We have several carriers (Ergo, Moby, Bjorn, Sling, Handmade Hip Carrier) I usually go with the Moby Wrap, it's comfy for both of us. I dress my 7 month old daughter in a long sleeved onsie, socks then an outfit with long sleeves and feet attached. Then she gets her fleece suit and a hat and the suit has an attached hood that I put up too, this helps keep her neck warm. The suit has built in hand covers that flip over her hands to keep them inside the sleeves. Then into the moby she goes. I usually wear a sweater and a sweatshirt or jacket over us both. She stays nice and warm up against me and i can pull the moby around her to shield her face even more. I like the moby best because it covers her best out of all the carriers and her hands are right under my arms which keeps them extra warm.
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She has always hated the car seat so we never bring her in stores in it we just take her out and I carry her in the moby for our grocery shopping too! She usually falls asleep when we are almost done shopping. This is an old picture from the fall but this is her fleece suit. It's an old model from Patagonia, I like it because the front panel zips up on both sides. Making it easy to get her into it, and unzip and pull down for while we are in a store, but keeping her legs inside. The legs also unzip and zip together so it can be more like a sack which is good for when they are tiny or not in a carrier. It's a hand-me-down and has gone thru 5 of her cousins and is still in great shape! We love it!
 
