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How does the maternity leave work where you live? Other social benefits?

post #1 of 35
Thread Starter 
Educate me.

I`ve always heard that scandinavian countries have the worlds best maternity leave. But I don`t know much about how it works for other countries. I would love to hear how everything works where you live.
And I`ll tell you how it works for us, not meant as bragging or anything, just because I`m curious about the difference! Maybe I need to be even more thankful about our benefits.

Recently it was decided some changes here in Norway, so from next year it works like this:
You get 100% paid for 47 weeks in total(you need to have at lest 6 months of income when you were pregnant)
Or you can have 80% of your income for 57 weeks.
12 weeks are only for the dad, if he doesn`t want to use his weeks, mum can`t take them for him, so they are lost. (off course single parents get all the weeks alone)
For the mother 3 weeks before birth and 6 weeks after birth is hers only.
The rest of the weeks parents can decide themselves who will stay home and who will work. (usually the mother stays at home)
You can also decide to for example stay at home full time 6 months, and then work 2 days a week/use the maternity leave 3 days a week to make the "home" period even longer.

Usually parents in Norway place their children in daycare when the paid maternity leave is over, but you can have one more year unpaid if you want to. There are also rules on how much daycare should cost, so we have what is called a maximum price of 437 dollars pr month.

If you are a stay at home mum when you get pregnant, and don`t have any income, you have the right to recieve a single time support of 6000 dollars.
If you choose to stay at home after the child is a year old, you have the right to recieve a monthly support, about 566 dollars, until the child turns 3.

Everybody that have children also gets monthly support of about 163 dollars from the month after they are born to the month they turn 18, for each child.

There are other rules for single parents. For example they can have more monthly support, and some of the daycare costs the community will cover, -if the parent does not earn more than a decided limit.

Most parents are wery satisfied with our countrys support system and our maternity leave rules, and I might feel spoiled when I learn about your benefits.

Also all doctors appointments, midwife appointments, hospital check ups when you are pregnant, and birth, are 100% free.
If your child is sick and needs medical help it is all free until they are 12 years old. And when we need medical help we pay just a tiny bit anyway, no insurance needed. Dentist is free until you are 18, and half the price until 21 or 22.
post #2 of 35
Thread Starter 
Oh, if this kind of topic belongs in "Birth and beyond" please move if needed.
post #3 of 35
WOW I'M MOVING TO NORWAY!!

In the U.S. we get nothing/nadda.

Well we CAN take off 12 weeks with NO pay if we can afford it.

Lucky for me, we can live on DH's salary alone (with no extras or "fun" money) so I take off 6 months (my boss let's us choose how long we want off...still no pay, but will not fire us for taking off as much maternity leave as we want) and then go back to work and take baby with me.
post #4 of 35
Is that in US money, or Norway money?!?
While it sure would be beneficial to my household of almost 5 kids, I would not be comfortable being paid that much for my choices. I already feel guilty about our piddly Child Tax Credit (though I do take it! )
post #5 of 35
WOW! I'm moving to Norway too.

Here in the US, I have to stay home because we cannot afford the expensive costs of daycare for 3 children. My husband has to save up his vacation time to use when I have the baby. He might be able to get 2 weeks off work and then work from home for a 3rd week but that's it. That's also better than what a lot of other husband's can get away with. Some are lucky to get a week off.
post #6 of 35
When I had dd in (us) I received no pd mat leave. I was required to use my vacation and sick time, so after that measly 5 weeks was used up, back to stupid work I went. I also want to note that the 12 weeks/no pay is only available to workers whose companies meet the criteria for it. The rest of us get no such guarantee. 2.5 years ago and I am still bitter. Non-profit who helps all kinds of other people and screws it's own employees. Nice.
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post #7 of 35
In Alberta (a Canadian province) a mother's job is secured for 1 year, and she is eligible for unemployment insurance during this time (up to $1800/month). If her job has benefits, the $1800 can be topped up to her regular wage. Fathers can also take a paternity leave for up to 37 weeks where their job can be secured and they can also receive the unemployment insurance.
All prenatal care/postnatal care/medical care regardless of age is covered by the province Dental care however, is not.
post #8 of 35
Thread Starter 
Quote:
Originally Posted by MyFullHouse View Post
Is that in US money, or Norway money?!?
)
Well, I used calculators on the web to make it US money, but I don`t know if it can be comparable to US money. I guess you have cheaper food and clothes, but I don`t know how your average income is compared to norwegians income. How your electricity bill, morgage payment etc is.
I tought US at least had 12 weeks off with 100% payment!
Nothing at all is just...well...shocking.
Everyone is used to what we have in Norway, so everyone thinks it is the way it should be. Our taxes makes this possible, and there are a lot of focus on keeping the birth rate up. Today the average family have 1,9 kids, and this is considered a bit low.
post #9 of 35
The Family Medical Leave Act :

The Family & Medical Leave Act (FMLA) allows ”eligible” employees to take off up to 12 work weeks in any 12 month period for the birth or adoption of a child, to care for a family member, or if the employee themselves has serious health condition.

