
21.
22.
23. groceries, gas, and some Christmas shopping done. stocked up on craft supplies for DD at big 50% off sale at Michael's.
24: $30 at the book fair and some more Christmas shopping done.
25.
26.
27. payday = $200 into savings
28. book for DD for Christmas
29. pants and sweaters for DD @ buy 1 get 1 free o'sh k'osh sale.
30. groceries, and winter boots for DD

15/15 no spend days
$550/$550 added to savings
4/5 bags of clutter gone

Legend:
No spend
Only planned/budgeted spending
Unnecessary / unplanned spending[/QUOTE]

[scrapadoozer]

10/01
10/02
10/03
10/04 $15 Handsome duds for DS.
10/05 $12.15 Clearance clothes for me at Old Navy
10/06
10/07
10/08
10/09
10/10
10/11
10/12
10/13: Anniversary spending does not count.
10/14
10/15
10/16
10/17 $42.84 Clothes for DS
10/18
10/19
10/20
10/21
10/22
10/23 $7 swap shipping
10/24
10/25
10/26
10/27
10/28
10/29 $2.25 Coolatta
10/30

24/20 No-spend days
26/31 Not buying clothes days
$79.24 Frivolously spent

[MrsTittlemouse]

Happy Halloween, I want to join in the November no spend month, but since I have never done this, I don't want to start the thread!

[Crunchy*VT*Mom]

Welcome Ms. Tittlemouse! I'll go start the new thread. I just forgot to do it a day or two early this month.

Happy note -- I made $50 selling junk on Craig's list. Woohoo!

Spent all day yesterday at a live theater event in the woods with my daughters and spent $0. It was one of the funnest days of my life and reminded me again that I can have a perfectly wonderful time without spending money. I need to be reminded of this.

01..
02.. $5 starbucks
03.. $5 starbucks
04.. $7 McDonald's
05.. $1 coffee
06.. $406 shoes for myself and DD, Christmas presents
07.. , finally! a day without grabbing coffee out
08.. ,
09.. ,
10.. $52 vera bradley bag and teapot lamp, $5 starbucks
11.. ,
12.. , ,
13.. $27 Christmas gifts,
14.. ,
15.. ,
16.. $85 Gap for some kick-booty jeans and workout clothes
17.. $5.39 Starbucks
18.. $5 candy at the grocery store
19.. , ,
20.. ,
21.. ,
22.. $6 McDonald's (just for the kids, not me)
23.. $3 Starbucks (just for me, not the kids...haha!)
24.. $60 winter apparel, $5 Starbucks
25.. ,
26.. , ,
27.. $25 Costco Baby Doll, $3 Costco hotdogs
28.. ,
29.. $102 Christmas presents,
30.. ,
31.. , ,

My Goals:

16/15 No Spend Days DONE!
4/3 Let the Car Rest Days DONE!
17/25 Fast Food Free Days

This was a fabulous month for me!

[FeelingBlessed]

Whew. Failed pretty miserably at the aggressive food budget, but glad to have tracked it. There's always room for improvement. Early for today, because neither the party we're going to nor trick or treating will cost us a dime. Looking forward to November!

Kim

10/1:
10/2:
10/3:
10/4:
10/5:
10/6:
10/7:
10/8:
10/9:
10/10: $17 kiddo stuff @ Fall Foliage Festival
10/11:
10/12: $10 parking ticket
10/13:
10/14:
10/15:
10/16:
10/17:
10/18:
10/19: Overbudget - food (this will get worse)
10/20:
10/21: overbudget - food
10/22: overbudget - food
10/23: overbudget - food
10/24:
10/25: overbudget - food
10/26:
10/27:
10/28:
10/29: overbudget - food
10/30:
10/31:

Necessary/in budget spending: 23/28
Do something to earn/save $: 25/31
Food: $730/$500
No Drive Days: 3/6
Practicing gratitude: 31/31

[SilverFish]

OOPS! forgot to get on here for a while and fell off the wagon a bit there. i have to say, this was an excellent challenge for me, and i met some of my goals, and saw room for improvement in other areas.

thanks for starting this thread, i look forward to joining in next month.

13/15 no spend days
2/8 art/work days
4/4 eat-out days
unnecessary/unbudgeted spending

$404/$400 groceries
$316/$300 discretionary spending

1. groceries
2.
3.
4. library fines.
5. applied for two part-time jobs, and made my (hopefully) last ever diaper order today for $98.
6. $10 for movie and snack at moms and babies movie day, plus nearly half a tank of gas to drive across the city and back.
7. !
8. ... went shopping for thanksgiving dinner supplies, and i didn't even get dessert yet.
9.
10. nanny took us clothes shopping!
11.
12.
13. $10 for city fees and a coffee
14. $30 at the fabric store for gifts
15. $10 at harveys on the road to my parents
16. $10 starbucks!! and $15 for dinner with an old friend
17.
18.
19. ... not really though. i spent $77 on a pair of boots today. it wasn't exactly in the budget, but considering i have one pair of close-toed shoes that actually fit, it was kind of a good thing i found such a nice pair.
20. had a lunch and snack packed for my train trip today, but the train was delayed by over two hours and it just wasn't enough food to tide me over while trying to entertain an 8 month old for 7 hours! so there went about $10 on overpriced snacks.
21.
22.
23. $117 on groceries... shouldn't be a problem to make them last until november, so i met one of my goals this month!! $10 on seconds diaper covers.
24.
25. $4 on parking, $30 on not entirely necessary household stuff
26.
27. $6 on coffee and snacks with some friends
28. $30 on ENTIRELY unnecessary new cloths for me, halloween costume supplies and a carton of milk
29. $6 on treats at a halloween party. ! showed off my mad craft skills with my dd's homemade clothing and halloween costume.
30.
31.

