or Connect
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › November 2010 Low Income Support Thread
New Posts  All Forums:Forum Nav:

November 2010 Low Income Support Thread - Page 5

post #81 of 105

I can relate all to well! My daughters two teeth fell out yesterday we are broke as in not even a penny so I had to tell her the tooth fairy comes only on weekends for us. I get paid tomorrow and still won't have money to give her but feel like I HAVE to. I struggle with spending to much money that we don't have because I feel deprived.
 

Quote:
Originally Posted by AngelBee View Post

How do you all handle felling deprived? :(

 

It seems like everytime I save some money for extras bills or something, I end up spending it on wish list stuff.....like a new curriculum piece for homeschooling or a cute shirt for one of my kids.

 

I can't seem to control it.  I feel so guilty about not having money.  I don't want them to suffer or "feel" poor so I overstrtch myself making sure that they get what I think is important for them to have.  Sigh.

 

I am just worried about this as the holidays come up. :(

 

Anyone relate?

post #82 of 105
Thread Starter 

So I reapplied for food stamps the other day and shared that my husband's new income is LESS than his old income. I got approved and had money on my card the next day. She did ask me during that time about my son who I have joint custody of (and have for 3 years).

 

I got my approval letter this morning and it says we are getting $100 LESS each month than we did last time we got food stamps and he makes like $500 less a month. Then I saw why, they took my son off the case!

 

DS's dad does not get food stamps and never has. I have had joint custody of him (exactly 50/50) for three years. He can still be on my case right? I called my worker but she hasn't gotten back to me yet.

post #83 of 105

Could the tooth fairy leave a nice note for her -- maybe written with calligraphy or just your best handwriting -- and sprinkled with a little glitter? If possible, you could even include a little trinket. I think most little girls would enjoy something personalized more than cash.

 

We buy inexpensive little trinkets from US Toy for 10 - 15 cents each (you do have to buy most things by the dozen) to use for things like this. They have little plastic or rubber animals, miniature activity books, bracelet/necklace making kits (elastic cord and beads with instructions) and a lot of other very, very inexpensive treats that probably make great tooth fairy gifts. I know it's too late for this particular tooth fairy visit but it might be useful in the future.
 

Quote:
Originally Posted by averysmomma05 View Post

I can relate all to well! My daughters two teeth fell out yesterday we are broke as in not even a penny so I had to tell her the tooth fairy comes only on weekends for us. I get paid tomorrow and still won't have money to give her but feel like I HAVE to. I struggle with spending to much money that we don't have because I feel deprived.
 

post #84 of 105


 

Quote:
Originally Posted by AngelBee View Post

How do you all handle felling deprived? :(

 

It seems like everytime I save some money for extras bills or something, I end up spending it on wish list stuff.....like a new curriculum piece for homeschooling or a cute shirt for one of my kids.

 

I can't seem to control it.  I feel so guilty about not having money.  I don't want them to suffer or "feel" poor so I overstrtch myself making sure that they get what I think is important for them to have.  Sigh.

 

I am just worried about this as the holidays come up. :(

 

Anyone relate?


I can! Last Christmas was TERRIBLE for me. We had just gone from comfortably middle class to really, really struggling because I lost the ability to work full time (I'd been a freelance writer). We had to empty out our savings account to pay for my medical expenses (I was diagnosed with MS just before Thanksgiving). We had planned to get DD a big widescreen TV that doubled as a computer monitor, a Nintendo Wii and some games for it for Christmas. She wound up getting barely anything from us. I remember sobbing miserably at our "ruined" Christmas about a week before the actual holiday, and DD came in to comfort me (she was 5 y/o) and told me that it didn't matter, that she had *me* and her Dad and that's what really mattered.

 

She wound up getting almost nothing from us... just a few trinkets and things, maybe $10 worth of gifts in total. But she really enjoyed those little trinkets and the gifts she got from the rest of the family, so it worked out well. Later, we had a bit of a windfall and I used a portion of it to purchase the gifts we had planned to get her for Christmas, even though we really should have put it in savings or used it for something more practical. Oh, well... I felt better because she did get the gifts I had promised her, even though it was several months late.