An “eligible” employee is an employee who has been employed by the employer for a least 12 months and worked at least 1,250 hours. The 12 months do not need to be consecutive. You are only an “eligible” employee if your employer employs 50 or more employees within 75 miles of the worksite.

FMLA can be taken on an intermittent basis allowing the employee to work on a less than full-time schedule.

The employee is entitled to have their benefits maintained, but they must continue to pay their portion during the leave. The employee also has the right to return to the same or equivalent position, pay, and benefits at the conclusion of their leave.

The eligible employee must provide 30 day advance notice for foreseeable events. The employer is allowed to ask the employee to obtain a certification from a medical provider testifying to the need for the employee to take the leave for themselves or for the family member. Upon completion of the leave the employer is allowed to require the employee to obtain a certification of fitness to return to work when the leave was due to the employee’s own health concerns. The employer can delay the start of FMLA for 30 days if the employee does not provide advance notice, and/or until the employee can provide certification from a medical provider.

If you and your spouse both work for the same employer. You cannot each take 12 weeks off for the birth of a child, when adopting a child, or to care for a parent with a serious health condition.


So this does not entitle a new mom to any money but does ensure there is a job if she wants to go back and the place of employment meets the criterea.

Where I work Maternity leave is covered under Short Term Disability. So I received 6 weeks at 80% of my base pay after 10 days of being out. you can use sick/vacation to elongate it after wards if you have had an uneventful pregnancy and haven't needed to take any time. For my #3. It was similar with #2 and lets not even go there with #1.

And of course there are the bills for whatever birth you choose. My dd was $250, my ds#1 we hit the OOP max for an emergency c-section of $2000 (and it was an emergency, even by MDC standards) and ds#2 was only free because I was double covered. Diferrent insurance companies for each kid.
post #10 of 35
Quote:
Originally Posted by hollytheteacher View Post
WOW I'M MOVING TO NORWAY!!

In the U.S. we get nothing/nadda.

Well we CAN take off 12 weeks with NO pay if we can afford it.

Lucky for me, we can live on DH's salary alone (with no extras or "fun" money) so I take off 6 months (my boss let's us choose how long we want off...still no pay, but will not fire us for taking off as much maternity leave as we want) and then go back to work and take baby with me.
Also in the US, my employer will give me 6 or 8 weeks of short term disability (6 for vaginal, 8 for cesearean) and that is at about 75% of normal pay. My DH is saving his vacation time to take time off for the baby. I don't know that I can afford to take off unpaid time.
post #11 of 35
I want to point out a detail in the FMLA posted: You retain your insurance, but you have to send your work a check every month to do so.
Other than that, it's different from state to state, sometimes company to company. At my company I can take 12 unpaid weeks, starting no sooner than 2 weeks before the due date, unless it is medically necessary to leave sooner! I am eligible for state disability after I am gone from work for two weeks. This will pay about 80% of my wages. They also take their sweet time about paying too, so I have to make sure I have them money to give the company for my insurance benefits well in advance of whenever I would see money from the state. While I am happy we get something, I am annoyed that pregnancy is a "disability". There is no kind of compensation for child care or anything like that in the US, unless it is specific to a private company. The most you get is a tax credit for yearly taxes.
post #12 of 35
I'm in California and we get a little bit better benefits here. You can get 6 weeks paid at about 50% from the state for newborn bonding time. I work for a small company and they are quite generous. I'm taking 10 weeks totally off, then I'll work 6 weeks from home, gradually from part time to full time. I'll be paid for all of it except 4 weeks. DW is becoming a SAHM.
post #13 of 35
I live in Germany and, while our benefits are not as good as yours, they are substantial compared with in the US where I'm orginally from. 100% of your salary for the 6 weeks before and 8 weeks after the birth, and 66% of your salary for the first 12 months. I can take up to 3 years off work and have a guaranteed work place when I return.

