NZ perspective here, not sure how well it translates to the US system...
I had a lovely midwife - Sallie. She was great. Continuity of care was particularly important to me, and she was there for all my antenatal stuff, the birth (even though she didn't have to be - planned HB, but got a hospital induction due to pre-e), AND the postpartum care. I got to know her really well in the six weeks PP - she wouldn't just pop in to see I wasn't haemmorhaging to death, she'd hang around for half an hour and admire the baby and just chat about stuff. Plus she was AP, so yay.

And yeah, she came to my home, which was super fantastic as I didn't drive.
The way I see it, an OB for a normal pregnancy is overkill. They have better things to do, like treating sick people.

What midwives do - and they're trained professionals and usually very good at this - is
tell you if and when you need to transfer to OB care. That's what Sallie did for me. She and her backup, Debbie, kept a very close watch on me in the weeks leading up to the birth, even though nothing was wrong - they caught my pre-eclampsia from the moment the symptoms started, monitored me on a daily basis from then on, and made the call for me to transfer to the hospital. It wasn't what I wanted, in terms of a birthing experience - but I'm very grateful they didn't mess around with my care, because... you know... coma and messy death. So even HB-friendly midwives aren't la-di-da pie-in-the-sky she'll-be-right stoners (or if you happened to get one like that, I'm sure you'd notice!) - they call the OB in
if and when an OB is required. So unless you're starting off high-risk for any reason - say, a multiples birth or a double uterus - I'd say go with a midwife.
I'd also generalise that the personality profile of a midwife is different from an OB. Pushy parents don't make their kids go into midwifery for the prestige or the money.

There's much less power, so people into power are much less attracted to it as a profession; there's less constant stress, so they won't be people who thrive on go-go-go chaos. I'd say midwifery tends to attract a more patient, humble, serving kind of person than hospital obstetrics - but of course there are heaps of exceptions either way.