 

That said, this Christmas will be a lean one as well. I've been poor for most of my adult life.. I spent about two years with a comfortable middle class income, which ended around October 2009. Hoping to get to that point again someday, but meanwhile, it's kind of tough... hard to resist the urge to buy STUFF that my DD would love, but all of those little purchases add up so I try hard not to. I do slip up sometimes.. I blew $25 on a new bathrobe for DD a few days ago. Christmas is going to be *rough*. To buy everything I really want to get for people would cost close to $1,000 and if I really work my butt off, we *might* be able to spend half that. Maybe, but I doubt it. $250 is more realistic for our total Christmas budget this year.

 

We do have a VERY lean Christmas budget for family, on par with what they spend on us (except for the in-laws, we can't even come close to matching their spending.. they go kind of crazy with the gifts). In general we spend $10 per person on our extended family, so roughly $100 total. I wish some of them were kids, because I could put together some really sweet gift bags using things from US Toy that would cost almost nothing (there are a lot of 10-15 cent trinkets there). (Yes, a lot of the stuff there is cheap plastic but there are some gems like miniature activity books that cost less than $2.00 for a dozen).

 

One thing we do to cut down on expenses for gifts for extended family is to give family gift baskets or care packages instead of individual gifts. We include some nicely wrapped, homemade foods, some small gourmet/exotic food items from a local store, some nice soaps or lotions, etc., taking into account the tastes and preferences of the family we are giving the gifts to. Homemade things are the best choice for our in-laws as they are wealthy and can buy whatever they want, but they don't have the time or skill to do much cooking. So they really enjoy things like my homemade truffles and other homemade treats.

 

We're definitely going to have to get creative this year! I'm glad you posted because it got me thinking about how we'll handle Christmas this year...

 

--K

post #85 of 105

I don't really feel deprived. I just know I can't go out and do things that cost $, and I don't do retail shopping hardly ever... over the years it has gotten easier as we've had to live on much less income and you kind of learn as you go. I am lucky that my town always has cool free activities for our family to do. Like last weekend was the holiday parade, and one of the moms from our local group wanted us all to go out to brunch before hand, but 2 other moms said they couldn't swing it, so I offered to have a potluck brunch at my house and it was so yummy and fun!

I have always been crafty and artistic, so most of my gifts are homemade anyway, and I don't have to give many extended family gifts for the holidays b/c my whole side of the family is passed away, and DH's side are all crazy and we've decided to stay away from their toxicity for awhile so no gifts for them, lol! So really, it's all about the kids, which is how it has been with them the last few years at least, since everyone is struggling now.

I know I just don't/can't buy STUFF. IF I do, I'm looking at craigslist, ebay, pawn shops, good will etc first if I need a big item or clothes. I also LOVE to trade, and I trade everything from craft swaps to babysitting, to professional photography to food... and kids clothes are mostly hand me downs or trades, I did splurge about $50 on ebay this season for some winter coats, and 4 other clothes items, which is very unusual for me, usually people just give us clothes, or I trade for folks to make us dresses or cool tee shirts.

I can always find fun things to do, of course it sucks that I can't travel to friend's weddings, or for family vacations, but someday when we are making good $ we will travel again.

I also don't like that I can't put my kids in extracurriculars I want, but both have gotten scholarships from their schools for drama and jewelry club, so at least they have something to do. If I can get my paperwork together I will apply at the YMCA one of these days, too.. though we probably won't join unless they really lower the fees for us.

Try to find the FREE FUN out there- it's all around.. or go out and make your own fun, and you wont feel so deprived.

I also don't do much for me, myself, but this semester I did go to the salon at the community college and had my hair dyed, and got a free hair cut, and my eyebrows waxed. Next semester I want to go back for a massage and a facial.

We don't have savings, but I know that I can't just go and buy stuff I don't need either... just can't. I'd rather declutter anyway.. there is too much stuff here to begin with.

 

So recently I've been dealing with my DH's family; his mom and sister, who are just crazy and toxic and his mom came to visit saying she wanted to 'help' us and take care of the kids and clean so we could study- I didn't believe it, didn't want her here, we've been having alot of stress on our own and didn't need her.. so she took our kids out for the day, which was very nice, took them to chuck e cheese, told them she'd be here all wknd to spend time with THEM, and then immediately upon returning from her day out with them told us to take her home (an hour away and her car broke down so we would have to take her).. don't know what set her off this time, but I'm sure it's something DH or I did, who knows, she's sweet then sour.. so my son then asks, "why granma? Are we bad? Do you not like us??" And I just lost it.. I told her I am done and I am not going to talk to her again.. I'm really trying not to... she is not good for us.. she also told us that week we were horrible parents, bad students, and didn't deserve our children... so I cut her out and told her don't expect to come for Thanksgiving or Christmas.. and I'm serious. I am not one to talk this way, ever.. my family was not like this at all.. didn't fight, didn't blame or lay empty threats.. we talked about stuff and respected each other.. it makes me sad that this is the only grandparent in my kid's lives and now I have to cut her out of our lives to protect my children's mental health...

