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What is your family income? - Page 4

Poll Results: What is your annual income as a family?

  • 18% (127)
    Less than $25,000
  • 12% (85)
  • 14% (94)
  • 9% (64)
  • 8% (57)
  • 7% (52)
  • 6% (45)
  • 4% (31)
  • 17% (116)
    over $95,000
671 Total Votes  
post #61 of 81

fair to middling, but still broke

I think we are in the middle.

Thanks to Murphey's Law, just about the time I think I have a handle on the finances, a money gobbling gremlin creeps in to snatch my funds. Is it just me or does this happen to other people too???
post #62 of 81
ok I admit it, WDW has been calling my name since I started having kids, but it's dh's influence, I swear!
post #63 of 81
We Move around alot so the difference in houseing should not suprised me but it does! I saw somebody say they had townhouse in 300k area?! I think the average house sells around here for about 200,000, We Bought ours two years ago for 500,000 and have made Many Renovations to since then, So I guess Even within our community there are major price differences.
post #64 of 81
I think alot of it does have to do with where you live. I voted at the highest end, but I live in Hunterdon County, NJ which in the latest polls is the richest area in the country according to average salaries. We are only 6o-75 minutes from NYC, but in the country so it is an appealing place to live. People would rather live here and commute. We live very comfortably. I only work 1 evening a week as an L&D nurse. I am homeschooling, CD, EBF. You should see the houses around me though. $500,000 to $700,000 for most new construction. The cars these people drive and all the bells and whistle's. I think most of these people must be dual income families where they both have high paying professional jobs. The thing is they work all the time so they have little time to enjoy life or their kids. We do eat out once a week, but most of are clothes are consignment, hand me down's, or thrift shops. We did just buy a new boat engine, but DH uses it every weekend to go waterskiing with the kids(5 and 2) and his brother, sister, and bil and friends. We are enjoying life. It is true though. The more you make the more you spend.
I give everyone credit who voted on the lower end. Children grow up too fast. Enjoy this time at home with them.
post #65 of 81
I actually voted in the 25k-35k range! We are just barely eeking over that line though, having been in the lowest range for years... we are young parents with 2 kids and I work very little to stay home with them. I have gone back to school part time, and we bought a little house (with major grandparent and federal help ) last year. The neighborhood is not great, but not terrible...but Im not complaining! As someone else said Ive been a "transient" before so having food to eat and a roof over our heads rocks My weakness (or strength) lies in organic food. I have to buy good food, I cant help it. My dh is a chef, there's no way Im going to let his talents go to waste at home! Id rather go barefoot than eat crappy food. And honestly, there really isnt any plans for great wealth in our future... a homebirth midwife doesnt exactly rake in the bucks: I was raised pretty poor and guess my kids will be too, unless my dad suddenly becomes the movie star he wants to be (im not kidding, lol). Anyway, interesting topic...is there a scholarship program for mothering subscriptions? I sure could use one right about now. How about a playment plan?
New Moon
post #66 of 81

Re: fair to middling, but still broke

Originally posted by greenluv
I think we are in the middle.

Thanks to Murphey's Law, just about the time I think I have a handle on the finances, a money gobbling gremlin creeps in to snatch my funds. Is it just me or does this happen to other people too???
You are not alone. Every single time I think I'm finally caught up something else happens. :
post #67 of 81
We make a little over $1,300 a month before taxes, $500 of which goes to COBRA and a little more to car insurance, phone bills, etc. This "big money" however will be ending next month when DH's unemployment runs out. As you may have guessed, we had to move in with my parents. I did some consulting work and substitute teaching this year and made enough to pay off the car loan and chuck a few bucks into savings, but basically we are POOR POOR POOR! I hate this economy! I hate the fact that my husband feels lousy about himself because he can't find a decent job with benefits, it affects our whole family and it's enough to make me cry. He sends out tons and tons of resumes to no avail. He is underqualified, overqualified, not the right fit, etc. It's just awful.

I am in graduate school right now for my MAT. I will be done with the teaching certification portion of the program in May, and eligilble for a fall hiring. Then I will be making a whopping $32K! Mind you a basic 2BR apt. around here runs you at least $1,600 (1/4 mile from NYC) throw in child care (if DH ever finds a job) and hello zero balance again. Sheesh! I feel like we are in a dark hole.

I never thought I would be so poor. I hate it. I am sure we are eligible for some gov't assistance, but I have yet to look into it. Maybe some food stamps and WIC. It really says something when you have a dh with a BA from a good college, over 10 years of working experience, a desire to work and you have to go on welfare. What's up with that?

I know I could have gone back to work if I could have found a job, but I was looking at long term and what I want most is some time with my son. Not staying in the office until 9 everynight, going away on business trips, stressing about departmental sales goals, etc. That was fine before baby, but not now. So I guess there are trade-of's to be made.

Why can't some things be easier?
post #68 of 81
post #69 of 81
We are smack in the middle. 60k should be pretty good, but for two things. I am the sole breadwinner and a freelancer, which means that a big cut goes to taxes and Social Security. Thank goodness for deductions. Also we live in an expensive town - beautiful place, very diverse and interesting, but houses average around 300k.

