I'm going to join too!
I'm Rachel, SAHM to dd 7mos. I'm still adjusting to the SAH part, and am looking for ways to contribute financially to our household. We are comfortable financially, but a new baby, a job loss and major move, plus me not being able to find work all last year have combined to make things less comfortable than they should be. We are still trying to adjust from our relaxed days as a childless couple with plenty of income and no worries.
Short-term goals for OCT:
We need to work on unbudgeted spending. We aren't so good with the bigger items we "need." We research what we want, look for good prices, only buy good quality stuff, but completely neglect to actually plug that expense into our budget and see if it works that month. So a major goal will be to stick to our discretionary budget of $300.
Another goal is to come under my $400 grocery budget for the second month in a row, while ALSO sticking to our 4x eating out plan.
The final goal is to work on my income. The current plan is for me to go back to work as a teacher sometime next year, but I'd rather stay at home with my baby. The only way for me to do that is to find some supplementary income, either through my art, tutoring or something else I can do without putting dd in daycare.
5/15 no spend days
1/8 art/work days
2/4 eat-out days
$113/$300 discretionary spending
(blah. we just went out for a stroll to our art fair and got really hungry... the food we got wasn't even that good...)
library fines. is there anything worse than library fines? something that should be free except you were too lazy/disorganized
BUT, i made a meal plan for the next week!
applied for two part-time jobs, and made my (hopefully) last ever diaper order today for $98.
$10 for movie and snack at moms and babies movie day, plus nearly half a tank of gas to drive across the city and back. i hate spending that money, but i guess i have to spend a little to see my friends and get out.
! but i forgot that this weekend is thanksgiving and we're having family visit. there's gonna be a big grocery bill this weekend. there goes my food budget
... went shopping for thanksgiving dinner supplies, and i didn't even get dessert yet.
, surprisingly, no other money spent today besides taking the inlaws to lunch.
nanny took us clothes shopping! i really needed some new winter clothes for dd, so that was a truly awesome gift. AND, since i was there, we managed to get out without anything sparkly, pink or otherwise impractical.