Then the sister's got on us.. the one she lives with called to see if 'only the kids could come over for thanksgiving' and the other one is sending me wretched horrible emails telling me she is going to fly down here and knock me out if I ever disrespect her mom again.. yup, they are all nuts.. so anyway.. sorry to dump all that but it really takes up so much time and energy in life to deal with drama freaks.. I really try not to associate with folks like that.. but again, they are so called family so it's complicated, although I've been a part of them for 8 years now and it's never changed, no matter how much I try to recreate the holidays and special times I had with my family, it just can't be done, so I'd rather create my own family from my friends, and for the first time I'm realising that is O.K. and I can let these folks go and be happy and not have to walk on eggshells just so my kids can have a grandparent.

 

So we are doing our own thanksgiving, our family, some of our bachelor friends, and my single mama friend who's kids are best buddies with my kids.. so no parents to impress or respect, and just good, lazy, eating fun. orngbiggrin.gif Got my free turkey from Ingles reward points, too. thumb.gif

post #86 of 105

subbing

post #87 of 105

Thank you for the ideas! I am going to buy some stuff from the place you mentioned for different times.
 

Quote:
Originally Posted by karanyavel View Post

Could the tooth fairy leave a nice note for her -- maybe written with calligraphy or just your best handwriting -- and sprinkled with a little glitter? If possible, you could even include a little trinket. I think most little girls would enjoy something personalized more than cash.

 

We buy inexpensive little trinkets from US Toy for 10 - 15 cents each (you do have to buy most things by the dozen) to use for things like this. They have little plastic or rubber animals, miniature activity books, bracelet/necklace making kits (elastic cord and beads with instructions) and a lot of other very, very inexpensive treats that probably make great tooth fairy gifts. I know it's too late for this particular tooth fairy visit but it might be useful in the future.
 

Quote:
Originally Posted by averysmomma05 View Post

I can relate all to well! My daughters two teeth fell out yesterday we are broke as in not even a penny so I had to tell her the tooth fairy comes only on weekends for us. I get paid tomorrow and still won't have money to give her but feel like I HAVE to. I struggle with spending to much money that we don't have because I feel deprived.
 

post #88 of 105

 I personally don't feel deprived myself but I do feel like my kids are often deprived. We have never been able to afford for them to play a sport or take a lesson. We can not afford much for homeschooling, our work is very bare bones. We don't have much for arts and crafts and we can't go on field trips that are not free. I feel like my kids miss out on a lot of things that other homeschoolers get to do because we are so poor. Two years ago we moved for a job opportunity that we hoped would end this deprivation, instead we were plunged into a WORSE financial situation. Each time things look up something literally happens to knock us back down. For instance last month it was having our only vehicle die and need towing and repair. This month it is a 264 traffic ticket I got in the mail for accidently going under a red light when we were moving (I was behind the moving truck and could not see that the light had turned yellow when my husband went through in the moving truck).

 

 I am really happy because I was able to go and get groceries yesterday. I stocked the pantries to the gills and bought thanksgiving stuff. You do not even know how thankful we are to have food on our table. I am happy to be able let my kids take a little extra food at breakfast and to have choices of what we eat. I got to eat salad today at lunch! It was glorious!

 

 Has anyone here ever used the holiday cash advance from H&R Block? I have to transport my boys to their father in about 2 weeks and we have to pay all our bills and that ticket in two weeks. We do not even have near enough money for all of that. Never mind buying a single gift for the kids. I guess they start doing the loans on the 6th. I think we are going to try and get one. We have always gotten the tax refund anticipation loans each year with out a problem but I was wondering if they are more strict with these ones?

 

 Does anyone here line dry only? What do you do when it is cold and/or gloomy outside? I have a dryer but it is not hooked up because we need the money to have an electrician come put in a plug. When it is cold and gloomy the laundry stacks up for days. I have a small rack and a small bar I can hang things on but it dries slow in here too since we do not have heat yet. We have a little portable heater. I guess I could park the drying rack next to that.

