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What is your family income? - Page 2

Poll Results: What is your annual income as a family?

  • 18% (127)
    Less than $25,000
  • 12% (85)
  • 14% (94)
  • 9% (64)
  • 8% (57)
  • 7% (52)
  • 6% (45)
  • 4% (31)
  • 17% (116)
    over $95,000
671 Total Votes  
post #21 of 81
We are poor too, Violet. I am with you. Luckily we are surrounded by family and are involved in a good church where most people are wealthy and full of charity Being poor is not so bad. It can be stressful at times, yet it teaches us to be resourseful and creative and to live on love and not money. More money buys more stuff, which takes up more room in the home. Love buys more love, which has endless room in the heart.
post #22 of 81
Well said Lila. We've got lots of love and the basics are covered. What more do we really need??
post #23 of 81
We went through a bad spell when my husband was out of work year before last, but this year was a real bell-ringer. All our resources were spent, our bills were up, and he got laid off three days after DD was born.

Still, it's been a super year. DH was able to stay home (albeit with huge stress due to finances) and get to know DD as an infant. I have learned so much about reducing, re-using and recycling everything. I have finally internalized the gift of gratefulness and the ability to gracefully receive from others. And our priorities (family, travel, goals) are rock solid.

Makes having money again seem so mundane!
post #24 of 81
We are in the middle of this list-my income pays our health insurance & my life insurance & my mom to watch the dd & my AOL bill & the boys lunch money.(part time only)
My husband is self employed so we have to pay taxes out of this amount also.His income pays the major stuff.
post #25 of 81
my vote was a BEFORE tax vote... it's a MUCH different figure once our checks hit the bank -- much lower.

also, my rent is VERY HIGH. i know various people who make less than i do, and pay less in rent -- we end up with the same amount of "spending" money.

anyway... it's NEVER enough, is it??! i mean, it's money or time... if you make loads of money at your job, you MOST LIKELY don't have a lot of time for your family. i'm sure there's exceptions to this rule, yet not many.


post #26 of 81
poor in the wallet, rich in the heart

My SIL & BIL make 8x what we do and have put themselves in such a financial bind with their overly expensive house and cars, they have little time for the kids. It's sad. We rent, we buy used cars, or take over old ones from the in-laws . I keep telling myself that the foodstamps are my paycheck for staying home. We are lucky to live in an area where the cost of living is really low--I sympathize with those who don't--our 4br house only costs us $475/mo. with a 30x60 ft backyard for the 3ds.

And yeah--what's up with the expensive cans of tomatoes!?!
post #27 of 81
"I'd rather spend time than money" what my dh says each time i freak about the money. He's right. I wish I were rich in time, rather than in money. There is never enough of each. Even tho on 35k we are not making ends meet, but yet have opted to have dh stay home with ds (I make more and like my job better-at a science museum) rather than having us both work and pay somebody else raise ds. You just have to decide what your priorities are.
post #28 of 81
Yeah, a poll on income is hard to give an accurate picture, as people live in different areas where things are higher or lower in cost, different family sizes, etc. We have 3 kids and only my dh works; we're around $25,000, which really just isn't enough!! - bills are always behind, etc. etc. As far as food though - I still manage to buy organic, rennet free, non GM, free range, etc. much of the time because its important to me. Food is pretty much where we spend a little extra.
post #29 of 81

bell curve

Hello, I selected 35,000-45,000 but we barely squeak into that bracket before taxes. I think the bell curve may reflect the economic inequality built into American society. There are lot of people living on too little, and some who have more than they need, and the middle class is shrinking.

My husband and I have crept out of poverty - it's been a long, rough road - and I feel very lucky to have kitchen cupboards full of food, mittens on the kids, petfood for the cats, no harrassing calls from bill collectors, and $27 leftover until payday. We haven't always been so fortunate.

Many people in the U.S. are attempting to live and raise families on the so-called "minimum wage" which basically means you work and work for subsistence, and rarely enjoy having everything you need to live. I think it's important that those of us who are more fortunate keep the needy in mind.

To me, as a stay-at-home parent, as long as the bills don't outpace our income, it is a wonderful thing to be able to have the time to nurture my family. I can play guitar or do some sewing, get online, or read a book to the kids, or whatever. Time is precious, more precious than money, but only if you have enough money to meet your needs.

