Im due in 3 weeks. My midwife has a biller who deals with patient's insurance details.
She thought that coverage would not be a hassle, but alas it has not been without headaches. I have GHI, and they have agreed to an exception (after originally attempting to decline coverage), but they are only offering to cover $4,000 of the $7,000 fee.
My midwife's billing office has suggested that I accept this $4,000 letter of agreement, but I'm wondering if I should continue to argue for GHI to cover the entire fee?
I'm fearful that continuing to pursue further coverage could jeopardize the $4,000 offer already on the table, but I also feel that since I've met my deductible for the year, it's not fair to have to pay another $3,000 in fees.
Any thoughts, guidance or experiences are greatly appreciated!!