 

 Well back to slave away at ChaCha. I need to get that done and then finish cleaning for Thanksgiving. I have worked so much lately that my house is a disaster.

post #89 of 105

Here, even when it's cold it's dry, so line drying year round is very do-able. That said, I've been using our dryer more since we aren't running the A/C (or heat, yet).

 

I sometimes feel a little deprived, but really, the worst is when I have deprive DD. I'd told her, for example, I'd get her into tumbling lessons this winter, but with DH losing his job, even the 25% fee for city lessons is too much, so I had to put her off.

 

I was just sitting here thinking about what we DO have: each other. Last year, DH was in jail on work furlough, which meant we only saw him a few minutes a day. This year, he's home. That alone makes such a difference!

post #90 of 105

I am giddy with the Christmas spirit!!!!

 

I don't usually feel deprived....dh and I grew up on welfare....so we get it...kids are too young to feel deprived :)

 

What sucks:

- any relatives are 2000 miles away :(

- just got a bill for $1000 from taxes ( could not afford someone to do them so I messed them up myself...grrrr)

- waiting for a bill from taxes to pay back some child allowance (grrr again)

- ds chipped his front tooth and dd is sick and dh work will not let him off to take 3 yr old to dentist

- way too much debt to deal with...suffering from head in the sand moments

- seeing our neighbours houses decorated fancy and hearing about their holidays or the gift they are going to buy for their kids and getting pitiful looks at our stuff...grrr

 

WHAT ROCKS:

- mothering.com homade holiday gift ideas!!!! (totally turned my frown upside down)

- the fact that I haven't thrown out any torn or outgrown clothing in ages....it is my material stash for Christmas!!

- my kids are young enough that they they will be over the moon getting a pop bottle bowling game for Christmas

- that I grew up on welfare and have fond memories of welfare day celebrations....salad...milk...tuna...WOW!! so I know that you don't need much to make kids blissfully happy!!

- that we broke the welfare cycle that most of our famillies are still on...even though it meant taking a job we deplore

- the fact that my husband loves our family o soooo flippin much!!!!

- my husband is sooo exited about making homemade gifts

- my home (rented but is still home) is safe warm and full of food

 

I hope that everyone is living well this winter...thank you all for sharing and support!

post #91 of 105

I usually observe "Buy Nothing Day" rather than Black Friday since I detest the materialness of the holidays however this year I am pouring over the Target ad and I want to cry. There are so many things at great savings that we really have been wanting/needing but I just can't do it right now. We will continue  to go without. :SIGH I guess it is getting to me ans I am beging to feel a bit deprived even though I feel horrible saying that. There are so many that have so much less than I, I feel like I have no right to complain.

post #92 of 105


We use the H&R block loan every year and honestly it helps us get through x-mas. So far all I see that the H &R Block loan thing is strict about is that you have a job with over so much income coming in and that you are getting a refund back and you have to have it paid by Feb 15th. BTW I am slaving away on ChaCha too on my only day off from my other job. Blah.

Quote:
Originally Posted by ghostlykisses View Post

 I personally don't feel deprived myself but I do feel like my kids are often deprived. We have never been able to afford for them to play a sport or take a lesson. We can not afford much for homeschooling, our work is very bare bones. We don't have much for arts and crafts and we can't go on field trips that are not free. I feel like my kids miss out on a lot of things that other homeschoolers get to do because we are so poor. Two years ago we moved for a job opportunity that we hoped would end this deprivation, instead we were plunged into a WORSE financial situation. Each time things look up something literally happens to knock us back down. For instance last month it was having our only vehicle die and need towing and repair. This month it is a 264 traffic ticket I got in the mail for accidently going under a red light when we were moving (I was behind the moving truck and could not see that the light had turned yellow when my husband went through in the moving truck).

 

 I am really happy because I was able to go and get groceries yesterday. I stocked the pantries to the gills and bought thanksgiving stuff. You do not even know how thankful we are to have food on our table. I am happy to be able let my kids take a little extra food at breakfast and to have choices of what we eat. I got to eat salad today at lunch! It was glorious!

 

 Has anyone here ever used the holiday cash advance from H&R Block? I have to transport my boys to their father in about 2 weeks and we have to pay all our bills and that ticket in two weeks. We do not even have near enough money for all of that. Never mind buying a single gift for the kids. I guess they start doing the loans on the 6th. I think we are going to try and get one. We have always gotten the tax refund anticipation loans each year with out a problem but I was wondering if they are more strict with these ones?