All that sounds great till you realize that the employer also pays a sustantial amount of the leave benefits for the first 14 weeks, and then has to mess around with temp workers to keep your position open for you should you decide to return. Unfortunately women of childbearing age here face a lot of discrimination and have trouble finding a good job if employers believe they are "high risk" to have a child soon. I have faced discrimination at my workplace during both of my pregnancies and I'm not sure if the benefits are just not worth it. After having a first child the mother has very little chance of finding a new job because employers assume she will want a second baby soon.

If only the government could figure out a way to give benefits without putting the employers out over it, it would be a lot better. I don't know if this is the case in Norway or not.
post #14 of 35
Here in New Zealand we get 14 weeks maternity leave paid equal to your normal pay up to a max of NZ$440 per week. Some or all of the 14 weeks can be transferred to the Dad. After the 14 weeks, your employer legally has to keep your job open to you for 12 months.

When you have a second baby and are a SAHM, you receive a Parental Tax Credit of $1200.

Families also receive Tax Credits when one or both parents are in the workforce and are working at least 30 hours per week. The amount depends on how much is earnt and how many children they have.

Medical care for under 5's is free here. So is pregnancy, labour, birth and post-partum care (mainly with a Midwife), although you can choose to have specialist care and pay for it yourself.
post #15 of 35
Thread Starter 
Thank you for sharing how this works where you live. I`m now even more grateful for having this time with my babe not worrying about money.

I forgot we also have tax credits. About 40% of what we pay in childcare.
It is against the law to discriminate pregnant women here, employers are not allowed to make you quit your job for example.

We also have other support systems if you get ill.
If your doctor agree that tou are to sick to work, you can stay at home up to 12 months, fully paid. In that period of time you off course need to get treatment if that would help you. If you are still sick or no longer can work at your former workplace, the government will do the best they can to help you get another job.
post #16 of 35
I live in Sweden, where things are very similar to Norway. Maybe when I have more time I'll write up the specifics.
post #17 of 35
I'm a NYC public school teacher.

I can take off up to four years and come back to MY job. Before you get jealous, I'm only paid for the # of sick days I've accumulated, and I think I lose my health coverage after 12 weeks.

I think I'm moving to Norway, too!
post #18 of 35
In the US military fathers get 10 days off. Mothers get 6 weeks, are semi-excused from physical training for a period of time, and are un-deployable until their child is 4 months old. Pay doesn't stop during the time off. Medical for all active duty family members is Tricare. Tricare Prime (required for active duty service member) requires referrals and preauthorization for care by specialists but is free in network. Since the Military Treatment Facility (the local army hospital) is too overcrowded I'm receiving free civilian maternity care through Tricare Prime. The baby will also receive free care for as long as DH is in the military (up to age 23 for college students) if we choose to keep him on Prime.

The way the military pay is set up it also allows us to be more eligible for other programs. Since a good portion of his paycheck is set up as an allowance (housing allowance for living off base) and not as regular pay it helps us qualify for WIC (if we want or need it). Pay is also non-taxable during deployment. I haven't calculated it yet but I believe we should qualify for both the child tax credit AND the earned income credit after this LO is born.
post #19 of 35
Quote:
Originally Posted by Jodie8 View Post
In Alberta (a Canadian province) a mother's job is secured for 1 year, and she is eligible for unemployment insurance during this time (up to $1800/month). If her job has benefits, the $1800 can be topped up to her regular wage. Fathers can also take a paternity leave for up to 37 weeks where their job can be secured and they can also receive the unemployment insurance.
All prenatal care/postnatal care/medical care regardless of age is covered by the province Dental care however, is not.
it's the same across canada. it's calculated based on income - you can receive 55% of your regular income up to that limit (so if you're rich.. doesn't mean you're going to get more than a middle income family).

it is further split into "maternity leave" - for the birth mother only - and "parental leave" which can be taken by either the mother, the father, or any adoptive parent. there is a 2 week waiting period where you don't get benefits at all, and then 50 weeks total for mat/parental leave. so you basically get a year off if just the mom does it, but sometimes the parents split it so that each takes a portion of that year.

medical care is covered, except for things like vision care, dental, prescriptions, and certain other treatments. the doctor's visits themselves are covered by provincial insurance. people often have additional private insurance to cover those expenses along with ambulances etc, but if you don't.. you're still doing pretty good
post #20 of 35
oh yeah.. for a complicated pregnancy you may also be eligible for employment insurance *disability* benefits (same $ as mat leave benefits) for additional weeks. so if you're put on bed rest early in pregnancy, it doesn't necessarily mean you lose all your after-baby's-born time.
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