I feel sad that so many familes put the priority solely on work, leaving the children unattended and unsupervised, unmentored. I think that the young generation is suffering badly from parental inattention. Many people, both mothers and fathers, are working long hours just to be able to afford to live. This is the age of drop-offs, latch key kids, and school as daycare. It's a shame . The "bell curve" is unfair.

post #30 of 81

It's funny isnt it?

The highest percentages go to the two lowest amounts and the one highest. Just one question, where do the familys that make less that $20,000 a year vote?
post #31 of 81
Oh sorry, I just saw that the first option is for *less* than 25 thousand. My apologies....
post #32 of 81
We are poor as anything - surviving on student loans (mine) and what little money my dh makes as a server. Thank heavens for public assistance. I ain't ashamed! We live in mid-Georgia where rents are fairly cheap; I swear I'd feel loaded if we made $30k a year. Ha ha ha. It's all about perspective, isn't it?
post #33 of 81
We are in the very middle but are dirt poor by affluent Orange County standards. The average home price here is in the $300,000s. I think we would be better off financially taking a cut in pay and moving someplace cheaper.

I really hate it here. Frickin Stepford.
post #34 of 81
We're way under 25,000---both of us are students. Dh is almost done with grad school and I've got a ways to go with my undergrad. Dh will finish in December and start working. It will be so weird going from where we are now to $40-50,000 a year. I can't even imagine.
post #35 of 81
Post deleted. don't really see a point to this thread anymore.
post #36 of 81
We are at the high end but you'd never know it.

He got this job a year and a half ago where he was able to make enought to pay off both of our debts. Now we own one car, we have no debt, we shop at discount stores only for our clothes, we rarely eat out, we don't buy much at all except food and clothes when needed, etc. We sack every spare bit of his income into savings. We want to be prepared for the chance that this job will end or the day that we don't want to keep moving around. We hope to one day buy a business I can run while keeping the children with me and he can go back to being (gasp!) a cop.

Side note: We love California but dh will never move back there. Those are the most astronomical living costs of anywhere! What is funny is that my ex (ds's father) lives there and claims to not have enough money to pay for child support-- I am like, duh! Move!
post #37 of 81
We too are on the lower part of this survey. I just found out though, that even though I thought we were maybe upper lower class that in this state we are about average. The average family of 4 in the state of PA makes before taxes $27,000 PER YEAR. The average woman's income is $18,000. This info comes from my dear SIL who called me to ask how on earth anyone could live on that. She's so sweet....I didn't have the courage to tell her we live on less than that (about $25,000). She makes about $30 an hour and crys poor mouth all the time! She actually called me to tell me she was pushing her SO to get a better job "because he only makes $18 ph". I don't mean to make her sound bad....she's really great, just has different ideas than we do..... We make way too much money for the kids to get any sort of medical assistance or food stamps. We do get WIC.....which helps a lot. How little do you have to make to get assistance? The poverty leval seems to be set too low to me...even though I feel we have enough where we are at.
post #38 of 81
Man what a difference in income brackets we all are!

I chose under $25,000...you really wanna know, I am poverty level....um maybe $ 10,000 PER YEAR! Ahhh but I am not missing out on anything. #1 its just me & kaya and #2 I live with my folks!

post #39 of 81
We're at $28,000 before taxes (supporting two adults and two cats). That's dirt-poor around here (Bay Area CA - our one bedroom apartment is $1550/month - 66% of our income - but utiliities are included). We have one car, for which we don't pay the upkeep or insurance - SO's parents take care of that) I have $14,000 in student loans, and we'll have more when SO graduates, but then he'll also be working and making a lot more than I do now, hopefully.

I often think about how nice it would be just to make $10,000 more a year, and I definitely want a little more before we have kids, but honestly we do just fine now. We're not stressed by it and don't feel like there's anything we need that we can't get right now. We even eat a lot of organics The hardest part was finding ourselves an apartment where the landlord didn't require our income to by 3 times the rent before considering us at all.
post #40 of 81
Very interesting! We defenately fall into the low category here, but i am not complaining, it feels we have the essentials in life (and no TV to tell us otherwise).. and i keep laughing because i always seem to choose work that pays little (such as dance or movement therapy.. and now, doula!) and i always keep studying more. Like my dh. So we are eternally curious but poor. Hmm.. is it time to plug out of that reality?
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