 

 Does anyone here line dry only? What do you do when it is cold and/or gloomy outside? I have a dryer but it is not hooked up because we need the money to have an electrician come put in a plug. When it is cold and gloomy the laundry stacks up for days. I have a small rack and a small bar I can hang things on but it dries slow in here too since we do not have heat yet. We have a little portable heater. I guess I could park the drying rack next to that.

 

 Well back to slave away at ChaCha. I need to get that done and then finish cleaning for Thanksgiving. I have worked so much lately that my house is a disaster.

post #93 of 105

Hey, ladies. I just wanted to subscribe and introduce myself. I'm a student mom. If my last 3 weeks of school go well I will finally graduate with my BS in nursing. Already have a job lined up that will tentatively start Jan 10 of next year. I don't work right now. My DH brings in $675-$850 every two weeks depending on hours available (averages around $750). We have two children and my sister currently lives with us (she helps with childcare and pays a little rent/food), though she is moving back in with my parents next month. We have supplemented DH's income with my student loans, but due to some large expenses this semester my student loan money ran out sooner than it should have. We had to borrow money from my grandmother last month to help with rent and are doing the same for December's rent. She has not offered help for January (I don't think she feels able to). I'm very worried b/c my paychecks won't start rolling in until end of January. We are thinking of moving to a cheaper place, but that would require large deposits which we don't have. A decision has to be made this week, though, b/c you have to give 30 days notice if you aren't going to renew your lease. I'm worried about Christmas, too. Then when our income goes next year, student loans will have to be paid back. I've been in and out of school for 10 years and have about $83,000 of student loans (some private, some government). I'm afraid that's going to eat up a good portion of our income. And my car is almost 10 years old (and we only have one) so we're going to need another car in the not-so-distant future. Lots of expenses looming. So we'll be watching our pennies for the forseeable future. Hoping to learn from and with you all.
 

Quote:
Originally Posted by CherryBomb View Post

I'm glad I'm not the only one that has to deal with the men/cable issue, Saamy! It makes me crazy! Don't get me wrong, I enjoy TV (more than I should, I'm sure) but dh's obsession drives me nuts. Especially since he spends half his tv time complaining that there's nothing on We did go without it once for 6 months and we survived (only happened because they shut it off!) so I know he can do it. Blah. Of course he switched providers to get a better deal, so now we're stuck with it again for 2 years no matter what. Sigh. He's the same way with cell phones. Not content to pay my mom $20 a month for basic phones on her plan, so now I'm stuck struggling to pay a $140 cell phone bill every month. It's really frustrating. Of course, he refuses to handle the bank account or bills, so I guess it's easy to spend whatever he wants and leave me to try and figure out how to pay the mortgage and utilities


I love TV more than my DH. But my sister is the main reason we have satellite. She pays part of it and we pay the rest. Once upon a time, my DH and I didn't have internet or TV (when our DD was young). Then we got both for a while. Then we went back to just internet. Now we're back up to both. I could deal with no TV b/c I can watch my main shows off of the internet. But I don't think I'll ever be able to go back to no internet (though it probably wouldn't hurt me).

 

The part I bolded is what really kills me. My DH drives me nuts on money stuff. It's like he thinks it grows on trees. I had us eating just sandwiches one week and he still tried to spend money on frivolous stuff.



Quote:
Originally Posted by sunanthem View Post

wow, Smithie.. that is so nice of you.. see Frugal.. your on your way! lol.

Cherry.. omg.. we go for months too b/c we can't afford it, and we are stuck watching movies or something. I do love my certain shows, but when he met me I was totally t.v. free and that is the one thing I really dislike about what we've become. Anyway, I wouldn't be able to handle the phone and ignoring utilities and stuff, though.. we just can't afford to. I used to make him pay the bills, he's pretty organized with it, but then his little games or what not would slip in and even little treats add up, so then I did them, now we pretty much tackle them together.
Do you know about safelink phones? They are free to low income folks like us.
We dont have 'real' cell phones.. and I like it that way.. I dont know how people can stand it having people able to reach you every minute of everyday and interrupt whatever is going on... but that's just me. Seems like everyone is glued to a cell phone these days.


 

That's what I really hate about cell phones. If you don't want to answer it, people freak out (my mother once freaked out and threatened on my VM to drive over to my apartment if I didn't answer b/c she had called a few times over the course of a few hours and didn't get me - the phone was in the car and luckily I realized it and called her back before she went completely bananas). They just assume since you have it with you all of the time then you should answer it all of the time. I do love texting and 24/7 access to internet, though. It's a very love/hate relationship for me.
 