This is more than we've ever made and it allows my DH to stay home with our daughter and work on his writing. But #2 is on the way, so I will have to cut back on my work and DH is looking for at least a part-time job to make up some of the difference. My goal is to not work at all if I can for 3 mos. and then start back slowly. I can't quit entirely due to the clientele I have built up.

DH might also go back to grad school in the next couple of years, so we might be back to the old student finances. That said, we remember that time fondly. I made $900 a month at a bookstore and DH worked at a pizza place while he finished school. This was possible because we were in a real student town (Eugene!!) and our friends were all students.

I think your family and circle of friends make a huge difference. Where we used to live our friends were all in the same situation we were, and that made it easier. Now the people we meet through pre-school, etc. are mostly quite wealthy. They are also nice people, but there is just a different set of assumptions at work.
post #70 of 81
Sunmountain, I am soooo jealous. We pay $560 for a two bedroom second level apartment, with no yard.

I am a full-time student and Dh is a full-time dad, we get food stamps and helathcare, but our co-op takes food stamps and we love each other. It would be nice not to worry about paying the bills, but someday we will have our little plot of land, and all the organic tomatoes we can eat.
post #71 of 81
We will be making under $22,000 after I quit work (the next 5 months or so). Dh lost his $30,000 yr job (good money in southern Indiana) when his company downsized. They started at the top and worked their way down so dh was in the first batch (13yrs in).

His new job pays much less (30% less) but at least it's a job. He's doing janitorial work at Indiana University and gets a big discount on classes, so there's always that.

Our standard of living isn't too bad. We just refinanced our car, so instead of paying $420/month (OUCH) we're paying $270. Our only debts are house, card and $1300 on the credit card. Otherwise it's just the utilities. We're pretty blessed really. All through the 3 months dh wasn't working, we tithed his severance and God stretched that money to pay the bills like we never dreamed!

Most months we can afford to eat out a couple times and buy the Organic produce. Often I go a few weeks without stepping foot in the regular grocery store!

monpetitfils- in the same situation as you except we are still in our own home. We're on Hoosier Healthwise (Indiana version of Medicaid) for my pg until dh's insurance kicks in and WIC. DH worked a good job for 13 yrs and has a BA in mechanical engineering. Like Dubya said on TV today in Louisville, there's not enough jobs and we've got to do something!
post #72 of 81
I still can't vote and it's really bugging my because I wanted to just put my checkmark in and leave, but now I can't. We're in the over 95,000 range and live in an area where this is considered a good amound of money. However, we tend to live the feast or famine mode since my partners income is dependent on sales (loan officer). Also, it was not that long ago that we were close to the other end of the spectrum. We live kind of frugally (is that a word?) Our house payment is $612 dollars per month and it's a city rowhome with a small yard and no garage, driveway,etc. We do now have 2 cars but for a very long time we were a one car family. My kids have the amount of clothes they need but not much more, we eat fairly simply and do not eat out very often. I really am of the less is more mentality. We help others whenever we can and don't want to put ourselves into a situation where we depend on a large income because you never know when it will suddenly become a small income.

post #73 of 81
I must just be in a cranky mood. Why does it matter how much everyone makes? You didn't mention why you thought it was a worthwhile poll.

It must be my "outwardly stuff has no bearing on happiness in life so why do we dewll on it" thing getting ruffled.

I'm going to a corner now...

post #74 of 81
I voted $75-85,000. DH just started a new job, so we have dropped a little and are tightening up.... But, it is worth it to have a job he is happy in!!!! whoo-hoo!!!
post #75 of 81
life is funny. in 1993 I made 4k. in 1997 my answer would have been 26K. Last year, it was 130k. lost my job, so now it's just fine but not overflowing. But from 1997 to 2002 our income quintupled. ah, the roaring end of the '90s.
post #76 of 81
Hmmmm. interesting the results. our joint is about 80-85k. living in colorado isnt as bad as the east coast (we lived in CT for a bit), but i feel its relative. definitely the more you make, the more you spend....meaning if we make 85k, should i live in a smaller, not as nice neighborhood just because? or should i buy where we can afford which is nicer? i mean, my husband, like alot of husbands work between 45-65 hrs a week and makes a good living, he could work at 7-11 the same hours and make far less, so we stopped feeling guilty and accept gratefully the $$ he makes and appreciate the job that he has.
post #77 of 81
So, Lena, since you know everybody else's family income, why don't you share yours now!
post #78 of 81
Unfortunately, Lena hasn't been around in about a year--too bad because she was active on the old boards, had a lot of interesting things to say, and I miss her!

Notice this thread was started Dec. 3, 2001. That is some longevity---it's the thread that will not die!
post #79 of 81
We have new income as of August. We make 408 dollars a week in unemployment
post #80 of 81
Oh, really sorry to hear that DiaperDiva. BTDT, just last Easter (gee, thanks a lot- nice time of year to get the boot). Fortunately I was still working, otherwise we'd have been in trouble. Dh never got a cent of unemployment because the company gave him his back pay as 'severance'. Jerks. We live in an area where there aren't many good jobs anymore.

Dh has a new job now, much better. Less stress, but also less money. Oh well. Hang in there! It will be better soon!
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