I've been working on my husband to get him to agree to a midwife outside of a hospital, but it's not really working. He was all for it with the last pregnancy, but after I had a miscarriage and the midwife brushed it off, I think my husband is gun shy about dealing with a midwife. We wound up going to a midwife in an OB practice, who sat down and discussed with us about what happens with a miscarriage, both emotionally and physically, and how important it is to lean on each other. It was a very "good" experience, as opposed to being told over the phone "sounds like a miscarriage. Do you want to experience this at home or would you prefer a D&C in the hospital?" This was early on a Monday morning, before I ever even started bleeding or cramping heavily.
Anyway, I *get* why he isn't so keen on the idea of a midwife.
The only other midwifery birth center in our area isn't open on Fridays, which is the only day my husband can go to an appoint b/c he works out of town M-Th. There's no way I'm going to be able to save $800 for the OB/midwife practice, either. After struggling with a year and a half of unemployment, we have no substantial savings and the pay cut my husband took puts us at 60% of what he was making. Saving isn't really happening as fast as it could/would two or three years ago. I mean, I could, but it will probably be December and I'll be 18-22 weeks then. I'm already 9ish weeks now, and I'm feeling guilty for not getting into the doctor by now. The doctor's office seemed to be more willing to take me without insurance, if I thought I'd qualify for Medicaid. I just really don't know what to do anymore... I feel like a terrible mom to my inside baby and the stress from all of this is leading me to feel like a crummy mom to my 2 year old son, too.
We wouldn't qualify now for Medicaid b/c September's income is over the limit by just a little bit. This month (October) we won't qualify because there are 5 paychecks instead of 4 for my husband. November, though, there are only 4 paychecks and there's a good chance my p-t once-a-month check will be low enough that it puts us just under the income limit. This means, November will be our "best" income for qualification.
Does Medicaid only look at your month's income, or do they look at your potential earnings? I mean, December will be another "high" month b/c we'll have five paychecks, but that isn't a fair representation of our income. November's will be a better representation of what our income is monthly. Does this make sense? I wish my husband's job offered insurance; this would be so much easier if everything were just in place.
Anyway, I *get* why he isn't so keen on the idea of a midwife.
The only other midwifery birth center in our area isn't open on Fridays, which is the only day my husband can go to an appoint b/c he works out of town M-Th. There's no way I'm going to be able to save $800 for the OB/midwife practice, either. After struggling with a year and a half of unemployment, we have no substantial savings and the pay cut my husband took puts us at 60% of what he was making. Saving isn't really happening as fast as it could/would two or three years ago. I mean, I could, but it will probably be December and I'll be 18-22 weeks then. I'm already 9ish weeks now, and I'm feeling guilty for not getting into the doctor by now. The doctor's office seemed to be more willing to take me without insurance, if I thought I'd qualify for Medicaid. I just really don't know what to do anymore... I feel like a terrible mom to my inside baby and the stress from all of this is leading me to feel like a crummy mom to my 2 year old son, too.
We wouldn't qualify now for Medicaid b/c September's income is over the limit by just a little bit. This month (October) we won't qualify because there are 5 paychecks instead of 4 for my husband. November, though, there are only 4 paychecks and there's a good chance my p-t once-a-month check will be low enough that it puts us just under the income limit. This means, November will be our "best" income for qualification.
Does Medicaid only look at your month's income, or do they look at your potential earnings? I mean, December will be another "high" month b/c we'll have five paychecks, but that isn't a fair representation of our income. November's will be a better representation of what our income is monthly. Does this make sense? I wish my husband's job offered insurance; this would be so much easier if everything were just in place.
