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Originally Posted by MCatLvrMom2A&X 
I do tend to be overprotective compared to others I know that but my kids are my world literally (like everyone else here I am sure) and to me you cant overprotect something that important.
I hear what you all are saying about life skills for sure. I do think that even protected kids can go on to be safe adults they just learn those skills later. I have no intention of letting dd or ds go out with friends in their teens until I know they are capable of making the right decisions at least 80% of the time.
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MCatLvrMom2,
I want to say up front that of course they are your kids and you need to raise them in a way you feel comfortable.
That said, I just think you are missing a whole lot of dangers because you are overfocused on a few. When you said above "my kids are my world" I had a visceral response, because the thing is - it's not about you, it's about them.
And I believe that as parents we owe it to give the world to our kids (I don't mean materialistically), not make them stay in our own worlds. Of course our job is to protect them as they do that. But the end goal is either independence or interdependence (which requires an element of independence).
I do believe that most people will be fine whether they are overprotected or underprotected. But that said, I think you make it a lot harder at the "end" of parenting if you don't let your kids start making mistakes earlier.
So many problems happen when women, particularly, but anyone, are scared to be alone. To walk away from clique about to get in trouble. Or on a bad date in an unfamiliar neighbourhood. How many women stick with someone that's giving them a few creeps because they aren't sure about being rude and leaving the situation and going and finding a way home alone? When leaving and going their own way (yes, in the dark/rain/no-cab wasteland) would be the better choice? And that's just one example.
I do think that if your ten year old cannot play outside for more than a few minutes alone, you really are at risk of
creating a non-optimal situation for her. I hear you that your ten is an immature one - but what is contributing to that? How can you help her develop that maturity? Confidence in her own self in different circumstances?
Talking will not do it.
Exercising judgment is not the same as knowing things. A person can learn information about dangers of an area very quickly. I don't live in an area with bears, but I have dealt with them twice - at age 14, in a camping situation, and a couple of years ago in a relative's backyard. In both cases I had read a little bit about bears and what to do, which helped. But in both cases I also had to have the confidence to respond quickly and appropriately - especially in the group situation.
Making good decisions is a skill, not information. Kids need to practice that as they grow. They also need to develop their own way of doing things - navigating unfamiliar areas, calling for help, talking to people, even making decisions just on what to do next. It's like knitting. You can learn to read a pattern, and talk to experienced knitters. But you can't get the hand motions down to 'automatic' without doing it.
And quite honestly - it's that autopilot that saves us. It really is. It's having walked in a safe area alone and nervous when things are fine 100 times that helps us recognize when things are 'off' in the rare case that they are. It's having called for help on time, or too late, that helps us evaluate when to scream.
Anyways I know you are sharing something so scary and real and that it is hard to listen to contrary points of view. I admire that you are still reading. I do think though that even if it's not this month, you need to ease up or you may have a really serious situation in a few years.