I'll join in! I was on BS4 only a couple years ago, then after a yucky divorce, am back to BS2 (this was after crawling out from starting it ALL over!). Oh well, life goes on!
Literally, as we are expecting DC#3 - with a new partner who is oh so wonderful with money, it makes me so happy to know we will not have huge financial differences like my last partner and I had. In fact, I am going to cut up my credit card, on DP's advice
Last week I took my kids on a plane trip across the country. My mom was supposed to be getting married, but it was cancelled fairly last minute. I hadn't bought the trip insurance stuff, figuring that even if the wedding was cancelled (yes, I had thought of this being an outcome since I heard the plans), we still hadn't been back to see her for 5 years, so a trip was due. Anyhow, of course on short notice, I didn't have the money to buy plane tix, so I bought using my CC. As the trip got closer, especially since we knew about the revised no-wedding plans, I was started dreading it - I REALLY don't get along with my mom AT ALL!
Laying in bed the morning of the trip, DP and I were talking about CC's and I said, "Well, it was a good thing I had that credit card because I never would have been able to come up with that money on such short notice and if the wedding had gone through, I wouldn't have been able to go, and we haven't been there in so long, blah blah..."
He replied with, "No honey, if you hadn't had a credit card, you would have had to say, 'sorry we can't make the wedding on such short notice since I don't have a credit card'! And then you wouldn't be dreading this trip and trying to pay off $1000 tab on a trip you really don't want to go on, especially when the card was almost paid off!"
ugh. he's totally right ... i love that guy!
The trip sucked, by the way. I should have been *paid* to do it, I'm in pain thinking that I will now be reminding of the dreadful weekend for the next few months while I pay it off