My DH lost his job this morning. There is nothing like waking up to the news that your family no longer has any income coming in one week after giving birth to your third child. Ugh!
Luckily, after much discussion and jumping through many loopholes, my DH joined the military and begins training early January. We SHOULD start seeing some income at the end of that month, no later then mid-Feb. So, what can we do to keep afloat for the next few months? I've read it can take 4-6 weeks to have unemployment approved, and we're not sure that will happen. The reason behind him being let go was "job performance", and to be eligible you can't be at fault for losing your job. "Job performance" was all that was said. Everyone's job performance is being effected because of the economy. And I think it's pretty shady that my DH lost his job the DAY AFTER he told his boss he was joining the military and that he wouldn't be returning after the first of the year.
Anyway, with a new baby, cutbacks, and murphy's law we haven't been able to save anything and money has been TIGHT. Good news is we paid off most of our consumer debt (inc. the car we never drove!) early in the year. We have $14.00 in our checking account and $10.00 in my wallet. We just paid rent, utilities, life insurance and groceries for the next couple weeks. We have no money to pay our electric bill, internet (a need for school), cell phone (main line), groceries for the end of the month, or to purchase auto insurance. . . we've been driving a company vehicle, so we didn't "need" (and couldn't afford) insurance. We have no extras to get rid of, except for storage. DH's company card paid that on the 1st, but we have to pay it back... they will have to wait.
Since he just lost his job I don't think we'll qualify for any assistance. They want pay stubs for the last 30 days. I do have a wic appt. next week, so I think with that I'll be able to make what we have in our cupboards and freezer stretch to the end of the month. I can sell a crib, changing table, and a few other items to help empty out our storage.
Thanks for reading this... I'm not sure if I'm venting, relieving stress by typing this out, or asking for suggestions... *sigh* Everything will work out... Right?
Luckily, after much discussion and jumping through many loopholes, my DH joined the military and begins training early January. We SHOULD start seeing some income at the end of that month, no later then mid-Feb. So, what can we do to keep afloat for the next few months? I've read it can take 4-6 weeks to have unemployment approved, and we're not sure that will happen. The reason behind him being let go was "job performance", and to be eligible you can't be at fault for losing your job. "Job performance" was all that was said. Everyone's job performance is being effected because of the economy. And I think it's pretty shady that my DH lost his job the DAY AFTER he told his boss he was joining the military and that he wouldn't be returning after the first of the year.
Anyway, with a new baby, cutbacks, and murphy's law we haven't been able to save anything and money has been TIGHT. Good news is we paid off most of our consumer debt (inc. the car we never drove!) early in the year. We have $14.00 in our checking account and $10.00 in my wallet. We just paid rent, utilities, life insurance and groceries for the next couple weeks. We have no money to pay our electric bill, internet (a need for school), cell phone (main line), groceries for the end of the month, or to purchase auto insurance. . . we've been driving a company vehicle, so we didn't "need" (and couldn't afford) insurance. We have no extras to get rid of, except for storage. DH's company card paid that on the 1st, but we have to pay it back... they will have to wait.
Since he just lost his job I don't think we'll qualify for any assistance. They want pay stubs for the last 30 days. I do have a wic appt. next week, so I think with that I'll be able to make what we have in our cupboards and freezer stretch to the end of the month. I can sell a crib, changing table, and a few other items to help empty out our storage.
Thanks for reading this... I'm not sure if I'm venting, relieving stress by typing this out, or asking for suggestions... *sigh* Everything will work out... Right?
We made it I don't know how many times, pregnant, and new baby! you will get through this. Infact they will give you so much in foodstamps it is nuts!