Quote:
Originally Posted by sunanthem View Post

Total bummer, thatgirl. I too had an inheritance which I had pretty much no control over, but alas, I have no advice accept find a lawyer that can decifer things for you and represent you, not the trustee.

 

I am so thankful today that a local church was doing free oil changes for the needy; they changed my oil, fixed my broken headlight, and topped off my antifreeze.. things I just wouldn't be able to afford right now.

 

On the other hand, I had thought I sold a very expensive wooden toy and was awaiting pick up, I would have gotten $125, and been able to pay our electric bill and put gas in the car, but they bailed on me. I was really counting on that. I have no idea how I will get to school this week... the end of the semester and waiting for the next financial aid to come in just sucks. I may have to find a seasonal job or something, although more gas will be needed to get there. Trying to be creative as to what else I can sell, just made a pot of coffee so I can craft all night tonight and post some things in my etsy to hopefully make some dough.



I tried sending you a PM but couldn't get it to work. What is your etsy store name? I'd love to look through your stuff and see if any of it would work for Christmas gifts for my family.



Quote:
Originally Posted by ghostlykisses View Post

 I personally don't feel deprived myself but I do feel like my kids are often deprived. We have never been able to afford for them to play a sport or take a lesson. We can not afford much for homeschooling, our work is very bare bones. We don't have much for arts and crafts and we can't go on field trips that are not free. I feel like my kids miss out on a lot of things that other homeschoolers get to do because we are so poor. Two years ago we moved for a job opportunity that we hoped would end this deprivation, instead we were plunged into a WORSE financial situation. Each time things look up something literally happens to knock us back down. For instance last month it was having our only vehicle die and need towing and repair. This month it is a 264 traffic ticket I got in the mail for accidently going under a red light when we were moving (I was behind the moving truck and could not see that the light had turned yellow when my husband went through in the moving truck).

 

 I am really happy because I was able to go and get groceries yesterday. I stocked the pantries to the gills and bought thanksgiving stuff. You do not even know how thankful we are to have food on our table. I am happy to be able let my kids take a little extra food at breakfast and to have choices of what we eat. I got to eat salad today at lunch! It was glorious!

 

 Has anyone here ever used the holiday cash advance from H&R Block? I have to transport my boys to their father in about 2 weeks and we have to pay all our bills and that ticket in two weeks. We do not even have near enough money for all of that. Never mind buying a single gift for the kids. I guess they start doing the loans on the 6th. I think we are going to try and get one. We have always gotten the tax refund anticipation loans each year with out a problem but I was wondering if they are more strict with these ones?

 

 Does anyone here line dry only? What do you do when it is cold and/or gloomy outside? I have a dryer but it is not hooked up because we need the money to have an electrician come put in a plug. When it is cold and gloomy the laundry stacks up for days. I have a small rack and a small bar I can hang things on but it dries slow in here too since we do not have heat yet. We have a little portable heater. I guess I could park the drying rack next to that.

 

 Well back to slave away at ChaCha. I need to get that done and then finish cleaning for Thanksgiving. I have worked so much lately that my house is a disaster.



I'm glad you mentioned these H&R block loans. We have really cruddy credit b/c so many of our bills have gone unpaid for years while I've been finishing school, but we always get a good tax return b/c of child tax credits. Maybe we would qualify. It would really help us over this hump.



Quote:
Originally Posted by maciascl View Post

I usually observe "Buy Nothing Day" rather than Black Friday since I detest the materialness of the holidays however this year I am pouring over the Target ad and I want to cry. There are so many things at great savings that we really have been wanting/needing but I just can't do it right now. We will continue  to go without. :SIGH I guess it is getting to me ans I am beging to feel a bit deprived even though I feel horrible saying that. There are so many that have so much less than I, I feel like I have no right to complain.



I broke down and went to Old Navy b/c they had $15 jeans and coats. My kids needed coats, and DH and I both needed a pair of jeans. I wish I had had money to buy Christmas presents for others, but I just couldn't spare the money yet.

post #94 of 105

we don't have a dryer. . .  the inside drying rack is over the heater.  outside, i dry stuff in the garage, and on the small back porch when it's damp.  and i line dry year round.  actually, the cold air often drys stuff faster because there can be less humidity in it.  stuff will be frozen stiff, but dry when it's thawed. 

