So I know I have been gone for a while - but our finances knd of took several big hits all at once, too depressing to post about :-) But the good news is, that finally we seem to have made it through to the other side - put money back into our savings account, have money to pay all the bills and enough left over to still be able to get food and gas. It has been really draining emotionally to have to put the food/gas onto the credit card (that was paid in full monthly) knowing that I didn't have the money in my account to pay for it till after payday. The good news - it really solidifies for me that being in debt - is not worth it.
So I have another question for you all - where does starting a business fall into the baby steps?
For us, we have a 4-5 month emergency fund, 9% to retirement, some college funding but we are also paying private school tuition so this is not a priority for us. Do you think Dave would say that the current SAHM could start a business that she would like instead of trying to find a job?
We had to put a few items on out CC this month also, $189 worth, it made me feel so horrible but its all a process and a lesson and as long as we keep on keeping on we will all get there soon enough. I am also wondering when I should try to start my own business, my DH really thinks I should but I am going to need some money to start it (probably a few hundred dollars for extra supplies and such) but I just dont want to pull out any money until we are done with BS3 but if I start it before that I should be able to make extra money to help with BS3. I just don't know what to do. I want to start a sewing and craft style business.