The thought of doing shadow care all the way through this pregnancy stresses me out something awful (and I haven't even met the OB yet!!). I'm seeing a practice that cannot drop me from care because, well, at the risk of too many identifying details, it's Kaiser, so they are my insurer as well as care provider.
So I was thinking that maybe the way to go would be to see them through 20 weeks so I can have my ultrasounds, initial bloodwork, and the quad screen if I decide to do that, for free. They would have some records for me. Then I would just say, I am seeing a midwife and if I need obstetrical services later on (for breech, preeclampsia, etc.) then I will come back. I would say it at the last appt I intended to go to so that they would only have one opportunity to harass me about it. The only lab testing I will need after 20 weeks is the GBS, which I'm okay paying for out of pocket and doing with my midwife. I have a glucometer, so I can do GD screening at home.
I guess my one concern is whether, if I needed to transfer during labor, they might try to get out of paying for it. The whole reason we got this insurance to begin with was because it included maternity coverage, so that's a pretty big deal.
Does this sound like a workable plan? Is there anything I'm not thinking of?
So I was thinking that maybe the way to go would be to see them through 20 weeks so I can have my ultrasounds, initial bloodwork, and the quad screen if I decide to do that, for free. They would have some records for me. Then I would just say, I am seeing a midwife and if I need obstetrical services later on (for breech, preeclampsia, etc.) then I will come back. I would say it at the last appt I intended to go to so that they would only have one opportunity to harass me about it. The only lab testing I will need after 20 weeks is the GBS, which I'm okay paying for out of pocket and doing with my midwife. I have a glucometer, so I can do GD screening at home.
I guess my one concern is whether, if I needed to transfer during labor, they might try to get out of paying for it. The whole reason we got this insurance to begin with was because it included maternity coverage, so that's a pretty big deal.
Does this sound like a workable plan? Is there anything I'm not thinking of?