 

this month has been a nightmare on the personal front.  xh is still paying most of the bills, and that is fine, but it seems like i will never find a job.  and because of the craziness that has happened, my dds scream and cry at the notion of me working out of the house.  sigh.

post #95 of 105

Well, I didn't get the promotion. They talked a lady who's been doing backup for the position but adamantly said (until last night) she didn't want it to take it into accepting it. This is like the 3rd time I've been overlooked for that position. So I'm going to drop overnights and just go to days. It means a pay cut, but it'll be less physically demanding and less stressful in that my hours will be steadier, at least hopefully. Losing $1/hr isn't as bad as having my hours cut in half for a week at random.

 

post #96 of 105

Happy November,

 

I was surprised to get a letter in the mail from the food stamps office saying "as a mandatory Food Stamp registrant, you are required by federal law to register with the food stamp employment and training program of the (state) department of labor and workforce development.  Opportunities for training and employment will be discussed at your appointment (_______________),  If you enroll in a qualified component, you will be eligible for travel expense assistance.

 

Has anyone else received this and if so, were you requred to sign up?  I have three special needs children, and doubt that I will be able to hold a full time job..

post #97 of 105

hmmm, what state do you live in?  How old are your children?  In my state (MO), you're more or less exempt from looking for a job if your children are under school age or you are pregnant-at least with one non working parent, that is.  My husband has always had a job, been in school, or been just about to get a job whenever we've been on food stamps.  At interviews for recertification they always ask us if anyone is paid to watch our children and when we say no they automatically exempt us. 

post #98 of 105

Never heard of that, but my DD is still under school age. I really hope that's not the case as I'm medically unable to work right now.

post #99 of 105

I'd take documentation of your situation. There's bound to be an exemption. Unlike with cash assistance, they can't make you look for a job or work to receive nutrition assistance.

post #100 of 105

Welcome, Lavatea! I will PM you my etsy shop! Glad to have you here with us! (oh, and our cable is out now... lol... couldn't pay the bill, but we are hooking up the lap top to the t.v. and we just signed up for a free month on netflix which I will cancel before they charge me.. teee heeee..)

 

Provocativa~ hugs, girl, sorry about the personal stuff and sending you good job hunting vibes, if you need 'em.

 

Ravin~ sorry about the promotion, but it sounds like you are making a good switch. I hate when I had jobs in the past that randomnly dropped my hours then some weeks it seemed like all I did was work.. not good for trying to pay bills, I know.

 

Someone for the love of goddess please tell me how this new multi quote button works; I am hitting the multi quote button, then hitting reply.. and nada shows up! arghhh

 

Jyotsna~ I've never heard such a thing... hope it all works out though.

 

So, we had a nice Thanksgiving with friends, I did not glance at anything sales related, stayed home and got my turkey/nap/TV sloth on.. this week has been tough getting back into the swing of school, and right before the holiday we had a meeting with my son's school where they threw out ADD or ADHD as a possibility, we are not interested in meds, so the counselor suggested an elimination diet, so we've started cutting out alot of things from my son's diet and he's working with the teachers on regulating his behavior.. it's alot to take in, it's especially hard to feed him b/c he is a picky eater to start with. My dd though has been very busy this week b/c she has her big play coming up tomorrow! Her school is putting on a huge play with 130 kids, 2 shows tomorrow, and 2 on friday. She is so cute and little, she's only 5 and she is a big fat egg. I look forward to seeing it on friday, it's my birthday and thank goodness they are giving each family 2 free tickets. I feel kinda bad that I can only see one show, we are all going on friday, if I went tomorrow it would cost us $13 for mom, dad and brother to go see her... it just sucks when I'm scratching for the gas to just get her there.

I did get a small paycheck for my work study today, though, so I got gas and the basics, we were out of TP, soap, shampoo, cat food, cat litter and laundry detergent. (went to family dollar and used their current coupon in their circular $5 off $25)

I really want a christmas tree... don't know where the $ for that will come from, so I'm still hoping for now..( last year we couldn't afford one either, we got a freebie pointsetta from the local Earth Fare and that was what we had our gifts around)

Been generally sad and stressed out; school is hard, parenting is hard, and it seems like everyone in my life is judging me. Hope to return to a better mood soon.

 

Hang in there ladies!

New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Frugality & Finances
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › November 2010 Low Income Support Thread