[mommyto4grits]

My Key:
Budgeted, planned spending (includes groceries, gas, other necessary or well planned items- NOT impulse items)
No Spend
No Drive
Impulse, Unnecessary Spending
Eat Out

Oct.1- Groceries, consumables, and gas
Oct.2- rest of grocery shopping DH and I had a date night, I think dinner was overpriced, but it was good. And DH got steak, which I never make.
Oct.3-
Oct.4-
Oct.5-- Gymnastics and Art classes for the month for dd
Oct.6- haircut for dd but it was a missions dinner at church so I am giving it a
Oct.7- Feels like I spent a small fortune, $300 total on Costco (includes our $50 renewal), CVS, Target, and 2 Grocery Stores. I used coupons and took advantage of sales. Was out of Zyrtec, dog food, and some other big $$ items. Hopefully I can stay out of the stores for anything other than some produce and milk for 2 weeks!

Oct.8- Went to a local library book sale, spent waay more than I wanted, but we homeschool and will use everything and it was a good deal so I need to give myself a break! Picked up Chinese for me, DH and the girls are out for the evening so I splurged.
Oct.9-
Oct.10-
Oct.11- did spend $221 on car repairs, but I am calling it a no spend day because I didn't go into one store, shop online, etc.
Oct.12- Only because my best friend who is moving in a week asked us to join her family at Chick Fil A for kids eat free night. So I'm not thrilled we ate out, but I'm letting it go..
Oct.13-
Oct.14- had a wonderful dinner with friends we treated my bff to dinner out since she is moving
Oct.15-
Oct.16-
Oct.17-
Oct.18- bought snacks for the road for a trip we are now not taking. They will get eaten regardless, but still would have rather waited to buy them. Bought other items, and had a night out with our homeschool group, paid for dinner for myself
Oct.19-
Oct.20-
Oct.21-
Oct.22-
Oct.23-
Oct.24-
Oct.25-
Oct.26- much needed clothing
Oct.27-
Oct.28-
Oct.29-
Oct.30-
Oct.31-

[scrapadoozer]

10/01
10/02
10/03
10/04 $15 Handsome duds for DS.
10/05 $12.15 Clearance clothes for me at Old Navy
10/06
10/07
10/08
10/09
10/10
10/11
10/12
10/13: Anniversary spending does not count.
10/14
10/15
10/16
10/17 $42.84 Clothes for DS
10/18
10/19
10/20
10/21
10/22
10/23 $7 swap shipping
10/24
10/25
10/26
10/27
10/28
10/29 $2.25 Coolatta
10/30
10/31

25/20 No-spend days
27/31 Not buying clothes days
$79.24 Frivolously spent

[nwmomof2]

OK, even though it's now November, I'm going through my receipts and fessing up for the many end-of-month expenditures I had.

18-23. $75 groceries, $180 household (Halloween, b'day presents, crafting stuff for kids, new bread maker) $35 running shoes for DD7, $59 eating out.
24. $104 groceries, $40 gas, $46 toys for girls
25. $15 desperately needed carwash/vacuum, $40 gas for car
26. $210 fancy haircut and color
27. $48 office/dental supplies/Halloween candy, $85 Christmas presents, $50 b'day present for great friend
28. NS ($325 pre-pay 10 weeks of home delivery organic produce)
29. NS
30. $3.29 coffee
31. $60 pizza for party (what was I thinking? Costco didn't have take and bake cheese pizza, I panicked and ordered delivery before 12 people were to arrive at my house for pre-Trick or Treating pizza, but we usually make our own...grrrr), $28 entertaining food (party food and drink)

Goals:
$547/$500 groceries (hey, not too bad...)
$140/$50 eating out (unrealistic goal)
1/1 Costco trip (ACCOMPLISHED!)
No Target trips this month (ACCOMPLISHED!)
$500/$500 added to savings (ACCOMPLISHED!)

[Hollysmom]

October
1 - $4 breakfast & an afternoon chocolate bar
2 - $7 Silly Banz for the girls
3 - $3 snacks at swimming
4 -
5 -
6 - $7 breakfast, $5 lottery ticket
7 - $8 lunch
8 -
9 - $3 breakfast, $30 take-out
10 -
11 -
12 -
13 - $11 breakfast & lunch
14 -
15 - $19 lunch, $12 afterschool program, $5 lottery (work)
16 -
17 - $5 treat at swimming
18 -
19 - $12 lunch, $32 books for girls
20 -
21 -
22 - $5 dollar store junk for girls
23 - $12 more dollar store junk for girls
24 -
25 - $3 breakfast, $12 lottery tickets (at work - I can't bear the thought of them winning and leaving me behind )
26 - $5 sandwich
27 -
28 - $3 breakfast
29 -
30 - $23 fast food
31 - $2 treats at swimming

14/20 No Spend Days
$228 Unbudgeted/Unnecessary Spending