My one and only was born at home, with a midwife. I felt very confident my decision, despite the fact that my nearest transfer hospital was 30 min away. The book that cemented my gut feeling about it was Ina May Gaskin's - Guide to Childbirth. Best health care decision I have made to date.
Transfer rates very A LOT by midwife; yes, many have about a 25% transfer rate, but some have a much lower (and a few higher) transfer rate. That is a crucial question to ask any midwife during an interview. If you have ANY concerns about your ability to complete a natural homebirth, I would also highly recommend getting a doula. Most transfers are due to "lack of progress" (I really hate that phrase), or "maternal exhaustion", both can be mitigated by having a doula by your side to coach you (and your spouse, if present) through the roughest spots and keep things progressing.
What ever your decision, be sure it is one you feel VERY comfortable with; only a comfortable, confident, relaxed mother can birth successfully. Any fears or trepidation will stall the labor process. This is not touchy-feely, goddess, mother earth speak, this is based in science and the body's hormonal/chemical reactions that take place when in fear vs in a relaxed state. Adrenaline shuts off the body's functions (fight or flight) and inhibits Oxytocin production (the naturally produced chemical needed to keep labor progressing). Birth where ever and with whom ever you fell most secure and comfortable.
Do your research, interview practitioners, READ Ina May's book, and search the MDC forums and then make the best decision for you. YOU have to birth this baby, no one else.